Personal loan starting
@ 11.99% p.a
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Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
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Business loan to suit your growth plan
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Business loan for all your needs
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Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
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Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation
Owing to the city’s diligently planned design, thriving cosmopolitan culture, and job and business opportunities, you’ll always find people who want to buy a house here.
So, if you can get a home loan in Chandigarh at affordable prices, why wouldn’t you invest in a hot piece of property here. Doing this can also bring you substantial rental income.
Chandigarh is the shared capital of both Punjab and Haryana. It is also the gateway to the Himalayas. Add to this; you'll always find well-maintained infrastructure like best roads and other facilities, making it an ideal choice to stay and travel around.
Given these amenities and the city’s strategic location, it’s hard to find any flaws when it comes to living or renting here. This is a big reason behind the growth of Chandigarh’s real estate market.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Upto 30 Years
Interest rate starting @
8.75%* p.a.
Whether you plan to buy a home or build one, Tata Capital offers instant home loans in Chandigarh. Here are some of its benefits:
The first thing potential borrowers look for while choosing housing finance is the interest rate. But, this element alone should not be your sole deciding factor when applying for a housing loan in Chandigarh. You must also assess the loan tenure and other home loan repayment conditions.
What if your ROI is low, but only for a short tenure? This condition will increase your EMI substantially, and you may require serious alterations to your lifestyle. Therefore, study all components and conditions of a home loan before applying.
At Tata Capital, we extend some of the lowest home loan interest rates to help you purchase homes that you were thinking of discarding due to a high price. Refer to our section on home loan interest rates in Chandigarh to grab these attractive rates.
Tata Capital has a simple eligibility criteria in place:
You must be between 24 and 65 years of age
Salaried applicant’s minimum salary: Rs. 30,000
Salaried applicant’s minimum work experience: 2 years
Self-employed applicant’s minimum work experience in the current field: 3 years
Visit our home loan documents page to find out the list of valid documents required for your home loan application.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, 2nd Floor, SCO 20, Sector 26, Madhya Marg, Chandigarh - 160019
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Know MoreThe exact amount depends on factors such as the loan program, lender policies, and your financial profile.
Yes, you need to provide security or collateral.
To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.
The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.
For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.
Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.
Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.
Know more about Home Loans
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