You can avail an instant personal loan if you meet the eligibility criteria set by us including factors like age, income, credit score, and employment status. For more details, visit our website.
Processing Fees | Up to 4% of the amount + GST. |
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CCOD Annual Maintenance Charges (For customers opting for a flexible funding option like PL Overdraft) | The charges include 0.25% of the reduced assigned limit or ₹1,000 (whichever is higher), payable at the end of the 13th month. |
Collection Charge | If a cheque issued for payment is from a non-local branch, Tata Capital levies outstation collection charges on an "At Actuals" basis. |
Statement of Accounts (hard copy for branch walk-in requests) | ₹250 + GST. You can download the statement for free from the online portal. |
Loan Cancellation Charges (post disbursement) | 2% of the loan amount or ₹5,750 (whichever is higher). |
Payment Instrument Swapping Charges (eMandates/post-dated cheques from another account for EMI repayment) | Rs. 550 + GST per instance. |
Duplicate Repayment Schedule | Rs. 550 + GST per instance. |
Duplicate No Objection Certificate (NOC) | Rs. 550 + GST per instance. |