Offers & Updates

  • Download the Moneyfy App

    Be Investment ready in minutes

    Download Now

  • Take a Tata Capital Home Loan

    Lowest interest rates starting at 6.90%*

    Apply Now

  • Apply for a Tata Card

    Get benefits worth Rs. 18,000*

    Apply Now
Back

Personal Loan

Personal Loan EMI Calculator
Personal Loan

PERSONAL LOAN INTEREST RATES STARTING AT 10.99%

Know More

Back

Overdraft Loan

CALCULATE EMI
Overdraft Loan

PERSONAL LOAN INTEREST RATES STARTING AT 13.50%

Know More

Back

Wedding Loan

CALCULATE EMI
Wedding Loan

WEDDING LOAN FUNDING UP TO RS. 25 LAKHS

Know More

Back

Medical Loan

CALCULATE EMI
Medical Loan

LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS

Know More

Back

Education Loan

CALCULATE EMI
Education Loan

AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES

Know More

Back

Travel Loan

CALCULATE EMI
Travel Loan

PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS

Know More

Back

Home Renovation Loan

CALCULATE EMI
Home Renovation Loan

HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS

Know More

Back

Home Loan

Home Loan EMI Calculator
Home Loan

HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%

Know More

Back
Back

Home Extension Loan

CALCULATE ELIGIBILITY
Home Extension Loan

CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS

Know More

Back

Affordable Housing Loan

Pradhan Mantri Awas Yojna (PMAY) Calculator
Affordable Housing Loan

UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%

Know More

Back

PMAY

Back
Back

Used Car Loan

CALCULATE EMI

Back

Two Wheeler Loan

CALCULATE EMI

Contact us 1860 267 60 60
Contact us 1860 267 60 60

STAY UPDATED!

We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.

All You Have To Do Is Click On "Allow".

CHECKING FOR OFFERS AGAINST

Are you sure?

You will not be eligible for exclusive offers from Tata Capital

thank you for SUBMITTING THE DETAILS

We will notify you in case any special offers are available

Quick Apply

NRI HOME LOAN

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs
  • Know More

    • Getting Started

    Loan Details (Amount & Tenure)

    Eligibility

    Flexible EMI Plans

    Know How It Works
    Getting Started
    It’s a magical feeling to own a home in the same place as you grew up in. It will forever house cherished memories for generations to come. That’s why Tata Capital NRI Home loan makes getting a loan simple and hassle-free. We give you complete flexibility on how you want repay the loan. We are here to make home happen for you no matter where you are in the world.

    By choosing our Home Loans for the Non Resident Indians, you will enjoy the following benefits:

    • Attractive home loan interest rates
    • Dedicated and Experienced team of experts
    • Flexible EMI repayment options
    • Customise your home loan tenure.
    We at Tata Capital incur expenses when we process your home loan application irrespective of whether you take the loan or not. Processing involves scrutiny of your application, verification of your documents, assessing your application, calculating your eligibility and so on. Our processing fee is minimal but non-refundable.
    Loan Details (Amount & Tenure)

    The minimum tenure for repaying NRI Home Loan is 1 year and the maximum time given to repay your NRI Home Loan is 15 years.

    The maximum amount of money you can get from our Home Loan for NRI depends on your needs and eligibility.
    Our interest rates start at 9.00% and are highly competitive.
    Eligibility
    To be eligible for our home loans for NRI, you have to be a non-resident Indian. You should be in the age group of 24 and 65 (At the time of completion of the Home Loan for NRI loan). A salaried customer should have total 3 years of work experience. Self-employed are not eligible.
    • Copy of valid passport showing VISA stamps.
    • Copy of valid visa / work permit / equivalent document supporting the NRI status of the proposed account holder
    • Latest contract copy evidencing Salary / Salary Certificate / Wage slip (latest W2 for USA, Latest P60 or IT returns for UK, work contract for UAE, Bahrain, latest IR8 for Singapore and latest B4 for Hong Kong).
    • Overseas Bank A/C for the last 6 months showing salary credits. If the customer has a local NRE/NRO account, the statement is mandatory.
    • As per the existing process, POA, KYC & Financial documents (salary slip & bank statement) have to be attested by Consulate or Notary Public of the respective country where the NRI is based.

    You only need to provide some basic documents for us to process your Home Loan for NRI.

    Document Salaried
    Individual
    Application Yes
    Photograph Yes
    Identity Proof Yes
    Residence Proof Yes
    Latest Salary Slip Yes
    Form-16 Yes
    6-month Bank Statement Yes
    Education Proof No
    Business Existence No
    Last 3-year ITR of Individual No
    Last 3-year ITR of Profession No
    Last 3-year P/L Statement No
    Last 3-year Balance Sheet No
    Business Profile No
    Flexible EMI Plans
    • Standard EMI Plan:

    Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined tenure

    1. EMI amount remains the same for the entire home loan period.

    Standard EMI Plan is ideal if You have a consistent income.

    • Step Up Flexi EMI Plan:

    Step Up Flexi EMI Plan offers great flexibility. This repayment option allows you to pay lower EMIs in the beginning and as your salary increases you pay higher EMIs.

    1. Provides higher Home Loan eligibility

    2. Pay more when you can afford

    3. Helps to manage income flow efficiently

    Step Up Flexi EMI Plan is ideal if you expect your income to increase at regular intervals.

    Know How It Works