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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Home Loan advantages in Hyderabad

Bustling IT sector

Given that Hyderabad is one of India’s top IT hubs, people from all across the country flock to this city looking for jobs and houses. If you’re one of them, purchase the house of your dreams with the help of a home loan in Hyderabad. You can also apply for a loan to invest in a decent property within the city to earn a stable rental income.

High construction quality

In Hyderabad, you tend to get more bang for your buck in terms of construction quality. Since newer properties keep cropping up due to the soaring real estate demand, there’s healthy competition between different developers – each trying to provide higher quality than the other. 

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    9.15%* p.a.

Features of Home Loan in Hyderabad

With Tata Capital, you can easily finance your new house in Hyderabad. Here are some benefits of home loans in Hyderabad:

Affordable Loans

With Tata Capital, home loans are accessible and more affordable. We provide the lowest interest rates on home loans in Hyderabad. Check our latest interest rates on our website and compare your options.

Highest Loan Eligibility

Tata Capital has easy-to-meet eligibility criteria in place. Use our online Home Loan Eligibility Calculator to determine your eligibility in seconds. Upon confirmation of your eligibility, we quickly process your loan, so you do not wait longer than you have to.

Flexible Tenure

We also offer flexible repayment tenure of up to 30 years. So, you can move into your new house without difficulty and repay the loan at your convenience.

Tailored To Your Needs

Whether it is an apartment or a house you dream of, our home loans will be customized to your needs. If you want to build a brand-new house, you can do that with our home loans in Hyderabad.

Income Source

Hyderabad is an IT hub, and professionals from different parts of countries come here for opportunities. A house will be a good investment as you can use it as a rental property.

What are the Interest Rates for Home Loan in Hyderabad?

The housing loans in Hyderabad are incredibly affordable, especially if you opt for one at Tata Capital! Refer to our rates in the next section and see for yourself. Know that opting for housing finance at this time will help you buy a better property than you perhaps had initially planned.

Simply because the home loan interest rates in Hyderabad are low, which means you'll pay a lower EMI and can borrow a bigger sum.

So, take advantage of one of the lowest home loan rates in Hyderabad before they shoot up again with Tata Capital. You won’t regret it! 

What is the Eligibility Criteria for a Home Loan in Hyderabad?

  • You must be between 24 and 65 years of age

  • Salaried employees must draw a minimum salary of Rs. 30,000 with a work experience of at least two years

  • Self-employed professionals must possess at least three years of work experience in their current field of expertise

  • NRIs (Non-Resident Indians) should be salaried individuals with a minimum work experience of three years.

What are the documents required to avail a Home Loan in Hyderabad?

Age Proof

Driving licence, valid passport, birth certificate, PAN card, school leaving certificate, life insurance policy

Photo Identity Proof

Valid passport, voter ID card, Aadhar card, PAN card, driving license

Residence Address Proof

Bank statements, utility bills, property tax receipt, property registration documents

Business Proof

Registration certificate for commencement of business, your business profile on letterhead, copy of the last two year’s income tax returns

Income Proof

  • Previous six months’ operative current account statement, bank statements for the previous six months of CC, OD facilities (if taken), copy of the previous three years’ P/L projection statement

Check out the complete list of home loan documents

How to Calculate EMI for Home Loan Online?

If you’re planning to opt for a home loan in Hyderabad, it’s natural to be curious about the kind of monthly instalments you’d pay. Nip the uncertainty in the bud by using the online home loan EMI calculator on our website.

Why waste time guessing and using a pen and paper calculating your tentative monthly instalment when an EMI calculator can do the same within seconds. Just input the total loan amount you want, your desired tenure and the potential rate of interest to calculate your monthly EMI.

Yes, it’s that simple! What’s more, you can try different combinations of amounts, tenures and ROIs until you find the one most comfortable to you. This way, you at least have a fair idea of your potential EMIs.

A home loan EMI calculator is a great tool that helps you figure out how much you can borrow and inform you on the total interest you’ll pay by the end of your home loan tenure. 

How to apply for a Home Loan online in Hyderabad?


The most convenient way to apply for a home loan in Hyderabad is online. But, to do that, you need a credible lending institution with a user-friendly digital application portal. We, at Tata Capital, offer one! Start by clicking on the "Apply Now" tab shown below to start your online home loan application with us.


After clicking “Apply Now”, you will be redirected to fill out an online form that asks for your personal and occupational details. Here, you will also fill out information regarding your property details and the loan amount you want. 


Once you've submitted your digital form and we've verified that you match our eligibility criteria, we'll request you to submit minimal paperwork online. Our loan officer will then make a quick site visit and, if all checks out, will award you an E-sanction letter that you can download off our digital portal.


Receiving this letter means we have approved your loan, and the amount for the same will be transferred to your bank account. Isn't this quick and easy? So, why wait and let a great property deal slip through your fingers! Apply for a housing loan in Hyderabad with Tata Capital and buy the property you have your heart set on right away!

Other Ways to Apply for a Home Loan in Hyderabad

  • Customer care: 18602676060

  • Email –

  • Registered Branch –TCHFL, Plot 3, 4, 5 & 6, Road #3, Auto Plaza, Opp. Times of India, Banjara Hills, Hyderabad-500034