Home Loan in Delhi
Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation


There is no shortage of affordable housing options in the country's heart and centre. Many developers have set up profile-based projects in the Capital, but without any compromises on quality. Home loans in Delhi are also easy to avail of. So, you can find a property to suit your taste, needs, and budget without difficulty.
The city offers something for everyone. It has growing corporate hubs, well-developed healthcare and higher education institutes, and seamless interconnectivity with Metro, bus, and other public transits. Whether you want to make a home here or let out a property for rental income, India's Capital has just the right selection of properties. That's why taking a housing loan in Delhi to buy a home is always a good idea.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Up to 30 years
Interest rate starting @
7.99%* p.a.
Delhi is a multi-cultural city with many career opportunities at the heart of the country. If you plan to purchase a house in Delhi, Tata Capital can help you accomplish that. Here are some features of a home loan in Delhi.
As a metropolitan, Delhi scores high on infrastructure, civic amenities, transit networks, and overall standard of living. Even access to a home loan in Delhi is relatively more straightforward. This makes the Capital a top-tier city for realty investment.
Not convinced? Well, the home loan interest rates in Delhi are at a record low, which means you only pay smaller EMIs. If you have been eyeing a residential property for a while, now is a perfect time. With Tata Capital, you can get some of the lowest home loan rates in Delhi and become a proud homeowner in no time.
We also have minimal documentation requirements, charge a nominal processing fee and zero hidden charges. Given the various benefits of borrowing a housing loan in Delhi from Tata Capital, why wait? Connect with us today!
If you want information about the eligibility criteria for a Tata Capital loan, use our Eligibility Calculator. Simply fill out the required fields and determine your eligibility today.
Tata Capital’s eligibility criteria for home loans is listed below –
You must be between 24 and 65 years of age
Salaried applicant’s minimum salary and work experience: Rs. 30,000; 2 years
Self-employed applicant’s minimum work experience in the current field: 3 years
NRI (Non-Resident Indians) applicants must be salaried and hold a minimum work experience of 3 years
Visit our home loan document page to get the detailed list of documents required for availing a home loan.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch –
Address 1: 2nd and 3rd floor ,A-9,Swasthya Vihar,Vikas Marg,New Delhi-110052
Address 2: 1st & 2nd floor,B- 36 Lajpat Nagar-II New Delhi-110021(Above HDFC Bank)
The exact amount depends on factors such as the loan program, lender policies, and your financial profile.
Yes, you need to provide security or collateral.
To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.
The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.
For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.
Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.
Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.