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Home Loan advantages in Bangalore

Beautiful climate and a rich culture

Bangalore's climate is a key reason why many people like to settle here. It's the perfect blend of hot and cold weather where the days are sunny and bright as the nights are much colder with a light breeze accompanying throughout.

But that's not it! The city also accommodates a vibrant culture, fraught with museums, exhibitions, nightclubs, exquisite cuisines, and an amalgamation of the rest of India. With realty investments in the city shooting up, property prices are also on the rise. But fret not! With a housing loan in Bangalore, you can quickly select a property you like and move in.

A booming economy

Bangalore boasts of another moniker, the Silicon Valley of India. And rightly so! The city has a bustling economy, ever-growing industries, a dynamic entrepreneurial scene, and numerous business corporations. Thanks to its flourishing economy, millennials and youngsters are keen to move to the city. Moreover, homebuyers can easily finance their dream home in the city with affordable home loan in Bangalore.

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    8.60%* p.a.

Features of Home Loan in Bangalore

Bangalore, the Silicon Valley of India, is a city of opportunities. Its weather and vibrant culture make it a perfect city to own a place of your own. And Tata Capital can help you get your dream house. Here is how:

Attractive Interest Rates

Home loans often come at high-interest rates and hefty monthly instalments. But Tata Capital offers the lowest interest on home loans in Bangalore, so you can easily finance your purchase.

Easy Eligibility Criteria

With Tata Capital’s easy-to-meet eligibility criteria, you do not wait any longer than you need to get your loan approved. If you meet the requirements, we process your loan immediately so you can move into your new house without delay.

Multi-purpose Loan

Bangalore has housing for every individual. Whether you want to purchase an apartment in a high-rise or a traditional independent house, Tata Capital will help you accomplish your dream.

Easy Repayment

Low-interest rates make your EMIs manageable. But to make repayment more convenient, Tata Capital offers flexible tenure of up to 30 years so you can repay the loan at your pace.

Prospering Economy

Bangalore is a hub of IT, with industries growing at rates faster than ever. Property in such cities is a great investment, especially with Tata Capital’s affordable home loans in Bangalore.

What are the Interest Rates for Home Loan in Bangalore?

Bangalore offers a slew of benefits for investing in the city's real estate scenario as a cosmopolitan. It accommodates an excellent public transport system, top-notch civic amenities, well-recognised eminent institutes, and a high standard of living at a relatively cheaper cost. What's more, even acquiring a home loan in Bangalore entails a hassle-free process.

Besides, nowadays, the home loan interest rates in Bangalore are at an all-time low makes it the right time to make a realty investment. Why? That's because lower rates of interest translate into lower interest payable and smaller EMIs. At Tata Capital, you can get the lowest home loan rates in Bangalore, starting at just 8.95%*, to build your dream home.

If you're looking for an effortless borrowing experience, turn to Tata Capital. We extend easy-to-meet eligibility criteria, nominal processing fees, no additional hidden charges, and flexible loan terms. To book a housing loan in Bangalore at affordable rates of interest, connect with us today.

What is the Eligibility Criteria for a Home Loan in Bangalore?

To avail a Tata Capital Home Loan in Bangalore, you must be:

  • You should be aged between 24 to 65

  • You must be salaried or self-employed

  •  A salaried professional with a minimum of two years of working experience and a monthly salary of at least Rs. 30,000
  • A self-employed individual with a minimum of 3 years of working experience in the current field.

  • Possessing a credit score of 750+

Use our Home Loan Eligibility Calculator to verify your home loan eligibility.

What are the documents required to avail a Home Loan in Bangalore?

Age proof

Passport, Driving License, PAN Card, Birth Certificate

Address Proof

Bank Statement/ Voter ID

Identification Proof

Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport

Income Proof

Bank account statement for the last six months for salaried professionals and self-employed individuals: last three years' Projection Statement / Six months statement from current account

Processing Fee Cheque

Property Documents 

How to Calculate EMI for Home Loan Online?

Before applying for a home loan in Bangalore, it's prudent to understand how much you'll repay. Here, your overall home loan repayment amount is tied to your rate of interest, loan term, and principal loan amount. You repay this sum through equated monthly instalments (EMIs).

To calculate your home loan EMI in Bangalore, use our home loan EMI calculator. The calculator is easy-to-use and intuitive. All you need to provide is your loan amount, tenure, and interest rate. The calculator will display your EMI figure. You will also see a breakup of the amount you'll be paying towards your loan's interest and principal components.

Since housing loans usually extend for 15-30 years, the interest can chalk up to become a sizeable amount. That's why by calculating your EMIs for your housing loan in Bangalore, you can understand how much you'll need to save from your monthly budget to comfortably pay off the loan.

How to apply for a Home Loan online in Bangalore?


First of all, fill out the digital application form with your personal, occupation, loan, and property details. These details help us determine your loan eligibility.


After you apply for housing loan in Bangalore, we process your form to extend a suitable loan deal. Now, upload the required documents. 


Post-document verification, our experts assess the property you're buying. Then, we generate an e-sanction letter. All you need to do is download the letter.


Finally, your loan is approved. Now, the sanctioned funds reach your account.

Other Ways to Apply for a Home Loan in Bangalore

  • Customer care: 18602676060

  • Email –

  • Registered Branch – 45 & 44, Second Floor, 60 Feet Road, G- Block, Sahakar Nagar, Bangalore - 560092.