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Home Loan in Surat

Home Loan in Surat

 ‘City of Diamonds’, ‘Textile City’, and the ‘City of Sun’ - Surat is known by a lot of names. With the largest diamond industry and a textile hub, the city is a popular choice amid home buyers. Get a home loan in Surat for your dream home in the heart of Gujarat.

Know more about our offering

Key Features

Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure

Up to 30 years

Interest rate starting at

6.90%*

Advantages

Minimal Processing Charge

Pay a one-time processing fee for a home loan in Surat, only up to 2% of the amount excluding the taxes.

Quick Loan Sanctions

With a simplified and fast loan disbursal process, you get the loan amount in less than a week. Apply for a home loan with us through a phone call, virtual assistant, easy online form, or a quick trip to your branch. 

Extensive Variety of Loan Solutions

Get customised home extension loans, affordable housing loans, and quick cash on an approved offer financing. Avail affordable loans at impressive home loan rates in Surat. 

Flexible Repayment Options

 With our tailor-made housing loan solutions, you get to decide your loan tenure, loan amount, EMI period, and EMI amount as per your ability to repay.

Minimal Processing Charge

Pay a one-time processing fee for a home loan in Surat, only up to 2% of the amount excluding the taxes.

Quick Loan Sanctions

With a simplified and fast loan disbursal process, you get the loan amount in less than a week. Apply for a home loan with us through a phone call, virtual assistant, easy online form, or a quick trip to your branch. 

Extensive Variety of Loan Solutions

Get customised home extension loans, affordable housing loans, and quick cash on an approved offer financing. Avail affordable loans at impressive home loan rates in Surat. 

Flexible Repayment Options

 With our tailor-made housing loan solutions, you get to decide your loan tenure, loan amount, EMI period, and EMI amount as per your ability to repay.

INTEREST RATES FOR HOME LOANS IN SURAT

  • Salaried

    6.90%*

  • Self Employed Professionals

    6.90%*

  • Self Employed Non-Professionals

    6.90%*

What is the Eligibility Criteria for a Home Loan in Surat?

To avail a Tata Capital Home Loan in Surat, you must meet the basic home loan eligibility criteria:

  • You should be aged between 24 to 65
  • You must be salaried or self-employed
  • Work experience for a salaried professional is two years along with a monthly salary of Rs. 30,000
  • As a self-employed individual, you need three years of work experience in your current field
  • Your credit score should be 750 or more

 

Use our Home Loan Eligibility Calculator to quickly determine your home loan eligibility.

What are the Documents Required for Getting a Home Loan in Surat?      

Following home loan documents are essential for getting a housing loan

  • Age Proof (Passport, Driving License, PAN Card, Birth Certificate)
  • Address Proof (Bank Statement/ Voter ID)
  • Identification Proof (Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport)
  • Income proof (Bank account statement for the last six months for salaried professionals and self-employed individuals: last three years' Projection Statement / Six months statement from current account)
  • Processing Fee Cheque
  • Property Documents

How to Calculate EMI for Home Loan Online  

A Home Loan EMI calculator can compute your EMI including the loan interest with your principal amount, interest rate, and loan tenure. A home loan calculator can help you decide the loan tenure and manage monthly budgets.

 

HOW TO APPLY FOR A HOME LOAN ONLINE IN SURAT

Other ways to Apply for a Home Loan in Surat

  • Customer care –18602676060
  • Email – contactus@tatacapital.com
  • Registered Branch – TCHFL, Office No 102, 103 and 208, 209, 210, 211 & 212, 1st and 2nd Floor, Eco Futurz, New Citylight Road, City Light, Surat – 395007

 

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE