Home Loan in Kolkata
Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation
To qualify for a Tata Capital home loan, salaried individuals need a minimum monthly income of ₹30,000.
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Personal loan starting
@ 11.50% p.a- Instant approval
- Personal Loan Hybrid Term Loan
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Personal loan for all your needs
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Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
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Home Loan with instant approval starting
@ 8.75% p.a- Instant approval
- Easy repayment
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Home Loan for all your needs
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Business loan to suit your growth plan
- Collateral-free loans
- Customized EMI options
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Business loan for all your needs
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Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
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Explore Used Car Loans
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Avail Loan Against Securities up to ₹40 crores
- Quick access to finance
- Zero foreclosure charges
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Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
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Avail Loan Against Property up to ₹ 10 Crores
- Lower Interest Rates
- Longer Tenure
- Flexible Repayment Options
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Get Education Loan up to Rs. 2 crores
- Pre admission sanction
- Attractive interest rates
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Own Your Home in Kolkata with Tata Capital Home Loans
Good properties available in central areas
It’s often difficult to find affordable housing in the central areas of bustling metropolises, but Kolkata is not like that. You can still find vacant and good quality housing in prime areas within the city. To fund these, home loan in Kolkata are also readily available.
Rapid suburb development is on track
Kolkata's beautiful Rajarhat and New Town suburbs are developing rapidly, with several IT and business parks ready and operational. Due to this, many apartments and bungalow townships have also sprouted in this area at affordable prices.
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Loan amount offered
₹5,00,000 - ₹5,00,00,000
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Loan tenure
Up to 30 Years
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Interest rate starting @
8.75%* p.a.
Features and Benefits of Home Loan in Kolkata
Tata Capital offers instant home loans so you can easily purchase or construct your dream house. Here are some features of a home loan in Kolkata:
Home Loan Interest Rates in Kolkata?
Wondering where you can find some of the lowest home loan interest rates in Kolkata. Try Tata Capital! Listed below are our base interest rates for housing finance in Kolkata. Check them out and start your loan application with us.
Know that with home loan interest rates in Kolkata being as affordable as shown below, you can buy a bigger and better property in the neighbourhood of your choosing.
So, instead of postponing the purchase of your real estate investment or dream housing, award yourself the luxury of getting one within a matter of days. How? By taking a housing loan in Kolkata with Tata Capital.
Eligibility Criteria for a Home Loan in Kolkata?
You must be between 24 and 65 years of age
- Salaried employees must be drawing a minimum salary of Rs. 30,000 with at least a work experience of two years
- Self-employed professionals must possess at least three years of work experience in their current field of expertise
Documents Required for Home Loan in Kolkata
To check out the list our valid documents, visit our home loan documents page.
How to apply for a Home Loan online in Kolkata?
Other Ways to Apply for a Home Loan in Kolkata
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, Flat 2 C & 2 D, 2nd Floor, South Block, Park Plaza, 71 Park Street, Kolkata – 700016
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Know MoreGet Home Loan for Different Budgets
- ₹10 Lakhs Home Loan
- ₹12 Lakhs Home Loan
- ₹15 Lakhs Home Loan
- ₹25 Lakhs Home Loan
- ₹30 Lakhs Home Loan
- ₹35 Lakhs Home Loan
- ₹40 Lakhs Home Loan
- ₹45 Lakhs Home Loan
- ₹50 Lakhs Home Loan
- ₹60 Lakhs Home Loan
- ₹65 Lakhs Home Loan
- ₹70 Lakhs Home Loan
- ₹75 Lakhs Home Loan
- ₹80 Lakhs Home Loan
- ₹85 Lakhs Home Loan
- ₹90 Lakhs Home Loan
- ₹1.5 Crore Home Loan
- ₹2 Crores Home Loan
- ₹2.5 Crores Home Loan
- ₹3 Crores Home Loan
- ₹4 Crores Home Loan
FAQ's on Housing Loan in Kolkata
What is the minimum salary to avail of a home loan in Kolkata?
How much is the downpayment on a home loan in Kolkata?
The exact amount depends on factors such as the loan program, lender policies, and your financial profile.
Do I need to provide any security or collateral to apply for a home loan in Kolkata?
Yes, you need to provide security or collateral.
How to Calculate EMI for Home Loan Online?
To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.
How long does it take to get a housing loan in Kolkata?
The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.
Can I prepay my home loan in Kolkata? Are there any charges associated with it?
For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.
Are there any additional charges for home loans in Kolkata?
Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.
How to get a home loan with a low cibil score in Kolkata?
Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.
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