If you meet Tata Capital's eligibility criteria, including income, age, employment status, and credit score, you can secure your loan.
Processing Fees | Up to 4% of the amount + GST. |
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CCOD Annual Maintenance Charges (For customers opting for a flexible funding option like PL Overdraft) | The charges include 0.25% of the reduced assigned limit or Rs. 1,000 (whichever is higher), payable at the end of the 13th month. |
Collection Charge | If a cheque issued for payment is from a non-local branch, Tata Capital levies outstation collection charges on an "At Actuals" basis. |
Statement of Accounts (hard copy for branch walk-in requests) | Rs. 250 + GST. You can download the statement for free from the online portal. |
Loan Cancellation Charges (post disbursement) | 2% of the loan amount or Rs. 5,750 (whichever is higher). |
Payment Instrument Swapping Charges (eMandates/post-dated cheques from another account for EMI repayment) | Rs. 550 + GST per instance. |
Duplicate Repayment Schedule | Rs. 550 + GST per instance. |
Duplicate No Objection Certificate (NOC) | Rs. 550 + GST per instance. |