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With the Mumbai Coastal Road project, the New Sea Link between Vihar and Versova, and the Metro Line 2 construction, ease of travel and connectivity have improved radically citywide. This way, the real estate demand at almost any place in Mumbai, especially around the city's outskirts, Kandivali, which is connected via multiple commute modes, etc., have cropped up.
Similarly, with the Monorail's development, Wadala, Lower Parel, and other housing clusters between Chembur and Jacob Circle are witnessing an uptick in property investments. Using a housing loan in Mumbai to invest in a property is an undeniably clever choice today.
With all the major MNCs and Indian business giants holding an office in Mumbai, the job opportunities in the city are always on the rise. If you're looking for a new job or switching to the finance and banking industry, Mumbai is an excellent place to settle in. With affordable home loans in Mumbai, easily finance your property in your desired location in Mumbai.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Up to 30 years
Interest rate starting @
8.75%* p.a.
Mumbai is known for its great skyscrapers and real-estate prices that stand higher than those skyscrapers. Fortunately, Tata Capital makes it easy for you to own your dream house in the “City of Dreams”.
Expressed as a percentage, interest rates applicable on your home loan in Mumbai is the rate at which the interest is charged on your borrowed home loan amount over the loan tenure. The home loan interest gives you an idea of the amount you’d pay over and above the principal loan amount.
Tata Capital extends the most competitive home loan interest rates in Mumbai, starting at just 8.75%*. Currently, the rates of interest on home finance are at a 15-year low and range between 6.5% and 12%.
With Tata Capital, you can get a housing loan in Mumbai at affordable interest rates and comfortably own your dream home. The lower your interest rate, the smaller the monthly instalment you pay. That's why it's crucial to compare various lenders to find the lowest home loan rates in Mumbai.
To avail a Tata Capital Home Loan in Mumbai, you should meet some basic eligibility criteria:
You must be between 24 and 65 years of age
Use our Home Loan Eligibility Calculator to determine your eligibility in seconds!
Interest rates play a pivotal role in determining your home loan repayment costs when you get a home loan in Mumbai. Moreover, since home loans are typically long-tenured, extending anywhere from 15 years to 30 years, the overall interest turns into a sizeable sum over time.
The interest amount on a housing loan is typically computed on the outstanding borrowed sum at the end of each day. It is charged on a monthly basis. Your financier takes the outstanding principal amount per day and multiplies it by the current rate of interest.
Here, even a minor difference in the home loan interest rate percentile becomes significant across the loan tenure. As the loan tenure increases, the interest payable rises as well. Therefore, while a longer tenure decreases your home loan EMI in Mumbai, it also increases your overall home loan interest.
That's why it's prudent to check home loan interest rates and calculate potential EMIs in advance before applying for a housing loan in Mumbai. With a home loan EMI calculator, you can figure out your repayment cost precisely.
Fill out the application form with the correct information. Write down your personal, employment, loan amount, tenure, and property details. This way, the lender reviews your eligibility.
After you apply for housing loan in Mumbai, we process your form and extend a suitable loan offer. Now, you’re requested to upload the relevant documentation.
After verifying your submitted documents, our experts assess the property you're buying and generate an e-sanction letter. Download it and avail of your home loan.
Lastly, your loan is sanctioned, and the funds reach your account.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch –
Address 1: 4th Floor, I-Think Techno Campus, Bldg. 'A', off Pokharan Road, No.-2, Thane (W), Mumbai - 400607.
Address 2: 2nd Floor, AFL House, Lok Bharati Complex, Marol Maroshi Road, andheri (East), Mumbai: 400059.
Address 3: Office No A-12 (Part-1), 1st Floor, Sarvodaya Mall, Opp. APMC Market, Kalyan West, Kalyan - 421301.
Know more about Home Loans
Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam!
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