Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
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PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
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WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
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LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
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AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
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PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
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HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
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HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
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CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
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UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
Used Car Loan
APPLY NOWWith Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
RERA stands for the Regulation and Development Act, which aims to protect the interest of home buyers and also encourage investments within the real estate sector. RERA was brought into effect in 2016 by the Government of India, and since then, every state has had its own RERA authority regulating the home buying market.
For instance, if you’re planning to buy a house in the state of Maharashtra, make sure the property is pre-approved by Maharashtra RERA. Also know, that this Indian state was the first in the country to implement RERA in full swing.
The Regulation and Development Act in Maharashtra came into effect the same year as the Parliament approved the RERA bill. This regulatory authority oversees all real estate grievances within the state and provides quick resolution to home buyers and owners.
Through the RERA Act Maharashtra, relevant authorities have facilitated appellate tribunals to register official complaints from duped buyers. This body’s policies have also brought more transparency in every real estate transaction between buyers and developers.
Every residential, as well as commercial complex in Maharashtra, must be registered under RERA. Until they are, the builders cannot sell or even advertise the properties they are developing to prospective buyers.
RERA in Maharashtra is making the Maharashtra real estate sector safer as it already dealt with over 2200 complaints last year. Moreover, this regulatory body has processed over 18,000 RERA applications, which makes up for 60% of all RERA applications within India.
Here is an overview of the primary objectives of the RERA ACT, Maharashtra:
The overall objective of this Act is to facilitate the seamless sale of plots of land, fully-constructed buildings or apartments.
Through its policies, it aims to establish transparency between sellers and buyers. For example, buyers can now demand complete floor plans and blueprints from developers before purchasing.
It provides quick resolution to disputes between buyers and developers.
Due to developers following RERA's norms, there is clear information about the plot, home and apartment sale.
MahaRERA has established the concept of an Appellate Tribunal that allows buyers to file complaints about any developer.
It's safe to say that if a property - be it commercial or residential – if registered with this regulatory body, means it's authentic, and you can purchase it without any worries.
Therefore, even before you take a home loan to buy any residential housing in the state, we recommend you check whether the property is registered with RERA Maharashtra.
The RERA Act Maharashtra holds Escrow account to protect buyers from insolvency. Simply put, if you’re purchasing an under-construction property, the developer has to deposit 70% of the money you pay them into a single account. The developer can access these funds only after handing over the home to the respective buyer.
Not only buyers but RERA-registered brokers and developers also have the right to file a complaint against dubious deals and buyers who default on their payments.
MahaRERA Maharashtra awards flexibility to developers by allowing them to choose the date of project completion.
Due to this Act, more people would want to work within the real estate sector as rules are clearly laid out and processes streamlined.
Maharashtra RERA ensures that buyers pay only on the basis of carpet area. Therefore, no builder can charge a steep premium on the square footage of a home.
Checking whether a project is registered with Maharashtra RERA is easy, and you can do it online. All you have to do is follow the steps listed below:
Log on to the official MahaRERA portal by clicking here. Once you do, click on ‘Registration’. You’ll see this item on the top menu bar of the page.
From the 'Registration' drop-down menu, choose 'Registered Projects' to be taken to an external web portal. If that page does not open, check the pop-up setting on your browser. You must allow all pop-ups to complete this process.
On the external page, a short form will open asking for specific details. Here, add the project and promoter's name. Once you do, the page will display all MahaRERA Maharashtra details. Here, you can check a developer’s RERA certificate and other relevant details.
And, that's it! The Maharashtra RERA Act allows you to figure out whether a property is indeed registered with them or not.
Not only developers and their properties, but independent brokers and real estate agents are also registered with Maharashtra RERA. And, if you’re dealing with one, it’s prudent to check whether they’re registered or not. Here’s how:
Log on to the MahaRERA Maharashtra web portal, and click on the 'Registration' tab from the top menu.
This drop-down menu will display several options. Select 'Registered Real Estate Agents' to be taken to an external website.
A form will open on the external website. Here, enter the agent's registration number or name. If the agent is indeed registered with the Maharashtra RERA Act, you’ll see their mention. If not, the search will return empty, and you’ll know they are not to be trusted.
Refer to the complete list of documents required for registering your project or yourself under the RERA Act Maharashtra:
Your full name, address, mobile number and photograph if applying as an independent individual.
If you’re applying as a partnership firm or company, submit your company registration documents.
Agreements pertaining to ownership, lease or development of a project.
The approved building plan and complete layout.
Details of your RERA bank account (typically opened before applying for MahaRERA).
Form 1 from your architect(s), Form 2 from your Structural Engineer(s) and Form 3 from your Chartered Accountant(s).
PAN card, name, address, mobile number and photograph of the person in charge of promoting a property for a certain developer.
Once you have all these documents, applying for Maharashtra RERA approval becomes smooth.
Want to register your project under Maharashtra RERA? You can do so online, and the process is pretty straightforward.
Log on to the official RERA site of Maharashtra and click on the ‘Online Application’ tab.
As you’re a new user, you’ll have to register with the portal. For this, click on the ‘New Registration’ tab.
Follow the due process to create your account with Maharashtra MahaRERA authorities.
On the registration page, you must select your state as Maharashtra and also fill in the remaining details such as username, registered email address, and mobile number. Once you've filled out all details, click on 'Create User'.
Once you do this, the portal will send you a verification link to your registered email address. Open your inbox and verify by clicking on the link.
After this, you can log in to the website with your user name and password, fill in the required fields, upload the necessary documents and register with the Maharashtra RERA Act.
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