Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs

SUPPORT

Loans For You
Loans for Business
Investment
Insurance
Apply

Quick Links for loans

Quick Links for Insurance

Investment

Offers Quick Pay
Back

New Car Loan

Know More
Back

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure
Know More
Back

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required
Know More
Back

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients
Know More
Back

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer
Know More
Back

Own Your Home in Bangalore with Tata Capital Home Loans

Beautiful climate and a rich culture

Bangalore's climate is a key reason why many people like to settle here. It's the perfect blend of hot and cold weather where the days are sunny and bright as the nights are much colder with a light breeze accompanying throughout.

But that's not it! The city also accommodates a vibrant culture, fraught with museums, exhibitions, nightclubs, exquisite cuisines, and an amalgamation of the rest of India. With realty investments in the city shooting up, property prices are also on the rise. But fret not! With a housing loan in Bangalore, you can quickly select a property you like and move in.

A booming economy

Bangalore boasts of another moniker, the Silicon Valley of India. And rightly so! The city has a bustling economy, ever-growing industries, a dynamic entrepreneurial scene, and numerous business corporations. Thanks to its flourishing economy, millennials and youngsters are keen to move to the city. Moreover, homebuyers can easily finance their dream home in the city with affordable home loan in Bangalore.

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    8.75%* p.a.

    View Rates & Charges

Home Loan EMI Calculator

Loan amount
₹
₹75,000 ₹35,00,000
Loan duration
1 Years 6 Years
Loan duration
12 Months 72 Months
Rate of interest
%
10% p.a 19% p.a

Monthly EMI

  • Total Amount Payable

    0*

  • Total Interest Payable

    0*

Total Amount Payable

Total Interest Payable

Apply Now
Calculate Home Loan EMI

Features and Benefits of Home Loan in Bangalore

Bangalore, the Silicon Valley of India, is a city of opportunities. Its weather and vibrant culture make it a perfect city to own a place of your own. And Tata Capital can help you get your dream house. Here is how:

Attractive Interest Rates

Home loans often come at high-interest rates and hefty monthly instalments. But Tata Capital offers the lowest interest on home loans in Bangalore, so you can easily finance your purchase.

Easy Eligibility Criteria

With Tata Capital’s easy-to-meet eligibility criteria, you do not wait any longer than you need to get your loan approved. If you meet the requirements, we process your loan immediately so you can move into your new house without delay.

Multi-purpose Loan

Bangalore has housing for every individual. Whether you want to purchase an apartment in a high-rise or a traditional independent house, Tata Capital will help you accomplish your dream.

Easy Repayment

Low-interest rates make your EMIs manageable. But to make repayment more convenient, Tata Capital offers flexible tenure of up to 30 years so you can repay the loan at your pace.

Prospering Economy

Bangalore is a hub of IT, with industries growing at rates faster than ever. Property in such cities is a great investment, especially with Tata Capital’s affordable home loans in Bangalore.

Home Loan Interest Rates in Bangalore?

Bangalore offers a slew of benefits for investing in the city's real estate scenario as a cosmopolitan. It accommodates an excellent public transport system, top-notch civic amenities, well-recognised eminent institutes, and a high standard of living at a relatively cheaper cost. What's more, even acquiring a home loan in Bangalore entails a hassle-free process.

Besides, nowadays, the home loan interest rates in Bangalore are at an all-time low makes it the right time to make a realty investment. Why? That's because lower rates of interest translate into lower interest payable and smaller EMIs. At Tata Capital, you can get the lowest home loan rates in Bangalore, starting at just 8.75%*, to build your dream home.

If you're looking for an effortless borrowing experience, turn to Tata Capital. We extend easy-to-meet eligibility criteria, nominal processing fees, no additional hidden charges, and flexible loan terms. To book a housing loan in Bangalore at affordable rates of interest, connect with us today.

Eligibility Criteria for a Home Loan in Bangalore?

To avail a Tata Capital Home Loan in Bangalore, you must be:

  • You should be aged between 24 to 65

  • You must be salaried or self-employed

  •  A salaried professional with a minimum of two years of working experience and a monthly salary of at least Rs. 30,000

  • A self-employed individual with a minimum of 3 years of working experience in the current field.

  • Possessing a credit score of 750+

Use our Home Loan Eligibility Calculator to verify your home loan eligibility.

