To avail a personal loan of Rs 6 Lakhs, head over to Tata Capital’s personal loan section and click the ‘Apply now’ button. Enter your personal details and follow the simple application steps. You will be notified on whether you Rs 6 lakh personal loan has been approved.
Types of interest rate/charges | Charges |
---|---|
Personal loan interest rate | 11.99% onwards |
Penal charges for default in interest or principal amount payment | 3% per month on defaulted amount (Annualized Penal Charge of 36%) |
Dishonour of any check/payment instruments | Rs. 600 for every cheque/payment instrument dishonour |
Mandate rejection service charge | Rs. 450 + GST |
Processing fees | Up to 4% of the loan amount + GST |
CCOD annual maintenance charges | 0.25% of reduced assigned limit OR Rs. 1000/- |
Collection charge | Charges will be ‘At Actuals’ |
Statement of accounts | Rs. 250 + GST for hard copy |
Loan cancellation charges | 2% of the loan amount/facility amount OR Rs. 5750/- |
Payment instrument swapping charges | Rs. 550 + GST per instance |
Duplicate repayment schedule | Rs. 550 + GST per instance |
Duplicate NOC | Rs. 550 + GST |
Part payment changes | 4.5% |
Foreclosure charges on term loan facility | 4.5% on the principal outstanding at time of foreclosure AND additional 2% for prepayment/foreclosure made during Lock-in period |
Foreclosure charges for top-up | 4.5% on the principal outstanding at time of foreclosure AND 2.5% on future principal outstanding on existing loan |
Foreclosure charges in CCOD cases | 4.5% on the Dropped down limit amount AND additional 2% for prepayment/foreclosure made during Lock-in period |
Foreclosure report | Rs. 199 + GST for hard copy |