Personal Use Loan

What is Loan Account Number and How to Check it?

Q: What should I do if I cannot find my Loan Account Number?

If you’re unsure how to check loan account number , start with your loan documents and the lender’s app. If you still cannot find it, contact customer support and request a loan statement, they can retrieve and share the correct LAN with you.

By Tata Capital
10 December 2025
8 mins read
2883

What is Loan Account Number and How to Check it?

Individuals who are currently repaying a loan or planning to take one shortly may be familiar with the loan account number meaning. This number is a unique identifier assigned by the lender to the loan account and is essential for various loan-related activities. In this article, readers will gain a deeper understanding of what a loan account number is and why it’s crucial to keep track of it. The article will also guide readers on how to check their loan account number, enabling them to stay on top of their loan repayments and avoid any confusion or delays.

What is a Loan Account Number?

When a loan application gets approved, lenders typically assign a 14- or 15-digit number known as the ‘loan account number’ to the loan account. This number serves as a unique identifier for each loan account, and the loan account number meaning is most evident when a borrower has multiple ongoing loans. For instance, if an individual has two loans with the same lender, each loan account will have a different loan account number. Lending institutions and banks rely on the loan account number to keep track of the loans they have disbursed to each customer. As a loan account number example, if one has recently taken a loan, their loan account number may look like a series of unique numbers.

The loan account number of borrowers plays a crucial role in case they require any assistance with their loan application or encounter issues with their loan account. If borrowers face problems with their loan account, the bank or lending institution may request their loan account number to identify their details and provide assistance. Furthermore, if borrowers need to update their personal information, such as their contact number or address, the lending institution may require their loan account number for verification purposes. Therefore, borrowers should clearly understand what is loan account number and regularly perform a loan account number check to ensure they stay on top of their loan repayments and avoid potential problems.

Also, read – What is Personal Loan?

How to Check Your Loan Account Number and Loan Details

You can quickly check your loan details online or offline with the lender. Here’s how to check loan account number and details-

A. Online via website

1. Go to your lender’s website and log in using your account number/User ID and password

2. Navigate to the loan section and select your loan account

3. Your loan details, including the loan type, loan amount, tenure, EMI, and so on, will be available on the screen.

4. You can also download the e-statement for your reference

B. Via mobile ap

1. Open your lender’s mobile app

2. Register using the mobile number linked with your loan account

3. Go to the loan section and select your loan account

4. All loan details will be displayed on the screen

C. Offline by visiting the branch

A simple way to check your loan details is by visiting the lender’s nearest branch. A representative will collect your account details and share the loan details upon verification.

D. Connect with the customer care via call, email, or text

If you want to know your loan account details, such as the remaining loan tenure, outstanding balance, or EMI payments, you can contact customer care via call, email, or text. You can find the contact details via the lender’s website or app.

Also, read – What is EMI?

How to Find Your Loan Account Number Online?

Here are a few answers for your question “How to find my loan account number?”:

Checking the loan statement

A borrower’s loan statement will contain all the necessary details about their loan, including the loan account number.

Logging in to the website or app

By logging in to their registered account on the customer login section of the lender’s website or mobile app, borrowers can find their loan account number.

Calling the toll-free customer care number

If borrowers require any information or assistance with their loan, they can call the lender’s toll-free customer helpline number. For example, if a borrower has a loan from Tata Capital, they can contact their loan helpline number 1860 267 6060 between 9 am and 8 pm on working days to know how to check loan account number or for any other loan-related queries.

Visiting a branch

Borrowers can also visit any branch of their lender with their PAN card and other details to obtain their loan account number. They need to present these details to the officer, who will verify them and provide the loan account number.

Also, read – Different Types of Loans Available in India

Importance of a Loan Account Number

A Loan Account Number (LAN) is a crucial part of your loan records because it acts as the unique identifier for your account. When you understand what is loan account number, it becomes clear why this number is essential. It helps both you and the lender track the loan from the day it is sanctioned until the final closure. It helps avoid confusion, ensures accuracy, and keeps all details linked to the correct loan.

Understanding why loan account number is important begins with how frequently it is used. You need the LAN to view your repayment schedule, check EMI status, download statements, apply for part-payments, request a foreclosure quote, or raise any service-related query. Without the LAN, the lender cannot retrieve your loan details quickly, which may delay support or lead to errors.

There are also several benefits of LAN when it comes to loan management. It ensures your payments are posted to the right account, reduces the chance of miscommunication, and helps maintain a complete record of all transactions. The LAN also plays a key role at the time of loan closure, when the lender issues your No Objection Certificate (NOC) and updates credit bureaus. Using the correct LAN ensures these updates are smooth and error-free.

