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@ 8.75% p.a
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Surat accommodates more than 90% of the world’s diamonds and has the biggest hub for diamond cutting, refining, and polishing. But that’s not it! The city is also home to over 300 dyeing and printing mills and silk fabric and cotton mills. Along with that, Surat houses an IT sector with job opportunities in a range of industry verticals.
That’s why millennials are choosing to settle down in the city. With easy access to home loan in Surat, property buying is easier as well. Besides that, the Silk City of India also offers excellent options for pursuing higher studies, thanks to the presence of numerous top colleges and universities.
With a well-established economy, Surat packs the perfect blend of tall buildings, picturesque beaches, and greenery. What’s more, the residential localities are looked after well by the residents and administration alike. This way, the city’s quality of life is top-notch when combined with the availability of affordable housing loans in Surat.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Upto 30 Years
Interest rate starting @
8.75%* p.a.
Tata Capital offers instant home loans so you can easily purchase or build your dream house. Here are some features of a home loan in Surat:
The rate of interest, typically expressed as a percentage, applies to your home loan in Surat. It is the rate at which the interest gets charged on your principal loan over the specified loan term. The home loan interest amount tells you how much you’ll pay over and above the borrowed sum during repayment.
When looking for the lowest home loan rates in Surat, compare multiple lenders and their lending terms before aggreging to a loan offer. Since interest rates directly impact your monthly instalment and the overall repayment costs, choosing the right lender is a must. Moreover, with interest rates at an all-time low, this is the right time to make a property purchase.
Tata Capital provides the most affordable home loan interest rates in Surat, starting at 8.70%* at minimal documentation requirements, easy-to-fulfil eligibility terms, and quick processing. With us, you can avail of a housing loan in Surat at competitive rates of interest to easily buy your desired home.
To avail a Tata Capital Home Loan in Surat, you must meet the basic home loan eligibility criteria:
You should be aged between 24 to 65
You must be salaried or self-employed
Your credit score should be 750 or more
Use our Home Loan Eligibility Calculator to quickly determine your home loan eligibility.
Before you apply for a home loan in Surat, it’s prudent to figure out your repayment amount in advance. The total sum depends on your rate of interest applicable, loan term, and the amount borrowed. Since you repay the loan with EMIs, you should have a fair idea of how much you’ll shell out on a monthly basis during the repayment tenure.
Before applying for a housing loan in Surat, you can use a home loan EMI calculator available online to get hold of your interest payable along with your future EMIs. This way, you can create a monthly budget and chalk out the expenses you will incur while repaying your loan.
Calculating home loan EMI in Surat is important because housing loans typically extend over terms worth 15-30 years. Here, the total interest sum turns into a sizeable cost. That's why knowing your home loan repayment costs in advance helps you comfortably close the loan on time.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, Office No 102, 103 and 208, 209, 210, 211 & 212, 1st and 2nd Floor, Eco Futurz, New Citylight Road, City Light, Surat – 395007
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