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Personal Loan FAQs

Getting Started
Personal Loans can be used for a variety of reasons. A Personal Loan can be used for weddings, education, travel, medical or any other general purposes. You can take a Personal Loan when you need money to fund an event or an emergency.

The mandatory documents are:

  • Bank Statements for the last three months
  • Salary Slips for the last three months
  • Address Proof and Identity Proof documents
No, for Personal Loan you don’t need to provide any security, collateral or guarantors.

Here’s why our Personal Loan is perfect for you:

  • Quick loan payment
  • No collateral or security needed
  • Minimal documentation
  • Flexible EMI plans and many repayment options

Yes, you can apply for a Tata Capital loan in any of the major cities in India including Mumbai, Pune, Bangalore, Chennai, Noida, New Delhi and Vizag. You can also apply for a Personal Loan online.

Loan Details (Amount & Tenure)

We provide Personal Loans from a minimum of ₹ 75,000 to a maximum of ₹ 25,00,000/- depending on your eligibility.

You have the option to choose what works best for you while repaying the personal loan. You can go for the fixed amount of loan and interest or can pay higher/lower EMIs in the initial months, lower/higher EMIs at the later months depending on your income. Do check our EMI options page for more details.

It is important to have a good CIBIL score. But this should not stop you from applying for a Personal Loan. Approval of Personal Loans depends on your ability to repay.
If you need a Personal Loan and have a low CIBIL score, you have the option to take a joint loan with your spouse or parent. However, approval of Personal Loans depends on your ability to repay.
Credit report provides details on your financial status and your ability to repay a Personal Loan. This helps us evaluate your financial history. A good credit report with a score of 750 will help you take a loan easily.
Loan Transfer/Approval
Yes, you can get your Personal Loan transferred to Tata Capital.
Once we have all your documents with us and the verification process is completed, it generally takes about 72 hours for the Personal Loan amount to be credited to your bank account.
Know How It Works

Getting a Personal Loan is made easy. Just complete a simple form that takes less than 10 minutes and upload the necessary documents. Your loan will be approved within minutes.


We are with you any time of the day.


Our customer support team is happy to help you, always. Call Customer Care Number 1860 267 6060


Walk into any of our nearest branch to apply for a Personal Loan.

Find the right loan for you