Overall, the usage of loan account number is continuous throughout the loan tenure, making it an essential piece of information every borrower should know and keep accessible.

Also, read – Personal Loan Closure

Multiple Ways to Find Your Loan Account Number (LAN)

If you’re wondering how to find my loan account number, there are several options. Your LAN is mentioned on most loan-related documents and can be checked through both online and offline channels.

Here are the different ways to get loan account number:

Loan welcome kit

When your loan is approved, depending on the lender, they usually send a welcome email or physical kit. It clearly displays your LAN along with the loan agreement and EMI details.

Loan agreement copy

Your loan account number is printed on the first few pages of the loan agreement you signed at the time of disbursal.

Website/Customer portal

Log in to the lender’s customer portal using your registered mobile number or email. Once logged in, you can easily check your loan account number on your dashboard. It is one of the quickest methods for how to check loan account number.

Mobile app

The LAN is visible on the app home screen under the “My Loans” section, along with your EMI and outstanding balance.

Monthly loan statement/EMI receipts

Every email you receive related to EMI reminders, statements, or payment confirmations includes your LAN.

H3 – Customer care

You can call the customer care at their toll-free number and request your LAN by verifying your identity.

Nearest branch

Visit the nearest branch with your ID proof. The staff should retrieve your LAN in minutes.

Also, read – Small Loan vs Personal Loan

Troubleshooting: What if You Still Can’t Find Your Loan Account Number?

If you’re wondering “What to do if I lost loan number? Or simply “Can’t find my LAN,” don’t worry. There are a few easy ways to recover it:

1. Contact customer support

If you can’t locate the number on your documents or online, reach out to the lender’s customer care team. They can help you retrieve it after verifying your identity.

2. Request a loan statement

Ask for a fresh loan statement through email or SMS with your lender. Your statement always includes your LAN, so this is a reliable option if you lost loan account number.

3. Check individual loan details

Every loan, whether personal, business, or any other type, has its own loan account number. So even if you lost loan account number, it can always be traced through your registered details.

Conclusion

In conclusion, knowing the loan account number meaning is crucial to managing and monitoring loan repayments effectively. By following the various methods discussed above, individuals can easily find their loan account number and stay informed about their loan status. It is important to remember that a regular loan account number check can help avoid any potential problems and ensure a smooth loan repayment journey, making it necessary to know how to check loan account number with your lender.
Looking for a hassle-free way to apply for a loan or manage your existing loan account? Look no further than Tata Capital! Visit the website today to explore a wide range of loan options and get answers to any questions related to the loan account number. Experience a stress-free borrowing journey with Tata Capital loan app.

Apply for personal loan now!

FAQs

Is the loan account number the same as the customer ID or account number?

No, a loan account number differs from the customer ID or account number. The Loan Account Number is a unique 14 or 15-digit number assigned by the financial institution to identify your loan account. On the other hand, your account number or customer ID is the number associated with your bank account.

Can I access my loan account number online?

Many lenders provide access to your loan account number through their online banking portals or mobile apps. You can typically view your loan account number along with other details such as outstanding balance, interest rate, and payment history once you log into your account online. If you cannot find it online, contact customer service for assistance.

How loan is a loan account number valid?

A loan account number remains valid if the loan is active and not fully paid off or closed. Generally, once a loan is paid off, the account number may no longer be active for further transactions or inquiries.

Can I change my loan account number for any reason?

The lender assigns loan account numbers, which are not changeable at the customer's request. They are used to track and manage specific loan accounts within the lender's systems.

Where can I find my Loan Account Number?

You can find your Loan Account Number on your loan agreement, EMI statements, welcome email/SMS, or lender’s app/portal. If you’re wondering how to find my loan account number, the quickest way is to check your loan agreement, EMI statements, welcome email/SMS, or the lender’s app/portal.

Why is my Loan Account Number important?

Your Loan Account Number is the unique ID for your loan. You need it to check loan details, make payments, request statements, raise queries, or close your loan. It ensures all updates and transactions are linked to the correct account.

Is my Loan Account Number different for each loan I have?

Yes. Every loan, personal, home, business, or car, gets its own separate Loan Account Number. This helps lenders track each loan independently and ensures your payments, statements, and service requests go to the right loan.

What should I do if I cannot find my Loan Account Number?

If you’re unsure how to check loan account number, start with your loan documents and the lender’s app. If you still cannot find it, contact customer support and request a loan statement, they can retrieve and share the correct LAN with you.

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