Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Tata Capital > Blog > Personal Use Loan > Is Maldives Safe to Travel? Here is What You Must Know

Personal Use Loan

Is Maldives Safe to Travel? Here is What You Must Know

Is Maldives Safe to Travel? Here is What You Must Know

Ever since the onset of Covid, travel has taken a huge hit. This meant that tourist-friendly places such as the Maldives saw increasing restrictions in place. What was set as a security measure turned into a challenge for travellers. 

Today, in 2023, most of the restrictions that were once in place have been lifted. As people try to ‘catch up’ on the lost travel the past few years, the question of “Is Maldives Safe to travel” might just pop up again.  Here, we tell you if your next trip to the Maldives will be safe or not.

What should you know before you travel to the Maldives?

Since covid is not a scare anymore, the Maldives government does not have any restrictions. This means that you don’t need a PCR test to enter the country, and there are no covid-related restrictions that will arise. However, there may be a couple of things you would need to do to fly to the country. These are:

  • You must have a confirmed booking in the country before you arrive 
  • There is no need for a pre-approved visa, as Maldives issues on-arrival visas for all tourists 
  • A traveller declaration form must be submitted 96 hours before arrival 
  • Quarantine requirements aren’t necessary unless under special circumstances 

While these requirements take care of most things, you may still need to think about the financial side of travel. As the country is located on an island, ticket fares might be expensive, and this may prove to be a challenge.

Fortunately, with a travel loan, you don’t have to think twice before travelling. Applying for a personal loan for travel is your golden ticket to Maldives!


Because health is such a crucial concern, most travellers need a guarantee that they can travel without any risks. Fortunately, the Maldives is known for its impeccable safety measures. Almost every resort in the country has a qualified professional to take care of their guests. Hospitals and clinics are widespread, and getting access to medicine is easy too. 

Although health is looked into in great detail, it is always a good idea to prepare for more. By taking a travel loan, you can be sure that you have enough money to sustain yourself should you find yourself in an unfortunate situation.


There’s no fun without travelling the country, especially when it is a paradise of islands. Travel around the country is safe, and there are no major restrictions. The country has a lot to see, being more than 800 kilometres from north to south. Although travel is relatively cheap, it helps to be on top of it to make sure you have enough money. By applying for a travel loan, you can rest assured that you have enough money in your wallet to travel freely.

Engaging in activities

As the Maldives is an island nation, there are plenty of water sports for you to enjoy. Snorkelling, scuba diving, and parasailing are some of the treats that you can experience. While they provide a surreal experience, they can be a substantial expense. But, with vacation loans, you can enjoy the experience without holding back on anything.


Probably the best part about visiting an island nation is the beautiful and serene views that you get. The Maldives boasts numerous resorts that are designed for luxury. These places are well worth the experience as it’s not every day that you visit the country. However, they can be expensive considering the amenities they offer- the beautiful views of the beaches and the perfectly built walkways. 

With vacation loans, you can now have the chance to explore this luxury. By getting your hands on enough capital, you can explore such an opportunity without thinking twice. 


Your travel is never complete without tasting the local delicacies. Surrounded by beaches, there is a lot of seafood available in this island country. From fried yams to fish curry to Maldivian live lobster, it has quite a variety for food lovers. Since the average cost for a traveller is around Rs 950, it can end up being expensive if you don’t plan ahead.

However, if you take a personal loan for travel, you wouldn’t need to worry about where you’re eating. Your mind should only be occupied by taking in the delicacies and enjoying the vacation. 

To sum up

After reading this list, you won’t need to ask – is it safe to travel to Maldives? It is! The bigger question here is whether you are falling short on funds for taking this dream vacation?

If you are, then don’t dent your savings just yet. Simply avail of a personal loan for travel at competitive interest rates from Tata Capital. We extend travel loans at flexible repayment terms and require minimal documentation from your end.

Before applying, you can also check your potential EMIs with a personal loan EMI calculator available on our website.

So, don’t wait any longer! Take advantage of our relaxed personal loan eligibility criteria and fly away to the Maldives today!

Leave a Reply

Your email address will not be published. Required fields are marked *