Individual Borrower with end use other than business No charges No charges No charges
Floating Rate Scheme Individual Borrower with end use as business 6% of Principal Outstanding 4% of Principal Outstanding

Upto  25% of the Sanction Amount - Nil Charges

More than 25% of the Sanction Amount for any pre- payment taking place during the tenure of the loan – 4% on amount prepaid in excess of 25% of the Sanction amount

Non- individual Borrower irrespective of end use 6% of Principal Outstanding 4% of Principal Outstanding

Upto 25% of the Sanction Amount - Nil Charges

More than 25% of the Sanction Amount for any pre-payment taking place during the tenure of the loan – 4% on amount prepaid in excess of 25% of the Sanction amount

Fixed Rate scheme Individuals/ non- individual borrowers irrespective of the end use 6% of Principal Outstanding 4% of Principal Outstanding


Upto  25% of the Sanction Amount - Nil Charges

More than 25% of the Sanction Amount for any pre- payment taking place during the tenure of the loan – 4% on amount prepaid in excess of 25% of the Sanction amount