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Own Your Home in Hyderabad with Tata Capital Home Loans


Bustling IT sector

Given that Hyderabad is one of India’s top IT hubs, people from all across the country flock to this city looking for jobs and houses. If you’re one of them, purchase the house of your dreams with the help of a home loan in Hyderabad. You can also apply for a loan to invest in a decent property within the city to earn a stable rental income.

High construction quality

In Hyderabad, you tend to get more bang for your buck in terms of construction quality. Since newer properties keep cropping up due to the soaring real estate demand, there’s healthy competition between different developers – each trying to provide higher quality than the other. 

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    8.75%* p.a.

    View Rates & Charges

Home Loan EMI Calculator

Loan amount
₹
₹75,000 ₹35,00,000
Loan duration
1 Years 6 Years
Loan duration
12 Months 72 Months
Rate of interest
%
10% p.a 19% p.a

Monthly EMI

  • Total Amount Payable

    0*

  • Total Interest Payable

    0*

Total Amount Payable

Total Interest Payable

Apply Now
Calculate Home Loan EMI

Features and Benefits of Home Loan in Hyderabad

With Tata Capital, you can easily finance your new house in Hyderabad. Here are some benefits of home loans in Hyderabad:

Affordable Loans

With Tata Capital, home loans are accessible and more affordable. We provide the lowest interest rates on home loans in Hyderabad. Check our latest interest rates on our website and compare your options.

Highest Loan Eligibility

Tata Capital has easy-to-meet eligibility criteria in place. Use our online Home Loan Eligibility Calculator to determine your eligibility in seconds. Upon confirmation of your eligibility, we quickly process your loan, so you do not wait longer than you have to.

Flexible Tenure

We also offer flexible repayment tenure of up to 30 years. So, you can move into your new house without difficulty and repay the loan at your convenience.

Tailored To Your Needs

Whether it is an apartment or a house you dream of, our home loans will be customized to your needs. If you want to build a brand-new house, you can do that with our home loans in Hyderabad.

Income Source

Hyderabad is an IT hub, and professionals from different parts of countries come here for opportunities. A house will be a good investment as you can use it as a rental property.

Home Loan Interest Rates in Hyderabad?

The housing loans in Hyderabad are incredibly affordable, especially if you opt for one at Tata Capital! Refer to our rates in the next section and see for yourself. Know that opting for housing finance at this time will help you buy a better property than you perhaps had initially planned.

Simply because the home loan interest rates in Hyderabad are low, which means you'll pay a lower EMI and can borrow a bigger sum.

So, take advantage of one of the lowest home loan rates in Hyderabad before they shoot up again with Tata Capital. You won’t regret it! 

Eligibility Criteria for a Home Loan in Hyderabad?

  • You must be between 24 and 65 years of age

  • Salaried employees must draw a minimum salary of Rs. 30,000 with a work experience of at least two years

  • Self-employed professionals must possess at least three years of work experience in their current field of expertise

  • NRIs (Non-Resident Indians) should be salaried individuals with a minimum work experience of three years.

Documents Required for Home Loan in Hyderabad

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Income Proof

    A copy of your Salary Slips for the last three months, Salary Bank Account Statements for the last six months, Appointment letter, Yearly increment letter, or a Certified true copy of Form 16

  • Existing Loan Details

    Existing loan details should be provided through Bank Statements or Loan Statements

  • Processing Fee Cheque

    To be issued from your salary account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Business Proof

    A copy of the last two years' Income Tax Returns, your Business Profile on a letterhead, or your Business Registration Certificate for business commencement

  • Income Proof

    A copy of the last three years' Profit & Loss (P/L) Projection Statement, Operative current account statement for the last six months, Bank statements for the last six months of CC/OD facilities (if taken)

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your business account

  • Age Proof

    A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

  • Photo Identity Proof

    A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

  • Address Proof

    A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

  • Employment Proof

    A copy of your pay slips for the last six months along with the employment stability documents, such as your appointment letter or previous employment history

  • Income Proof

    Overseas salary account details for Indian NRE or NRO account statements for the last six months

  • Credit Report

    NRI applicants should submit a Credit Report of their current country of residence, wherever it is applicable as per Tata Capital norms

  • Existing Loan Details

    Existing loan details should be provided through Bank statements or Loan statements

  • Processing Fee Cheque

    To be issued from your salary account or business account

Check out the complete list of home loan documents

How to apply for a Home Loan online in Hyderabad?

1

The most convenient way to apply for a home loan in Hyderabad is online. But, to do that, you need a credible lending institution with a user-friendly digital application portal. We, at Tata Capital, offer one! Start by clicking on the "Apply Now" tab shown below to start your online home loan application with us.

2

After clicking “Apply Now”, you will be redirected to fill out an online form that asks for your personal and occupational details. Here, you will also fill out information regarding your property details and the loan amount you want. 

3

Once you've submitted your digital form and we've verified that you match our eligibility criteria, we'll request you to submit minimal paperwork online. Our loan officer will then make a quick site visit and, if all checks out, will award you an E-sanction letter that you can download off our digital portal.

4

Receiving this letter means we have approved your loan, and the amount for the same will be transferred to your bank account. Isn't this quick and easy? So, why wait and let a great property deal slip through your fingers! Apply for a housing loan in Hyderabad with Tata Capital and buy the property you have your heart set on right away!

Apply Now

Other Ways to Apply for a Home Loan in Hyderabad

  • Customer care: 18602676060

  • Email – contactus@tatacapital.com

  • Registered Branch –TCHFL, Plot 3, 4, 5 & 6, Road #3, Auto Plaza, Opp. Times of India, Banjara Hills, Hyderabad-500034

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Get Home Loan for Different Budgets

FAQ's on Housing Loan in Hyderabad

What is the minimum salary to avail of a home loan in Hyderabad?

To qualify for a Tata Capital home loan, salaried individuals need a minimum monthly income of ₹30,000.

How much is the downpayment on a home loan in Hyderabad?

The exact amount depends on factors such as the loan program, lender policies, and your financial profile.

Do I need to provide any security or collateral to apply for a home loan in Hyderabad?

Yes, you need to provide security or collateral.

How to Calculate EMI for Home Loan Online?

To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.

How long does it take to get a housing loan in Hyderabad?

The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.

Can I prepay my home loan in Hyderabad? Are there any charges associated with it?

For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.

Are there any additional charges for home loans in Hyderabad?

Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.

How to get a home loan with a low cibil score in Hyderabad?

Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.

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Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam! 

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