Documents Required for Home Loan in Bangalore

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Income Proof

    A copy of your Salary Slips for the last three months, Salary Bank Account Statements for the last six months, Appointment letter, Yearly increment letter, or a Certified true copy of Form 16

  • Existing Loan Details

    Existing loan details should be provided through Bank Statements or Loan Statements

  • Processing Fee Cheque

    To be issued from your salary account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Business Proof

    A copy of the last two years' Income Tax Returns, your Business Profile on a letterhead, or your Business Registration Certificate for business commencement

  • Income Proof

    A copy of the last three years' Profit & Loss (P/L) Projection Statement, Operative current account statement for the last six months, Bank statements for the last six months of CC/OD facilities (if taken)

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your business account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Employment Proof

    A copy of your pay slips for the last six months along with the employment stability documents, such as your appointment letter or previous employment history

  • Income Proof

    Overseas salary account details for Indian NRE or NRO account statements for the last six months

  • Credit Report

    NRI applicants should submit a Credit Report of their current country of residence, wherever it is applicable as per Tata Capital norms

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your salary account or business account

How to apply for a Home Loan online in Bangalore?

1

First of all, fill out the digital application form with your personal, occupation, loan, and property details. These details help us determine your loan eligibility.

2

After you apply for housing loan in Bangalore, we process your form to extend a suitable loan deal. Now, upload the required documents. 

3

Post-document verification, our experts assess the property you're buying. Then, we generate an e-sanction letter. All you need to do is download the letter.

4

Finally, your loan is approved. Now, the sanctioned funds reach your account.

Apply Now

Other Ways to Apply for a Home Loan in Bangalore

  • Customer care: 18602676060

  • Email – contactus@tatacapital.com

  • Registered Branch – 45 & 44, Second Floor, 60 Feet Road, G- Block, Sahakar Nagar, Bangalore - 560092.

Home Loans in Your City

City-image-icon

Home Loan in Visakhapatnam

Know More
City-image-icon

Home Loan in Ahmedabad

Know More
City-image-icon

Home Loan in Surat

Know More
City-image-icon

Home Loan in Delhi

Know More
City-image-icon

Home Loan in Mumbai

Know More
City-image-icon

Home Loan in Hyderabad

Know More
City-image-icon

Home Loan in Pune

Know More
City-image-icon

Home Loan in Chennai

Know More
City-image-icon

Home Loan in Gurgaon

Know More
City-image-icon

Home Loan in Kolkata

Know More
City-image-icon

Home Loan in Jaipur

Know More
City-image-icon

Home Loan in Chandigarh

Know More
City-image-icon

Home Loan in Lucknow

Know More

Get Home Loan for Different Budgets

FAQ's on Housing Loan in Bangalore

What is the minimum salary to avail of a home loan in Bangalore?

To qualify for a Tata Capital home loan, salaried individuals need a minimum monthly income of ₹30,000.

How much is the downpayment on a home loan in Bangalore?

The exact amount depends on factors such as the loan program, lender policies, and your financial profile.

Do I need to provide any security or collateral to apply for a home loan in Bangalore?

Yes, you need to provide security or collateral.

How to Calculate EMI for Home Loan Online?

To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.

How long does it take to get a housing loan in Bangalore?

The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.

Can I prepay my home loan in Bangalore? Are there any charges associated with it?

For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.

Are there any additional charges for home loans in Bangalore?

Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.

How to get a home loan with a low cibil score in Bangalore?

Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.

Related Housing Loan Videos

Home Loan
#homeloan

Know more about Home Loans

Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam! 

0:50
HL EMI

Calculate Home Loan EMI within seconds

1:00
HL repayment

Home Loan Repayment Guide

0:59

Home Loan Blogs

Home Loan
Home Loan
What is Freehold Property?
18 March, 2025
Home Loan
Home Loan
Understanding Margin Money in Home Loans
18 March, 2025
Home Loan
Home Loan
What is the OCR amount in a Home Loan?
18 March, 2025
Home Loan
Home Loan
Best Ways to Invest in Real Estate
18 March, 2025
Quick Links
Our Subsidiaries
Our Private Equity Funds

Useful Links and Resources

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Policies, Codes & Other Documents

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Tata Capital Solutions & Services

Uh oh, something went wrong

Please try again later.

thankyou

Thank you for subscribing

We will send news and updates to your registered email ID

Beware of Frauds!

For any assistance, contact our customer support

offers-icon

rahul.sharma@gmail.com

Looking for offers...

loader
Chat
tia-chatbot tia-chatbot-mobile Ask TIA