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Home Loan in Chennai

Home Loan in Chennai

 A city of mesmerizing culture and tourism, Chennai is the land of beauty. However, the premium rate of properties can make real estate purchases financially burdensome. Tata Capital brings you the most affordable home loan in Chennai with a quick application process.  

Know more about our offering

Key Features

Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure

Up to 30 years

Interest rate starting at

6.90%*

Advantages

Competitive Interest Rates

 Tata Capital offers attractive housing loan rates in Chennai, with minimal documentation and a quick turnaround period, so your much-awaited home purchase isn’t delayed.  

A World of Options

 A wide range of loans await you at Tata Capital. Be it a plot for construction, balance transfer, home extension, or buying your dream home, we’ve got you covered.

Affordable Housing

 Avail affordable housing loans in Chennai with the PMAY subsidy scheme. Our home loan interest rates in Chennai start at just 6.90%*, with subsidised funding for PMAY beneficiaries.

Flexible Repayments

 Our ‘Step Up Flexi EMI Plan’ gives you flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases.  

Competitive Interest Rates

 Tata Capital offers attractive housing loan rates in Chennai, with minimal documentation and a quick turnaround period, so your much-awaited home purchase isn’t delayed.  

A World of Options

 A wide range of loans await you at Tata Capital. Be it a plot for construction, balance transfer, home extension, or buying your dream home, we’ve got you covered.

Affordable Housing

 Avail affordable housing loans in Chennai with the PMAY subsidy scheme. Our home loan interest rates in Chennai start at just 6.90%*, with subsidised funding for PMAY beneficiaries.

Flexible Repayments

 Our ‘Step Up Flexi EMI Plan’ gives you flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases.  

INTEREST RATES FOR HOME LOANS IN CHENNAI

  • Salaried

    6.90%*

  • Self Employed Professionals

    6.90%*

  • Self Employed Non-Professionals

    6.90%*

What is the Eligibility Criteria for Home Loan in Chennai?

  • Applicant must be aged between 24 - 65 years
  • Salaried employees must draw a minimum salary of Rs. 30,000 with at least two years of work experience.
  • Self-employed professionals must possess at least three years of work experience in their current field
  • For NRIs (Non-Resident Indians), the applicant must be a salaried individual with a minimum work experience of three years

 

Use our home loan eligibility calculator to calculate your eligibility in no time. 

What are the Documents Required for Getting a Home Loan in Chennai?

  • Age Proof: Driving licence, valid passport, birth certificate, PAN card, school leaving certificate, life insurance policy
  • Photo Identity Proof: Valid passport, voted ID card, Aadhar card, PAN card, driving license
  • Residence Address Proof: Bank statements, utility bills, property tax receipt, property registration documents, voter ID card
  • Business Proof: Registration certificate for commencement of business, your business profile on letterhead, copy of the last two year’s income tax returns
  • Income Proof: Previous six months’ operative current account statement, bank statements for the previous six months of CC, OD facilities (if taken), copy of the previous three years’ P/L projection statement
  • Existing Loan Details: Must provide via bank statements
  • Processing Fee Cheque: Must be issued from your business account

 

Check out the complete list of home loan documents

How to Calculate EMI for Home Loan Online  

 Calculate your EMI for loans quickly and easily with Tata Capital’s Home Loan EMI Calculator. Simply select your loan amount, rate of interest, and duration. Our tool will calculate and inform you the EMI and payable interest amounts instantly.  

HOW TO APPLY FOR A HOME LOAN ONLINE IN CHENNAI

Other ways to Apply for a Home Loan in Chennai

  • Customer care –18602676060
  • Email – contactus@tatacapital.com
  • Registered Branch –Centennial Square, 1st Floor, 6A Dr Ambedkar Salai, Kodambakkam, Chennai - 600024.

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE