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Home Loan advantages in Delhi

Affordable Yet Premium Realty

There is no shortage of affordable housing options in the country's heart and centre. Many developers have set up profile-based projects in the Capital, but without any compromises on quality. Home loans in Delhi are also easy to avail of. So, you can find a property to suit your taste, needs, and budget without difficulty. 

Access to World-Class Infrastructure

The city offers something for everyone. It has growing corporate hubs, well-developed healthcare and higher education institutes, and seamless interconnectivity with Metro, bus, and other public transits. Whether you want to make a home here or let out a property for rental income, India's Capital has just the right selection of properties. That's why taking a housing loan in Delhi to buy a home is always a good idea. 

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Up to 30 years

  • Interest rate starting @

    9.15%* p.a.

Features of Home Loan in Delhi

Delhi is a multi-cultural city with many career opportunities at the heart of the country. If you plan to purchase a house in Delhi, Tata Capital can help you accomplish that. Here are some features of a home loan in Delhi.

Attractive Interest Rates

With Tata Capital, home loans are as affordable as possible, and we offer the lowest interest rates on home loans in Delhi. Your monthly instalments will be much lower so you can move into your new house sooner.

Adequate Funds for Housing

Tata Capital extends home loans of up to Rs. 5 Crore. So, whether you plan to purchase a ready-to-move-in apartment or house or construct your dream house, you can do that with Tata capital’s home loan.

Easy-to-meet Eligibility Criteria

Tata Capital’s easy-to-meet eligibility criteria ensure that your loan is processed on time. We make sure that you get your dream house without any delay. You can use our Home Loan Eligibility Calculator to determine your eligibility in seconds.

Easy Repayment

We also make sure that loan repayment is not a burden. With Tata Capital, you get flexible loan tenure of up to 30 years so that you can repay the amount at your convenience.

Lasting Investment

Delhi is popular among youth for academics and careers. Every year, thousands move into the city to look for opportunities. So, your property will your valuable asset.

What are the Interest Rates for Home Loan in Delhi?

As a metropolitan, Delhi scores high on infrastructure, civic amenities, transit networks, and overall standard of living. Even access to a home loan in Delhi is relatively more straightforward. This makes the Capital a top-tier city for realty investment. 

Not convinced? Well, the home loan interest rates in Delhi are at a record low, which means you only pay smaller EMIs. If you have been eyeing a residential property for a while, now is a perfect time. With Tata Capital, you can get some of the lowest home loan rates in Delhi and become a proud homeowner in no time. 

We also have minimal documentation requirements, charge a nominal processing fee and zero hidden charges. Given the various benefits of borrowing a housing loan in Delhi from Tata Capital, why wait? Connect with us today!

What is the Eligibility Criteria for a Home Loan in Delhi?

If you want information about the eligibility criteria for a Tata Capital loan, use our Eligibility Calculator. Simply fill out the required fields and determine your eligibility today.

Tata Capital’s eligibility criteria for home loans is listed below –

  • You must be between 24 and 65 years of age

  • Salaried applicant’s minimum salary and work experience: Rs. 30,000; 2 years

  • Self-employed applicant’s minimum work experience in the current field: 3 years

  • NRI (Non-Resident Indians) applicants must be salaried and hold a minimum work experience of 3 years

What are the documents required to avail a Home Loan in Delhi?

Salary Slips

Age Proof

Income Statement

Address proof

Processing Fee Cheque

Identity Proof

Visit our home loan document page to get the detailed list of documents required for availing a home loan.

How to Calculate EMI for Home Loan Online?

Are you planning to borrow a home loan in Delhi? Then you must understand which factors affect your EMIs and how you can prepare for them.

Your payable EMI amount is determined using your applicable interest rate and tenure. To estimate the same, you can use a home loan EMI calculator online. With Tata Capital's Home Loan EMI Calculator, you can estimate your home loan EMI in Delhi in only a few minutes and take the first step towards your dream home today. 

All you need to do is enter your principal amount and tenure to get a combination that works well. With accurate estimates of your home loan repayment obligations, you can plan ahead for your housing loan in Delhi and prepare a budget to repay the dues on time. 

How to apply for a Home Loan online in Delhi?


Firstly, fill out the application form with the correct details. Provide your personal, occupation, loan, and property details. This is done to check your eligibility.


After you apply for housing loan in Delhi your form is processed to provide a suitable loan offer. You're also prompted to upload the required documents.


After document verification, our experts will assess the property you're purchasing and generate an e-sanction letter. Download the same to avail your home loan.


Finally, the loan is approved, and the required funds are sent straight into your account.

Other Ways to Apply for a Home Loan in Delhi

  • Customer care: 18602676060

  • Email –

  • Registered Branch –   
    Address 1: 2nd and 3rd floor ,A-9,Swasthya Vihar,Vikas Marg,New Delhi-110052
    Address 2: 1st & 2nd floor,B- 36 Lajpat Nagar-II New Delhi-110021(Above HDFC Bank)