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Personal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Wedding Loan
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Business Loans
Loan Against Property
Two Wheeler Loan
Personal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Wedding Loan
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Business Loan
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
Loan Against Property
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Two Wheeler Loan
Loan Against Property
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
Two Wheeler Loan
Mutual Fund
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Consumer Durable Loan
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
GENERAL INSURANCE
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There are times when everyone needs a little extra funds. Whether it is for personal or business needs, with Loan Against Property, you get immediate access to money by using either your home or any other property as security. From expanding your business to buying machinery with Loan Against Property, you will never have to compromise.
Loan Against Property offer benefits such as:
Self-occupied residential property, commercial property (offices, shops etc.) and alternate property (Residential plots, schools, hospitals, Industrial property, hotels) can be considered as collaterals.
Yes, you can. However, all the co-owners of the property will also have to become co-applicants of the loan.
Whether you needed the funds to expand your business or have to meet your personal requirements, we work with you to make sure you have the funds you need. Here are some uses for Loan Against Property:
No. The processing fee is non-fundable as we incur expenses when we process your Home Loan application. Processing involves scrutiny of your application, verification of your documents, assessing your application, calculating your eligibility and so on.
You can take up to 180 months to repay your loan.
The maximum amount that you can get from our Loan Against Property is customisable to suit your needs. You can take loan starting from ₹ 10 lakhs.
Our interest rates begin from 10.10% and are highly competitive.
Yes, you can prepay your outstanding loan amount in parts or in full.
Whether you are salaried, self-employed or a business enterprise, we have set basic eligibility for Loan Against Property.
Parameters | Salaried | Self Employed Professionals | Self Employed Non Professionals (Indviduals) | Non Individuals |
Segment | Working in MNC / Public Ltd. Co/ Large Pvt. Ltd. Co./State Govt/ Central Govt. / PSU | Doctors, Architects, Chartered Accountants | Traders, Retailers and wholesalers | Firm, Pvt Ltd , Public |
Age | Minimum- 25 Years Maximum- 60 Years at loan maturity | Minimum- 25 Years Maximum- 60 Years at loan maturity | Minimum- 25 Years Maximum- 60 Years at loan maturity | N/A |
Income Per Month | ₹ 2,40,000 | ₹ 2,50,000 | ₹ 2,50,000 | ₹ 3,00,000 |
Occupational Stability | Minimum 3 Years | Minimum 3 Years | Minimum 3 Years | Minimum 3 Years (with two years cash profit) |
To check how much Loan you can repay, try our "Loan Against Property EMI Calculator"
You only need to provide some basic documents to process your Loan Against Property.
Documents | Salaried | SEP/SENP | Non Individual |
Application Form | Yes | Yes | Yes |
Photograph | Yes | Yes | Yes |
Identity Proof | Yes | Yes | Yes |
Residence Proof | Yes | Yes | Yes |
Signature Verification | Yes | Yes | Yes |
Income Details (2 years) | Form 16 and latest 2 months salary slips | IT returns, Profit&Loss and Balance Sheet | IT returns, Profit&Loss and Balance Sheet |
Bank Statements | Latest 6 months | Latest 6 months | Latest 6 months |
Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined period.
• EMI amount remains the same for the entire loan period
Ideal if you have a consistent income.
Step Up Flexi EMI Plan
Step Up Flexi EMI Plan offers great flexibility. This repayment option allows you to pay lower EMI at the beginning of the loan tenure and increase it gradually with increase in your income
• Helps to manage income flow efficiently
Ideal if you expect your income to increase at regular intervals.
Online
You can apply for a Loan Against Property by filling an online loan application and get spot approval. If you start but don’t complete your online application, we may call you back to see how we can help.
Phone
Got a question? Call us on customer care number at 1860 267 6060 from 10 am to 8 pm. You can request a call back too.
Virtual Assistant
Now you don’t need to waste your time for someone to answer your questions. Get real time answers to all your queries with our 24/7 virtual assistant.
Branch
Visit our branch and talk to our lending expert. They will manage the Loan Against Property process from application to disbursal.
WHY CHOOSE US
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