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Tata Capital > Blog > Loan for Vehicle > 5 Reasons Why Getting a Two-Wheeler is the Need of the Hour

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5 Reasons Why Getting a Two-Wheeler is the Need of the Hour

5 Reasons Why Getting a Two-Wheeler is the Need of the Hour

There’s no doubt that the joy of riding a bike is unmatched. While a car confines you in a box, a two-wheeler provides a sense of freedom and excitement. But that’s not all. There are various reasons for the popularity of two-wheelers on Indian roads.

In fact, there has been a rise in the sales of bikes and scooters in the recent past. And taking a two-wheeler loan makes financing the vehicle extremely convenient.

Here are the top 5 reasons why buying a two-wheeler makes a ton of sense today.


Two-wheelers are less expensive when compared to cars and are much more fuel-efficient. They offer up to 6 times more mileage than a car. Hence, if you need to commute to work daily, think how much money you can save by switching to a bike or scooter!

Besides, thanks to affordable two-wheeler loan interest rates available, you can easily purchase a high-end motorbike even when you are low on budget!


The ongoing pandemic has made it vital to avoid crowded places. With a two-wheeler, you’ll have a safe driving experience and won’t have to depend on public transport or others for your commuting needs.

And if you’re on a tight budget, two-wheelers are the perfect choice. You can forget about waiting in long queues and shelling out to catch a local train, bus, or metro.

Additional Read: Make Your Daily Commute Safer with Your Own Two Wheeler in Post Pandemic World

Less maintenance

Two-wheelers don’t require as much maintenance as cars. Fewer parts in a two-wheeler need care, and it is pretty economical to maintain them. You can even get your bike or scooter serviced and insured, incurring reasonable expenses.

Furthermore, with lenders offering competitive bike loan interest rates, you can afford a two-wheeler without burning a hole in your pocket!

Hassle-free parking

Not only are two-wheelers easier to navigate in Indian traffic, but they are also easier to park. Unlike four-wheelers, you can park bikes and scooters almost anywhere as they don’t require too much parking space. So, if you struggle to parallel-park your car, getting a two-wheeler is the perfect solution.

Additional Read: Do’s and Don’ts While Applying for a Two-Wheeler Loan in India

Exemption from toll tax

Did you know that two-wheelers are exempted from toll tax? That’s because the size of these vehicles is small. Plus, they are lightweight and don’t reduce the road capacity. Thus, if you commute on toll plazas often, you can save your time and money with a two-wheeler.

Nowadays, leading financial institutions extend attractive two-wheeler loan interest rates to make it easier for buyers to purchase a good-quality motorbike.

The bottom line

Is a shortage of funds stopping you from purchasing your dream pair of wheels? Fret not! With Tata Capital’s two-wheeler finance options, you can buy a brand new motorcycle or scooter at affordable interest rates. We offer up to 100% funding of your vehicle worth Rs. 1 lakh at extended loan tenures along with flexible EMI options.

Before applying for a two-wheeler loan, compute your EMI burden using our two-wheeler loan EMI calculator.

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