Loan Eligibility Calculator

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Loan Eligibility Calculator

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EMI Options

Overview

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Overview

Required Documents Application Process Rates & Charges

Calculators

EMI Calculator
Pre-Payment Calculator
Eligibility Calculator

EMI Options

Personal loan can be availed by those who meet the following eligibility criteria:

Age–must be between 22 to 58 years.

Monthly Income–must be at least Rs. 15,000 per month.

Job Stability–The applicant must be in the same job for the past six months.

Work Experience–The applicant must have a minimum of one year of work experience.

The documents needed to avail of a personal loan depend on the purpose of your loan. For example,

Documents needed for education loan

Marriage loan documents

Home renovation loan documents

Travel loan documents, etc.

The following are documents required for personal loan eligibility by self-employed individuals –

Proof of Existence of Business–Tax Registration copy/Company Registration License/Shop Establishment Proof

Identity Proof documents–Passport/Voter’s ID/PAN Card/Driving Licens

Residence Proof documents–Passport/Aadhar Card/Utility Bill/Ration Card

Bank Account Statements–Savings and Current account statements for the past one year

Income Tax Returns filed for the preceding year

A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –

The applicant’s age must be between 22 to 58 years

The applicant must have a monthly income of at least Rs.15,000

The applicant must have at least one year of work experience

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.

PALLI KEERTHI UJWALAKEERTHI

Personal Loan | 15 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.

KRISTU STEPHEN STEPHEN PAULRAJ

Personal Loan | 14 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.

VANITA BHASKAR SHETTY

Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.

CREATION THE FERTILITY CENTRE

Business Loan | 10 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.

MANOJIT DAS

Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.