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Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

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Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Explore Home Loan Options with SwitchMyLoan

Are you dreaming of owning your dream home? SwitchMyLoan is here to make your dreams a reality with our top-notch home loan products. As India's leading aggregator for home loans, we bring you a new-age home loan experience where you can choose from tailor-made offers from the country's top lenders. Whether you're purchasing a ready-to-move-in property, building a house on pre-owned land, or making improvements to your current home, we have the perfect solution for your diverse needs.

Apply now with SwitchMyLoan and secure the best home loan deals in the market. Our user-friendly online application process, competitive interest rates, and personalized solutions make us the top choice for home loan seekers. Let us help you find the perfect loan option that suits your needs and budget.

Home Loan Products for Every Need

Home Loan for Purchasing a Property

When it comes to purchasing a property, we understand that you need flexibility and convenience. With our home loan options, you can finance up to 95% of the property market value, giving you the freedom to choose the home of your dreams. Whether you're buying a ready-to-move-in property or an under-construction one, we have the right loan for you.

Home Construction Loan

If you have a plot of pre-owned land and want to build your dream home from scratch, our home construction loan is the perfect solution for you. We disburse the loan amount in installments based on the construction stages, ensuring that you have the necessary funds at every step of the way. With our competitive home loan interest rates and flexible repayment options, building your dream home has never been easier.

Home Extension/Improvement Loan

Sometimes, all you need is a little extra space or a structural change to transform your current home into your dream home. Our home extension/improvement loan provides funding for adding a room or making any necessary structural changes. With funding of up to Rs. 50 Crores available, you can bring your home improvement plans to life without any financial constraints.

Home Loan Balance Transfer

Are you tired of paying high interest rates and EMIs? Switch to SwitchMyLoan and reduce your interest rate and EMIs with our home loan balance transfer option. Not only will you enjoy lower monthly payments, but you can also avail a top-up on your existing loan. This allows you to access additional funds for any other financial needs you may have.

Interest Rates and Charges

At SwitchMyLoan, we believe in transparency when it comes to interest rates and charges. We understand that every penny counts, which is why we offer competitive interest rates and minimal charges. Our team of experts will guide you through the process and ensure that you understand all the associated costs before making a decision. We strive to provide you with the best deals that suit your financial situation and offer significant savings in the long run.

Home Loan Eligibility Criteria

To make the home loan application process smoother, it's important to understand the eligibility criteria. At SwitchMyLoan, we have simplified the eligibility criteria to ensure that you have a hassle-free experience. The primary factors considered for home loan eligibility include your age, income, credit score, and employment stability. By using our home loan eligibility calculator, you can easily determine the loan amount you qualify for and plan your finances accordingly.

Documents Required for Home Loan

To apply for a home loan, certain documents are required to verify your identity, income, and property details. SwitchMyLoan makes the documentation process seamless by providing a comprehensive list of documents required. Here are some of the common home loan documents you need to prepare:

  • Proof of Identity (PAN card, Aadhaar card, Passport, etc.)

  • Proof of Address (Aadhaar card, Voter ID, Passport, etc.)

  • Income Proof (Salary slips, bank statements, income tax returns, etc.)

  • Property Documents (Sale agreement, property title deed, etc.)

By preparing these documents in advance, you can expedite the loan approval process and move closer to owning your dream home.

How to Apply for a Home Loan Online

SwitchMyLoan offers a hassle-free online application process, making it convenient for you to apply for a home loan from the comfort of your own home. Here's a step-by-step guide to help you navigate the application process:

  • Visit the SwitchMyLoan website and navigate to the home loan section.

  • Fill in the required details, such as loan amount, property type, and employment details.

  • Upload the necessary documents as per the document checklist provided.

  • Review the loan terms and conditions and submit your application.

  • Our team of experts will review your application and guide you through the next steps.

  • Once your loan is approved, you can proceed with the documentation and disbursement process.

  • Congratulations! You're one step closer to owning your dream home.

What our customers say about us

I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.

Sumeet Verma

Home Loan | 14 March, 2022

The submission of my home loan application was very simple and easy. Even the documentation process was very simple and ended in very less time.

Yukta Jaiswal

Home Loan | 11 March, 2022

The customer support service is good as they responded to my queries without any wait time. With their help, my home loan was approved in very less time.

Rashmi Singhania

Home Loan | 28 February, 2022

I got my home loan approved from Tata Capital. The reason behind going with Tata Capital home loan is they were offering home loan at best price and zero processing fee.

Aman Malik

Home Loan | 18 February, 2022

Rate of interest for the home loan is nominal. The processing fee is applicable but even that's nominal.

Chintan Saraiya

Home Loan | 20 October, 2021

The agent explained clearly about the home loan process. There was no hassle in getting the loan.

Ayaz Azmi

Home Loan | 20 October, 2021

I was given a clear picture about the loan process. I am impressed how I was properly notified by the bank and how transparency was maintained.

Kalpana Singh

Home Loan | 20 October, 2021

The processing fee was nominal for my home loan. It was processed hassle free. I am satisfied with the service.

Sridhar Pillai

Home Loan | 20 October, 2021

The process for my housing loan was immediate. Interest rates were normal at X%. The documentation process was hassle free. What else can I expect!?

Kundan Meher

Home Loan | 20 October, 2021