Special Offers
Fill in these details to know more
Please enter the 4 Digit OTP sent to your mobile Number.
Generate a 4 digit OTP to verify your mobile number.
Incorrect OTP
OTP once used cannot be reused. Please resend OTP to try again.
Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Apply Now
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
Apply Now
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
Apply Now
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Apply Now
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Apply Now
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Apply Now
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
Apply Now
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
Apply Now
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Apply Now
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
Apply Now
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Apply Now
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowNothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
Apply Now
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
APPLY NOW
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreA better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply Now
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Know MoreClick the "Allow" button to receive notification
We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All You Have To Do Is Click On "Allow".
At Tata Capital, we are determined to find a home for all. Through ‘Affordable’ Home Loan you can obtain a home loan with a salary as low as ₹ 25,000. Catering to those coming from lower income segments of the society, our goal is to help you find an ideal house that you and your family deserves. We also let you customise how you want to repay. We will guide you to your house and that’s our promise.
By following a few simple steps, you can buy a home for your family.
To be eligible for PMAY scheme, you should meet some basic criteria. You or your family annual income should be anywhere between 3 lakh to 18 lakh to fall under Affordable Home Loan. You can apply for Affordable Home Loan if you are a part of an economically weaker section of the society (EWS), Scheduled Caste (SC), Scheduled Tribe (ST). You can also apply if you are a woman residing in the peripheries of Metros, Tier I cities as well as those living in Tier II and Tier III cities.
Learn more about Affordable Home Loan Eligibility and Documents for more details.
We want to make owning a home as affordable to you as possible. That’s why our subsidies start at 3%.
We want to empower you by helping you own a home at an affordable cost. Doorstep services are made available to our Home Loan customers.
Your peace of mind is assured as we will provide a complete legal evaluation of your new home. You really are our top priority.
We want to provide low cost housing options for those who would otherwise not be able to afford a home. From lower income group segment to middle income group to those coming from economically weaker segments, we are here to help.Interest Rates Under Pradhan Mantri Awas Yojana Scheme, we offer interest rate subsidy at 3%.
Equated Monthly Instalment (EMI) depends on the principal loan amount, the home loan interest rate charged and the tenure for which the loan is taken.
You can choose your Affordable Housing Loan EMI amount that is comfortable to you by using the Rural Housing Finance EMI calculator.
You can decide how you want to repay the home loan. For a fixed amount of loan and interest, you can choose the tenure and EMI that is comfortable to you. The longer the tenure, lower will be the EMI. You can also prepay your home loan after meeting defined terms and conditions. You can pay your affordable home loan through auto debit or ECS facility. In exceptional cases, you can also opt for post-dated cheque payment facility.
To be eligible for ‘Affordable’ Home Loan, you should meet some basic criteria. Your family annual income cannot be higher than ₹ 12 lakh. You can apply if you are part of an economically weaker section of the society (EWS), Scheduled Caste (SC), Scheduled Tribe (ST). You can also apply if you are a woman residing in the peripheries of Metros, Tier I cities as well as those living in Tier II and Tier III cities.
You have to meet some basic conditions to be eligible for an Affordable Housing Loan. You can use our Affordable Home Loan Eligibility Calculator to find out your eligibility. At Tata Capital, we believe in extending a home loan with minimal paperwork, affordable interest rate and flexi EMI plans.
The maximum amount will depend on your needs and eligibility and it is customisable. We do, however, offer affordable housing finance up to ₹ 12 lakhs.
The Affordable Home Loan EMI calculator will give an indicative figure for the monthly instalment payment along with break-up of the loan repayment process. With help of our EMI calculator, you will be able to arrive at the ratio of the principal amount to the interest due, based on the effect of the home loan interest rate and tenure.
EMI stands for Equated Monthly Instalments.
It is the amount that you pay to your lender on a specified date every month as repayment of the home loan taken. You can take anytime between 12 to 360 months to repay your loan to us. EMI usually encompasses of principal amount and the interest on the principal amount.
Enter the following information to calculate your EMI:
6 reasons why we are the right fit for you and your home
We offer Affordable Home Loans to meet your fund requirements without bothering you with too many formalities other than the statutory requirements as prescribed by law.
Our affordable home loan interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay.
We let you choose the loan amount, tenure and EMI period for which you need the home loan.
We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose for the affordable home loan.
Our personalised approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all.
This means we understand your needs and we will tailor our services to meet your needs. If you look good, we look good too.
WHY CHOOSE US
Be Investment ready in minutes by signing up with the Tata Capital Moneyfy app. We are here to make mutual fund investments simpler for you.
Just enter your mobile number and we will share the link with you.
SMS sent succesfully!
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Just enter your mobile number and we will share the link with you.
SMS sent succesfully!
