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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
USE THE TOOL NOW!
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
USE THE TOOL NOW!
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
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Tata Capital offers flexible personal loan options to suit your unique needs, whether you are looking for home extension or want to explore the world. However, to apply for a loan and to repay it on time, you need to provide a basic proof of employment and income with adequate identity proof.
Eligibility
You need to meet some basic conditions to be eligible for a Personal Loan. Following are the general Personal Loan eligibility factors:
Documentation
You need to submit:
The documents required to establish your credentials like Voter Card, Aadhaar Card.
Proof of identity and proof of residence.
Income documents – salary slip for the last three months.
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
A copy of your Bank statements for the last six months
A copy of your Salary Slips for the last three months
A copy of your Ration Card / Electricity Bill / Passport
A certificate stating one year of continuous employment
Personal loan eligibility can be greatly affected by factors such as your income, age, CIBIL score, job stability, and even work experience.
Follow these tips to improve your Personal Loan Eligibility –
A salaried person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
Personal loan can be availed by those who meet the following eligibility criteria –
Age – must be between 22 to 58 years
Monthly Income – must be at least Rs. 15,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year work experience
Out of all factors, monthly income and credit score play the greatest loans in affecting your personal loan eligibility. Before extending a personal loan, lenders want to be assured of your ability to pay your EMIs on time, thereby ruling out any risks of defaulting. As a result, the higher is your income, the higher will be your personal loan eligibility.
The following are needed to be submitted for personal loan eligibility by self-employed individuals –
Proof of Existence of Business – Tax Registration copy/Company Registration License/Shop Establishment Proof
Identity Proof documents – Passport/Voter’s ID/PAN Card/Driving License
Residence Proof documents – Passport/Aadhar Card/Utility Bill/Ration Card
Bank Account Statements – Savings and Current account statements for the past one year
Income Tax Returns filed for the preceding year
A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
The applicant’s age must be between 22 to 58 years
The applicant must have a monthly income of at least Rs.15,000
The applicant must have at least one year of work experience
Your credit health is one of the most important indicators of your ability to pay back your personal loan. Tis credit health is determined by your CIBIL or Credit score. Hence, the higher your CIBIL score (preferably 750 higher), the greater will be your personal loan eligibility.
The minimum salary requirement for availing a personal loan with Tata Capital is Rs. 15,000.
The following are the basic document proofs you need for availing a personal loan –
Photo Identity Proof – Copy of your Voter’s ID/Passport/Driving License/Aadhar Card
Income Proof – Copy of past six months’ bank statements
Address Proof – Copy of your Ration Card/Electricity Bill/Passport
Salary Slips – Copy of your past three months’ salary slips
Employment Certificate – stating one year of continuous employment
You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.
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Your wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.
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We know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.
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Fantasizing about jetting off to an exotic locale? You can now make it happen. Our process is simple, and we let you customise the repayment option according to your convenience. Fulfill all your travelling needs with Tata Capital Travel Loan.
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Thinking to repair or renovate your home? Upgrade your house with a new look & redesign your dream home with Tata Capital Home Renovation loan.
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