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Home Loan in Kolkata

Home Loan in Kolkata

 Kolkata is a city engulfed in rich culture, mouth-watering sweets, and even sweeter people! The perfect mix of age-old traditions and modernity makes it the perfect place to set up your dream home in, but rising property rates can make things difficult. Apply for a home loan in Kolkata with Tata Capital, your perfect solution for owning a home in the city.

Know more about our offering

Key Features

Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure

Up to 30 years

Interest rate starting at

6.90%*

Advantages

Easy Eligibility Criteria

 We have easy criteria in place to help you buy a home in the city of your dreams.

Quick Disbursal

 With our quick turnaround time, you can get your loan sanctioned in just a few days. Say goodbye to waiting for weeks for loan approval.  

Flexible Repayment

Enjoy flexible EMI payments. Pay lower instalments initially, and increase them as your income increases. Avail a comfortable repayment with our maximum loan tenure of 30 years.

Subsidised Loans

 Under PMAY (Pradhan Mantri Awas Yojana) subsidy scheme, we give you affordable housing loans in Kolkata. Avail subsidised financing in both rural and urban areas with Tata Capital.

Easy Eligibility Criteria

 We have easy criteria in place to help you buy a home in the city of your dreams.

Quick Disbursal

 With our quick turnaround time, you can get your loan sanctioned in just a few days. Say goodbye to waiting for weeks for loan approval.  

Flexible Repayment

Enjoy flexible EMI payments. Pay lower instalments initially, and increase them as your income increases. Avail a comfortable repayment with our maximum loan tenure of 30 years.

Subsidised Loans

 Under PMAY (Pradhan Mantri Awas Yojana) subsidy scheme, we give you affordable housing loans in Kolkata. Avail subsidised financing in both rural and urban areas with Tata Capital.

INTEREST RATES FOR HOME LOANS IN KOLKATA

  • Salaried

    6.90%*

  • Self Employed Professionals

    6.90%*

  • Self Employed Non-Professionals

    6.90%*

What is the Eligibility Criteria for Home Loan in Kolkata?

  • Applicant should be between the age of 24 - 65
  • Salaried employees must be drawing a minimum salary of Rs. 30,000 with at least a work experience of two years
  • Self-employed professionals must possess at least three years of work experience in their current field of expertise

What are the Documents Required for Getting a Home Loan in Kolkata?

  • Age Proof
  • Photo Identity Proof
  • Residence Address Proof
  • Income Proof
  • Existing Loan Details

 

To check out the list our valid documents, visit our home loan documents page.

How to Calculate EMI for Home Loan Online?

Effortlessly calculate your loan EMIs with our very own Home Loan EMI Calculator. Simply select your loan amount, rate of interest, and duration. Our tool will calculate and inform you the EMI and payable interest amounts instantly.

 

HOW TO APPLY FOR A HOME LOAN ONLINE IN KOLKATA

Other ways to Apply for a Home Loan in Kolkata

  • Customer care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch – TCHFL, Flat 2 C & 2 D, 2nd Floor, South Block, Park Plaza, 71 Park Street, Kolkata – 700016

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE