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Best Business Ideas Under ₹10 Lakh in India

By Tata Capital
29 December 2025
11 mins read
3466

Give me a business idea, and I shall deliver an empire, sayeth the passionate entrepreneur for whom a good business idea is like a seed to be nurtured. This seed can become a formidable tree through proper implementation, financing and dedication.

Whether you are a budding entrepreneur looking to start a new business or a seasoned investor searching for business opportunities, these top-tested business ideas under 10 Lakh are just for you.

Logistics Franchise Business Under ₹10 Lakh

Companies providing logistics services are always in demand in a growing economy. Instead of starting a logistics company from the ground up, a good strategy, with limited funding, is to purchase a franchise of a well-established logistics company.

Your logistics franchise can provide many services, such as warehousing, delivery, trucking, courier and distribution. You would need storage space (preferably 600 sq ft), computers, an internet connection, and barcode scanners.

Also, read – 25 Best Small Business Ideas in India

E-commerce Startup Under ₹10 Lakh

With increasing digitisation, people are always looking for convenient ways to shop. If you have basic coding and internet knowledge, starting an e-commerce company is a fast-growing business idea under 10 Lakh.

To start your e-commerce company, you’d need a computer, a domain name, office space and contacts with prospective sellers. Be sure to think of an attractive name for your website to stand out from the competition.

In the beginning, you might have to adjust with low margins owing to a smaller seller pool and attractive discounts to buyers. However, once established, you can rapidly expand your company to include more sellers and earn more profit. Don’t forget to advertise your company on social media.

Also, read – Best Business Ideas for Women at Home

Cloud Kitchen Business Under ₹10 Lakh

In a sea of available food options, there’s always a demand for unique and tasty food among people looking for a change of routine.

If people reminisce about your cooking exploits at parties or if you have guests consistently cheating on their diet for a serving of your delicious dishes, a cloud kitchen might be the best under 10 Lakh investment business for you.

You would need cooking space, cooking equipment, packing materials, refrigeration facility and support staff for your cloud kitchen. Your investment would depend upon the menu you plan on offering. For example, when offering pizza, you might need an oven, which can be moderately expensive compared to a cooking stove.

You can sign up with one of the reliable food delivery apps at the beginning and start cooking. In case you decide to offer your own app, you might have to make additional investment for app development and food delivery.

Also, read – Business Ideas in Haryana

Home & Office Housekeeping Services

Most working people don’t find time for proper housekeeping due to irregular and long working hours. If you live in a city that is home to a large office-going population, a home and office housekeeping company can be a great under 10 Lakh investment business.

An advantage of this business is that you require minimal space to start functioning. Get a small office space, hire experienced staff, buy the required cleaning supplies, and you are all set. With a little more investment, you can offer your housekeeping services through a website or an app.

Once you have amassed enough home and office clients, you can move to a bigger space and hire more staff to offer round-the-clock housekeeping services.

Also, read – Best Seasonal Business Ideas

Fitness Gym & Wellness Center

With increasing awareness about the numerous benefits of healthy living, more and more people are investing in personal health, especially in medium and large cities. To cater to this increasing demand, starting a fitness gym is a good under 10 Lakh investment business idea.

Your initial investment would vary depending upon the services you plan to offer at your fitness gym. For a standard fitness gym, you need a moderately sized space, suitable equipment and experienced trainers to get started. Once you establish enough regular customers, you can expand the fitness gym to include more services, such as yoga and massage therapy.

Don’t forget to use digital marketing to your advantage by advertising your fitness gym on various platforms. Also, choose a suitable, accessible location to attract more customers.

Also, read – 10 Best Manufacturing Business Ideas for Entrepreneurs in India

Online Travel Agency & Tour Planning

Tourist places around the world are experiencing high tourist volumes after the pandemic. Tourists are not just looking to travel but to have a meaningful experience as well. This has created a demand for travel agencies that can provide unique and comfortable travel experiences.

If you’re a seasoned travel junkie, starting an online travel agency is a profitable business under 10 Lakh. All you need is a website, office space, computers, and staff. Once everything is in place, you can start taking bookings from prospective tourists.

To make your agency more attractive, you can offer customised packages that include travel, food and stay. You can also leverage your extensive travel experience to offer your customers a chance to discover not-so-well-known tourist places. This can make your agency stand out from the competition.

Also, read – 10 Profitable Business Ideas for Villages and Rural Areas in India

Online Tutoring & Educational Content

Our country is home to a growing student population of all ages. Demand for tutoring services for every educational field is consistently high.

If you hail from an academic background and have a passion for teaching, you can open an online tutoring business. The business doesn’t require heavy investment and is one of the best under 10 Lakh business ideas.

With a laptop and preferably a website, you can start offering tutoring services in your preferred educational field. You can go for both one-to-one and group teaching.

When established, a natural extension to your tutoring services can be educational content generation. With a dedicated team of experts, you can provide students with quality teaching and educational content. This will ensure multiple income streams for your business.

Also, read – 10 Business Ideas Under 1 Lakh

Food & Wellness Business Opportunities

Starting a food and wellness business can be both fulfilling and profitable, especially when you explore opportunities that align with market needs and personal passion. With increasing consumer awareness about health and nutrition, ventures such as organic meal services, health supplements distribution, wellness cafes and speciality diet catering are gaining traction. By conducting thorough market research and understanding customer preferences, you can identify niches that offer sustainable growth and competitive advantage.

For entrepreneurs seeking business under 10 lakhs, sectors like healthy snacks production, nutritional coaching, or specialised food product retailing are practical choices. These ideas require relatively lower capital outlay while tapping into growing demand for quality nutrition and well-being services. Planning your finances carefully and utilising smart funding options can make setting up these ventures smoother. Clear documentation, compliance with food safety standards and a strong brand identity are essential components that help build trust with your audience.

Choosing the best business ideas under 10 lakhs involves assessing scalability, profitability and your own expertise. With the right guidance, proper licensing and support from a reliable Lender for working capital, you can turn your food and wellness concept into a thriving enterprise that resonates with today’s health-conscious consumers.

Also, read – Automobile Business Ideas

Eco-Friendly & Handmade Product Businesses

Initiating eco-friendly and handmade product businesses taps into a growing market of conscious consumers who value sustainability and quality craftsmanship. By focusing on natural materials and thoughtful design, entrepreneurs can build brands that resonate with environmental values and daily needs. A well-planned venture in this space also allows you to align purpose with profit while contributing positively to your community and the planet.

One promising avenue is launching a 10 lakh investment business centred on products that replace single-use plastics and chemical-laden goods. Items such as jute bags, handcrafted soaps, scented candles and incense sticks have proven appeal among urban buyers and festive shoppers alike. These products can be produced with minimal machinery and simple raw materials, keeping setup costs manageable while maintaining high quality.

Other business ideas with 10 lakh investment include creating compostable packaging, natural skincare lines and upcycled home décor items. These ventures benefit from strong online demand and can be marketed through social platforms, local stores or pop-up markets.

Partnering with a reliable Lender to support working capital and initial inventory can help smooth the launch process. With consistent branding and a focus on authenticity, eco-friendly handmade businesses can establish lasting customer relationships in a competitive yet rewarding segment.

Also, read – Business Ideas in Himachal Pradesh

Home-Based & Local Service Businesses

Home based and local service businesses provide practical opportunities for entrepreneurs who want steady income with manageable risk. These ventures focus on everyday needs and benefit from growing demand for convenience, reliability and personalised service. With careful planning, they can be scaled gradually while maintaining strong customer relationships within local communities.

Popular options include professional cleaning services, mobile car washing, laundry pickup and delivery and home based catering. These models require limited infrastructure and rely more on service quality than large capital investment. Similarly, tailoring and alteration services, beauty services from home and online tutoring allow individuals to monetise existing skills while keeping operating costs under control. Such businesses also benefit from repeat customers and referrals, which support consistent cash flows.

When evaluating the best business ideas in india under 10 lakhs, home based and local services stand out due to their low entry barriers and flexible operations. Entrepreneurs can start small, test demand and expand based on market response. Access to timely funding from a trusted Lender can support equipment purchases, marketing and working capital needs. With disciplined execution and customer focused delivery, an under 10 lakh business in the local services segment can develop into a stable and respected enterprise over time.

Also, read – 10 Business Ideas for Senior Citizens

How to Start a Business Under ₹10 Lakh: Step-by-Step Guide

Starting a business under 10 lakhs can be manageable and rewarding with the right roadmap. The following steps will help you plan effectively and launch with confidence.

Identify Your Idea: Research market needs and customer preferences to select a viable concept that aligns with your skills and demand.

Define Your Business Model: Clarify how you will deliver value profitably, including pricing, target audience and unique selling points.

Prepare a Simple Plan: Draft a concise business plan outlining goals, costs, revenue projections and operational steps to stay focused.

Estimate Costs: List essential expenses such as equipment, licences, marketing and inventory to ensure you stay within a 10 lakh investment business threshold.

Secure Funds: Explore funding options and connect with a reliable Lender to support capital requirements and working expenses.

Legal Compliance: Register your business and obtain necessary permits and certificates to operate smoothly and build credibility.

Launch and Promote: Begin operations with a soft launch, gather feedback and promote your services through local networks and digital channels.

Top 5 Business Loan Providers for Low-Investment Startups

Securing the right funding is essential when exploring best business ideas under 10 lakhs or planning a business ideas with 10 lakh investment. The right Lender can help manage working capital, support growth and guide early-stage entrepreneurs.

Structured Financial Institutions: Lenders such as Tata Capital offer flexible loans and advisory support tailored for small businesses, helping startups manage capital efficiently while planning for growth.

Small Industries Development Bank of India: Provides credit and advisory services for micro and small enterprises, enabling responsible scaling and smoother operations.

Non-Bank Financial Companies: Offer customised loans with faster processing for low-investment ventures, ideal for first-time entrepreneurs.

Microfinance Institutions: Support home-based and local businesses by extending credit to underserved markets and enabling inclusive growth.

Digital Lending Platforms: Technology-driven Lenders provide quick access to working capital with minimal documentation and faster approvals.

Careful selection of a Lender ensures a strong financial foundation and smoother business launch.

Conclusion

This brings us to the end of the list of best business ideas under 10 Lakh. After the ideation phase comes the question of funding. Instead of funding your business through savings, consider business loans.

Tata Capital provides versatile business loans with competitive business loan interest rates and minimal business loan documents required. Further, with Tata Capital’s flexible loan repayment schedule, you can focus on growing the business without the burden of high EMIs.

FAQs

What are the best low-investment business ideas under ₹10 lakh in India?

The best business ideas in india under 10 lakhs include logistics franchises, e-commerce, cloud kitchens, home and office services, fitness gyms, online travel agencies, tutoring, food and wellness, and eco-friendly handmade businesses.

How can I get a business loan for a startup under ₹10 lakh?

Approach a trusted Lender with a clear business plan, estimated costs and growth projections. Tailor your request to secure funding for an under 10 lakh business efficiently.

What documents are required for a business loan under ₹10 lakh?

Typical documentation includes identity proof, address proof, business plan, financial statements, and legal registrations. These help the Lender assess feasibility for a 10 lakh investment business.

Which government schemes support small businesses under ₹10 lakh?

Schemes like Pradhan Mantri Mudra Yojana and Startup India offer credit, subsidies, and advisory support to promote entrepreneurship for under 10 lakh business ventures.

How much time does it take to get a business loan approval?

Approval timelines vary between a few days to a few weeks depending on the Lender, documentation completeness, and type of loan for startups seeking funding under ₹10 lakh.

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Best Business Ideas Under ₹10 Lakh in India

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FAQs

What are the best low-investment business ideas under ₹10 lakh in India?

How can I get a business loan for a startup under ₹10 lakh?

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