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Home Loan in Chandigarh

Home Loan in Chandigarh

Chandigarh is popular as an exceptionally well-planned city with a good quality of life. Need financial help with owning a home of your own in this beautiful city? Become a homeowner in the splendid city of Chandigarh with Tata Capital’s easy home loan.

Know more about our offering

Key Features

Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure

Up to 30 years

Interest rate starting at

6.90%*

Advantages

Competitive Interest Rates

A high interest rate is no longer a roadblock to owning the house of your dreams. Apply for a housing loan in Chandigarh with interest rates starting at just 6.90%*.

Multiple Loan Options

Want a higher EMI for a quick pay off? A loan with a longer tenure? Whatever you need, Tata Capital has it covered with multiple customized home loan options in Chandigarh. 

Flexible Financing

Tata Capital understands your needs, which is why we offer flexible financing options. Trust us for hassle-free foreclosure payments, pre-payment fees, down payment, EMI structuring, and more. 

Simple Repayments

Unlock simple and flexible EMI repayment options with Tata Capital. Structure your monthly instalments according to your repayment capacity.

Competitive Interest Rates

A high interest rate is no longer a roadblock to owning the house of your dreams. Apply for a housing loan in Chandigarh with interest rates starting at just 6.90%*.

Multiple Loan Options

Want a higher EMI for a quick pay off? A loan with a longer tenure? Whatever you need, Tata Capital has it covered with multiple customized home loan options in Chandigarh. 

Flexible Financing

Tata Capital understands your needs, which is why we offer flexible financing options. Trust us for hassle-free foreclosure payments, pre-payment fees, down payment, EMI structuring, and more. 

Simple Repayments

Unlock simple and flexible EMI repayment options with Tata Capital. Structure your monthly instalments according to your repayment capacity.

INTEREST RATES FOR HOME LOANS IN CHANDIGARH

  • Salaried

    6.90%*

  • Self Employed Professionals

    6.90%*

  • Self Employed Non-Professionals

    6.90%*

What is the Eligibility Criteria for a Home Loan in Chandigarh?

Tata Capital has a simple eligibility criteria in place:

  • Applicant’s age: 24 - 65 years
  • Salaried applicant’s minimum salary: Rs. 30,000
  • Salaried applicant’s minimum work experience: 2 years
  • Self-employed applicant’s minimum work experience in the current field: 3 years
  • NRI (Non-Resident Indians) applicants must be salaried with a minimum work experience of 3 years

What are the Documents Required for Getting a Home Loan in Chandigarh?

Some standard documents required to approve your home loan:

  • Age Proof
  • Address proof
  • Identity Proof
  • Income Statement
  • Processing Fee Cheque
  • Salary Slips

 

Visit our home loan documents page to find out the list of valid documents required for your home loan application.

How to Calculate EMI for Home Loan Online

If you need help calculating your EMI for a home loan in Chandigarh, you can use Tata Capital's home loan EMI Calculator . With quick, easy, and convenient calculation, you can budget well and make the right call.

 

HOW TO APPLY FOR A HOME LOAN ONLINE IN CHANDIGARH

Other ways to Apply for a Home Loan in Chandigarh

  • Customer care –18602676060
  • Email – contactus@tatacapital.com
  • Registered Branch – TCHFL, 2nd Floor, SCO 20, Sector 26, Madhya Marg, Chandigarh - 160019

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE