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Tata Capital > Blog > Loan for Vehicle > How to Check and Authenticate Used Car Documents Before Buying?

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How to Check and Authenticate Used Car Documents Before Buying?

How to Check and Authenticate Used Car Documents Before Buying?

Little do you know, the dynamics of the pre-owned car market have changed drastically over the last few years. The process of a second-hand car purchase has become more process-driven and is accompanied by a registration procedure and extensive transfer of documents. The buyer must ensure that the documents are authentic and completely original to avoid fraud.

Used vehicle documents and their authentication

Check out the list of required documents and their manner of authentication before you buy a used car.

Registration Certificate (RC)

When purchasing a used vehicle, you must ensure the transfer of the Registration Certificate or RC in your name. Doing this is essential for transferring the insurance documents in the new owner’s name.

RC provides all the essential car information such as registration, engine and chassis number, owner name, etc. Check the state in which the car has been registered and make sure that the document you receive is not the DRC (duplicate copy).


You must ask for the used vehicle’sinsurance papers and have the insurance transferred to your name. Check if the insurance has been claimed previously and its expiry date. You must also ensure if the previous owner paid their premium on time and in full.

Purchase invoice

The second-hand vehicle comes with a printed bill which is provided to you by the seller. Make sure that you receive this sales receipt to keep a record of your purchase.

Service book

The history of servicing is provided in the service book of the car you choose to purchase. Check if the vehicle has been serviced by authorised centres before buying it.

Road tax receipt

The first owner of the car pays road tax at the time of registration. In case this tax is not paid as per schedule, a penalty is accumulated over time. Hence, check that you are provided with a receipt for road tax before you buy the vehicle.

Forms 32 and 35

These two forms fall under important second-hand car documents, and they are needed if the previous owner has taken a loan during their purchase. Ask for them to check if the loan has been cleared in due time by the previous owner.

A car is an expensive purchase, and regardless of whether you are on a tight budget, you should not make a hasty decision during the buy. Make sure that the used car documents are carefully checked and verified before you drive away with the vehicle. This way, you will protect yourself from bogus deals and wrongful acts of selling.

Additional Read: Simple steps on how to safely inspect a Used car before buying in 2020

If you are planning on taking a loan to finance the car of your dreams, check your used-car loan eligibility online.

You can also figure out how much loan amount and subsequent EMI you can expect with the help of online used car loan calculators. Evaluating your monthly instalments allows you to estimate loan affordability accurately.

Additional Read: Top Things to consider If you are planning to Buy a Used Car this Festive season

Need a loan for your second-hand vehicle?

If yes, then your search ends at Tata Capital. We offer used-vehicle loans with customisable repayment terms, hassle-free processing, little paperwork and attractive used-car loan interest rates.

If you wish to figure out the kind of EMIs you would be looking at when you apply with us, use our used-car loan EMI calculator available on our website.

To know more, get in touch with us today!

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