Home Loan in Kolkata
Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation


It’s often difficult to find affordable housing in the central areas of bustling metropolises, but Kolkata is not like that. You can still find vacant and good quality housing in prime areas within the city. To fund these, home loan in Kolkata are also readily available.
Kolkata's beautiful Rajarhat and New Town suburbs are developing rapidly, with several IT and business parks ready and operational. Due to this, many apartments and bungalow townships have also sprouted in this area at affordable prices.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Up to 30 Years
Interest rate starting @
8.75%* p.a.
Tata Capital offers instant home loans so you can easily purchase or construct your dream house. Here are some features of a home loan in Kolkata:
Wondering where you can find some of the lowest home loan interest rates in Kolkata. Try Tata Capital! Listed below are our base interest rates for housing finance in Kolkata. Check them out and start your loan application with us.
Know that with home loan interest rates in Kolkata being as affordable as shown below, you can buy a bigger and better property in the neighbourhood of your choosing.
So, instead of postponing the purchase of your real estate investment or dream housing, award yourself the luxury of getting one within a matter of days. How? By taking a housing loan in Kolkata with Tata Capital.
You must be between 24 and 65 years of age
To check out the list our valid documents, visit our home loan documents page.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, Flat 2 C & 2 D, 2nd Floor, South Block, Park Plaza, 71 Park Street, Kolkata – 700016
The exact amount depends on factors such as the loan program, lender policies, and your financial profile.
Yes, you need to provide security or collateral.
To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.
The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.
For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.
Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.
Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.