HOME LOANS

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    ABOUT HOME LOANS

    If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate starting at 9.15%* with a tenure up to 30 years. Whether it’s for home purchase, construction or balance transfer, leverage our experience to work for your home loan needs. We have designed tools and calculators to ensure you have a seamless home buying experience. 

    AT TATA CAPITAL, WE GRANT HOME LOANS FOR SEVERAL PURPOSES:

    • Self-construction
    • Home extension
    • Plot plus self-construction
    • Buying fresh purchase in under construction projects

    INTEREST RATES

    The current interest rates (w.e.f 1st November, 2020) offered to our Home Loan customers are as follows:

    APPLICABLE RATES - MONTHLY REST BASIS

    • Salaried

      Upto ₹ 75 lacs - Applicable Variable Rates**9.15%*

    • Self Employed Professionals

      Upto ₹ 75 lacs - Applicable Variable Rates**8.75%*

    • Self Employed Non Professionals

      Upto ₹ 75 lacs - Applicable Variable Rates**8.75%*

    * Offer applicable only for customers availing a Home Loan via the online Home Loan application process.

    * Processing Fee: 0.5% + GST of the loan amount 

    * The above rates are subject to change without notice.

    * Home loans are originated and serviced by Tata Capital Housing Finance Limited and are at its sole discretion. Terms & Conditions Apply.

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    Most Important Terms & Conditions - Home Loans