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Own Your Home in Ahmedabad with Tata Capital Home Loans

Rapid commercial and retail development

Satellite and Bodakdev are the expensive areas in Ahmedabad with well-developed physical and social infrastructure. The city packs impeccable infrastructure, and a high living standard as localities are dotted with several malls, restaurants, schools, hospitals, banks, and five-star hotels. These most-favoured locations are home to wide roads and abundant public transport.

When looking to settle in the perfect blend of comfort and luxury, choose a suitable housing loan in Ahmedabad and buy your desired property.

Wide range of property choices

Ahmedabad offers an exciting slew of properties. Be it luxurious apartments or villas in Satellite, relatively more affordable properties of Prahlad Nagar, or well-developed independent houses of Bopal; the city has it all. You can also invest in the properties from the high-end localities of Bodakdev using a home loan in Ahmedabad.

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    8.75%* p.a.

    View Rates & Charges

Home Loan EMI Calculator

Loan amount
₹
₹75,000 ₹35,00,000
Loan duration
1 Years 6 Years
Loan duration
12 Months 72 Months
Rate of interest
%
10% p.a 19% p.a

Monthly EMI

  • Total Amount Payable

    0*

  • Total Interest Payable

    0*

Total Amount Payable

Total Interest Payable

Apply Now
Calculate Home Loan EMI

Features and Benefits of Home Loan in Ahmedabad

Ahmedabad is a perfect city to get your dream house, and Tata Capital will ensure you fulfil your dream. Here is how:

Attractive Interest Rates

With Tata Capital, you can be sure of getting the lowest interest rates on home loans. So, you pay smaller monthly instalments and easily purchase a brand-new property.

Easy Eligibility Criteria

Tata Capital has very basic eligibility criteria, so your loan is approved quickly, and the amount is disbursed to your account instantly. Use Tata Capital’s Home Loan Eligibility Calculator to determine your eligibility.

Easy Repayment

Tata Capital offers flexible tenure of up to 30 years so that you can repay the loan at your convenience.

Wide Range of Properties

Ahmedabad has properties for everyone. You can get luxurious apartments and villas in high-end localities. If you want a more affordable independent house, you can get that too. And Tata Capital will help you finance your dream property.

Well Developed Infrastructure

Even the most affordable localities in Ahmedabad have a robust infrastructure. So, no matter the area, your house will be well-connected to other parts of the city with its road and transport networks. The abundance of amenities like schools, hospitals, malls, and hotels make Ahmedabad the best city to own a house.

 

Home Loan Interest Rates in Ahmedabad?

 As a commercial hub, Ahmedabad offers a range of perks for investing in its realty hotspots. It packs well-planned infrastructure, transit networks, civic amenities, residential localities, and a good standard of living at relatively lower costs. But that’s not it! Even getting a home loan in Ahmedabad is quick and hassle-free.

At the same time, the home loan interest rates in Ahmedabad are at a record low, which means lower interest payable and smaller EMIs for you. So, if you’ve selected the perfect property for your investment, now is the right time. At Tata Capital, you can qualify for the lowest home loan rates in Ahmedabad and buy your preferred property at the earliest.

With easy-to-fulfil eligibility conditions, minimal documentation requirements, nominal processing fee, and no hidden charges, Tata Capital assures you of a comfortable borrowing experience. When seeking a housing loan in Ahmedabad at competitive terms, turn to Tata Capital. Contact today.

Eligibility Criteria for a Home Loan in Ahmedabad?

To avail a Tata Capital Home Loan in Ahmedabad, you should meet some basic eligibility criteria such as:

  • You should be aged between 24 to 65

  • You must be salaried or self-employed

  • Salaried professionals need a minimum of two years of working experience and a monthly salary of at least Rs. 30,000

  • Self-employed individuals need a minimum of three years of working experience in the current field

  • A credit score of 750+

Use our Home Loan Eligibility Calculator to determine your eligibility.

Documents Required for Home Loan in Ahmedabad

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Income Proof

    A copy of your Salary Slips for the last three months, Salary Bank Account Statements for the last six months, Appointment letter, Yearly increment letter, or a Certified true copy of Form 16

  • Existing Loan Details

    Existing loan details should be provided through Bank Statements or Loan Statements

  • Processing Fee Cheque

    To be issued from your salary account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Business Proof

    A copy of the last two years' Income Tax Returns, your Business Profile on a letterhead, or your Business Registration Certificate for business commencement

  • Income Proof

    A copy of the last three years' Profit & Loss (P/L) Projection Statement, Operative current account statement for the last six months, Bank statements for the last six months of CC/OD facilities (if taken)

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your business account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Employment Proof

    A copy of your pay slips for the last six months along with the employment stability documents, such as your appointment letter or previous employment history

  • Income Proof

    Overseas salary account details for Indian NRE or NRO account statements for the last six months

  • Credit Report

    NRI applicants should submit a Credit Report of their current country of residence, wherever it is applicable as per Tata Capital norms

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your salary account or business account

How to apply for a Home Loan online in Ahmedabad

1

Firstly, provide us with your personal, occupational, property and loan-related details. Now that you have filled this online form, we will quickly check whether you fit our easy-to-fulfil eligibility criteria.

2

We extend to you a loan offer and request minimal paperwork.

3

Next, we verify your documents and inspect the property you are looking to purchase to sanction your loan and offer an E-sanction letter. Download this letter.

4

Now, we release your funds at the earliest, which directly reaches your bank account.

Apply Now

Other Ways to Apply for a Home Loan in Ahmedabad

  • Customer care: 18602676060

  • Email – contactus@tatacapital.com

  • Registered Branch – TCHFL, Shanti Arcade, 1-Chetan Society, Near Sardar Patel Colony, Cross road, Naranpura, Ahmedabad – 380014

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FAQ's on Housing Loan in Ahmedabad

What is the minimum salary to avail of a home loan in Ahmedabad?

To qualify for a Tata Capital home loan, salaried individuals need a minimum monthly income of ₹30,000.

How much is the down payment on a home loan in Ahmedabad?

The exact amount depends on factors such as the loan program, lender policies, and your financial profile.

Do I need to provide any security or collateral to apply for a home loan in Ahmedabad?

Yes, you need to provide security or collateral.

How to Calculate EMI for Home Loan Online?

To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.

How long does it take to get a housing loan in Ahmedabad?

The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.

Can I prepay my home loan in Ahmedabad? Are there any charges associated with it?

For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.

Are there any additional charges for home loans in Ahmedabad?

Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.

How to get a home loan with a low cibil score in Ahmedabad?

Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.

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Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam! 

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