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Tata Capital > Blog > Capital Goods Loan > Best Laptops for Professionals to Buy at No Cost EMI

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Best Laptops for Professionals to Buy at No Cost EMI

Best Laptops for Professionals to Buy at No Cost EMI

In the digital age, a laptop is not just an electronic device; it’s an essential tool for professionals across various fields. Whether you're a business executive, a graphic designer, a software developer or a content creator, having the right laptop can significantly impact your productivity and performance. Further, one of the significant benefits of having a laptop over a PC is that the laptop supports portability. However, high-quality laptops often come with a hefty price tag.

To make these top-tier laptops more accessible, many Indian consumers are turning to the convenience of no cost EMI (Equated Monthly Instalment) options. But how does no-cost EMI work on credit cards or debit cards? Before discussing the no-cost EMI, let’s explore some of the best laptops for professionals to help you make an informed buying decision and ensure that you can own the perfect device without straining your finances.

Best Laptops for Professionals

Here are some of the best laptops for professionals you can consider investing in:

ASUS VivoBook 15

The ASUS VivoBook 15 is a versatile laptop designed for professionals who require a balance of performance and portability. It offers the latest generation processors ensuring smooth multitasking and productivity. The laptop features a full-HD ultraslim display for crisp visuals and a sleek, modern design. The laptop comes with 8GB RAM and 512GB SSD + 1TB HHD.

Acer Swift 3

Acer's Swift 3 is a lightweight and affordable laptop that does not compromise on performance. With options for AMD Ryzen 5 processor, it can handle a wide range of professional tasks with ease. The laptop also features a backlit keyboard, a full-HD IPS display and a long-lasting battery, thus making it an excellent choice for professionals on the go. The laptop comes with 8 GB RAM and 512 GB SSD.

HP Pavilion x360

The HP Pavilion x360 is a 2-in-1 convertible laptop that caters to professionals seeking versatility. Priced competitively, it offers the flexibility of both laptop and tablet modes making it suitable for various work scenarios. The laptop features a touchscreen display and HP's reliable build quality. The laptop comes with a 512 GB SSD and a long battery life supporting 10.5 hours of HD video.

Lenovo Ideapad S540

Lenovo's Ideapad S540 is a stylish laptop with a premium build and competitive pricing. Powered by the latest Intel i5 10th Generation processor, it delivers solid performance for professional tasks. The laptop boasts a vibrant QHD IPS Glare LED display with a narrow bezel, a comfortable keyboard and a slim profile. The laptop comes with 512 GB SSD and 8 GB RAM.

Dell Inspiron 14

Dell's Inspiron 14 is a budget-friendly laptop that offers dependable performance for professionals. It comes equipped with Intel Core processors, a Full-HD+ Antiglare display with ComfortView support and Dell's commitment to quality. This laptop is an excellent choice for professionals who need a reliable workhorse without breaking the bank. The laptop comes with 512 GB SSD and 8 GB RAM.

ASUS ROG Strix G15

If you are in the gaming industry or a professional who loves gaming, then ASUS ROG Strix G15 is for you. It is a viable option for professionals who require high-performance laptops for gaming, content creation or demanding applications. This gaming laptop offers powerful hardware i.e., AMD Ryzen 5000 series processor and NVIDIA GeForce RTX 3060 graphics card support. Its high-refresh-rate display and robust cooling system make it suitable for professionals with performance-intensive needs. The laptop comes with 512 GB SSD and 16 GB RAM.

Why You Should Buy Laptops in EMI?

Listed below are reasons why you should go with EMI options while making the purchase.

Affordability: EMI allows you to spread the cost of the laptop over several months, making it more budget-friendly and easier to manage.

No Interest: No cost EMI offers allow you to purchase at no interest cost, reducing the overall cost of the laptop compared to purchasing it outright with a lump sum payment.

Preserve Savings: EMI helps you keep your savings intact for emergencies or other investments rather than depleting them for a laptop purchase.

Flexible Repayment: You can choose EMI tenures that suit your financial situation offering complete flexibility in repayment.

Convenience: EMI plans are convenient and typically involve minimal paperwork. Everything gets done online, making the buying process smoother and faster.

Credit Building: Regular EMI repayments can increase your credit score. This helps build financial credibility for future transactions.

Access to Higher-End Models: Laptops are devices that you don’t change each year. EMI makes it possible to afford higher-end laptops or configurations that may be otherwise out of reach. This enables you to use them for prolonged periods.

Budget Planning: EMI payments are predictable and help you plan your budget effectively, preventing financial strain.

Summing Up

Investing in the right laptop is crucial for you to stay on top of your performance. No cost EMI offers have made it easier for you to own top-tier laptops without compromising your finances. Brands don’t remain an issue anymore as you are backed with no cost EMI offers available to suit your needs. Further, you can always go for your desired configurations and even select high-end laptops.

Are you also wondering how does no cost EMI work? Well, no cost EMI allows you to buy your desired electronic goods and repay within a specified tenure in instalments. The tenure usually ranges up to 6 months.

Another question arises: how does no cost EMI work on debit card and credit card? Well, here the service provider for no cost EMI is your credit card or debit card company. The mechanism is still the same. In the case of a credit card, the EMI is billed to you each month, whereas, in the case of debit cards, the EMI is directly deducted from your concerned bank account.

Tata Capital provides flexible no cost EMI offers on your desired electronic devices. This enables you to make cost-effective purchases without straining your finances. Choose the laptop that aligns with your professional requirements and budget without worrying about finances and start maximising your productivity today.

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