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Home Loan advantages in Vishakhapatnam

Ample business and job opportunities

In addition to tourism and shipping industries, Vishakhapatnam also houses thriving fishing, pharmaceutical, IT, and import-export industries. This compels individuals from all across South India and other locations to buy residential real estate within the city.

Experiencing a real estate boom

Since the division of Telangana and Andhra Pradesh, the Andhra Pradesh State Government is pooling efforts to further develop Vishakhapatnam. This has led to an increase in the demand for real estate within the city, and subsequently, the demand for Home Loan in Vishakhapatnam

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Upto 30 Years

  • Interest rate starting @

    8.70%* p.a.

Features of Home Loan in Vishakhapatnam

Tata Capital brings you instant home loan offerings for you to purchase or construct your dream home. Here are some of the salient features of a home loan in Vishakhapatnam

Competitive interest rates

With Tata Capital, you can avail an affordable home loan as we offer some of the lowest interest rates in Vishakhapatnam. Check out our competitive home loan interest rates and be ready to move into your new home sooner!

Highest home loan eligibility

Tata Capital's easy-to-meet eligibility criteria ensure a smooth loan approval and disbursal process. Use our home loan eligibility calculator to determine your eligibility within seconds!

Investment for your Future

In a developing city like Vishakhapatnam, owning a home is more than just a dream you need to fulfil. Thanks to its thriving industrial and commercial sector, buying a property in Vishakhapatnam is an excellent investment opportunity. Tata Capital's affordable home loans will make this future investment convenient for you, as you can receive the required funds in no time!


Whether you want to construct a house, purchase a ready-to-move-in apartment, or redesign your home to reflect your lifestyle, we have tailor-made home loan offerings for all your needs.

Flexible tenure

Tata Capital's customised home loans come with an extended tenure of up to 30 years, making loan repayment extra convenient!

What are the Interest Rates for Home Loan in Vishakhapatnam?

Your loan's interest rate is one of the most important components as it increases or decreases your total monthly instalment amount. Fortunately, taking a housing loan in Vishakhapatnam has never been easier, as the interest rates are at an all-time low.

What’s more, by availing of some of the lowest home loan rates in Vishakhapatnam at Tata Capital, you can increase your total loan amount and buy a house that was going out of your budget range before.

Check out our affordable Home Loan interest rates in Vishakhapatnam, and file your housing finance application today!

What is the Eligibility Criteria for a Home Loan in Vishakhapatnam?

To avail a home loan in Vizag, you need to meet some fundamental home loan eligibility criteria:

  • You should be aged between 24 to 65

  • You must be salaried or self-employed

  • As a salaried professional you must have two years of working experience and your minimum monthly salary should be Rs. 30,000.

  • As a self-employed individual, you must have three years of working experience in your current specified field.

  • Your credit score must be 750 or above

Use our Home Loan Eligibility Calculator to find out your eligibility quickly.

What are the documents required to avail a Home Loan in Vishakhapatnam?

Age proof

Passport, Life Insurance Policy, Birth Certificate, Driving License, PAN Card

Address Proof

Bank Statement/ Voter ID/ Property Registration document

Identification Proof

Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport

Income Proof

Salary bank account statement for the last six months for salaried professionals and self-employed individuals: last three years' P/L Projection Statement / Six months statement from current account

Processing Fee Cheque

Property Documents

How to Calculate EMI for Home Loan Online?

Calculating your loan’s EMI or monthly instalments has never been easier, thanks to a home loan EMI calculator. You can find this tool on our website and figure out the exact EMI you’ll need to pay. Simply input the loan amount you wish to borrow, the tentative tenure you’d be comfortable with, and the interest rate you think you qualify for.

The minute you input these three values, the calculator will show you your EMI. You can also keep readjusting the values on the calculator till you reach a more desirable figure. A  home loan EMI calculator can help you decide how much home loan in Vishakhapatnam to borrow. You can also figure out a repayment plan once you know your tentative EMI.

How to apply for a Home Loan online in Vishakhapatnam?


Gone are the days when applying for housing finance meant taking time off your busy schedule and visiting your lender’s branch. With our online home loan application portal, you can start and file your loan application within minutes.


Want to apply for a home loan in Vishakhapatnam? Click on the “Apply Now” tab to fill out a digital form. After which we will quickly check if your application matches our eligibility criteria and ask you for relevant documents.



Our experts will then inspect the property you wish to buy and hand you your E-sanction letter if everything checks out.


And, that’s it! Once we approve your home loan, you’ll receive the amount in your bank account within a few days. So, you see how easy it is to apply for housing loan in Vishakhapatnam?

Other Ways to Apply for a Home Loan in Vishakhapatnam

  • Customer care: 18602676060

  • Email –

  • Registered Branch – TCHFL, Krupa Biz House, 49-24-51, 4th Floor, Shankarmattam Road, Madhura Nagar, Vishakhapatnam - 530016