Category Charges on Rs. 15 Lakhs loan
Dishonour of any check/payment instruments Rs 600 per instrument per instance
Processing Fee Up to 5% of the amount + GST
Statement of Accounts Charges

Customer Portal – Nil 

Branch Walk-in – Rs 250/-
Stamp Duty Charges At Actuals
Cooling off/look-up period (Borrower shall not be charged any penalty on prepayment of loan) 3 days from the date of loan disbursal
Hybrid Term Loan annual maintenance charges Hybrid Term Loan Annual Maintenance Charges are fees for maintaining a Personal Loan Overdraft. Tata Capital charges 0.25% of the reduced limit or Rs. 1,000, whichever is higher, after 13 months
Part Payment Charges

a) No part prepayment charges shall be applicable on payment of up to 25% of disbursed loan amount during the entire loan tenure.

b) Within 12 months of the first disbursement- 6.5% of the part prepayment amount

c) After 12 months of the first disbursement- 4.5% of the part prepayment amount

d) For part prepayment on Dropline Facility (Hybrid Term Loan), part prepayment charges as mentioned in (b) and (c) above will be applicable only if the facility amount is reduced
Foreclosure charges on Term Loan Facility


a) Within 12 months of the date of first disbursement- 6.5% of the principal outstanding at the time of foreclosure

b) After 12 months of the date of first disbursement- 4.5% of the principal outstanding at the time of foreclosure
Foreclosure charges in Hybrid Term Loan cases

a) Within 12 months of the date of first disbursement- 6.5% of the dropped down facility amount at the time of foreclosure 

b) After 12 months of the date of first disbursement- 4.5% of the dropped down facility amount at the time of foreclosure