The city of Kolkata is known to be the hub of commercial, educational and cultural excellence. Finding a suitable home is comparatively easier here than any other place in the country. Studies suggest that more than half of Kolkata’s population choose home loans when buying real estate. Although housing loans make it considerably convenient to own a home, there are other costs that people often forget to plan for. For instance, maintenance charges of a flat. 

If you are buying a property in Kolkata, you should know about these projects in the city where the maintenance charges are low.

Merlin the One

Located in Tollygunge, near South City Mall, Merlin the One offers exquisitely spacious homes. Thanks to housing finance, the property guarantees the experience of living in one of the most sought-after parts of the city. 

Here, you get the choice of choosing either a 2 or 3BHK home with modern electrical fittings and security systems. Overlooking lush green hills, prices of flats here start from Rs. 60 lakhs while maintenance charges are as low as Rs. 2 per square foot per month. 

Urbana Kolkata

Urbana Kolkata is the tallest residential tower in the city. Designed by international experts, Urbana is an example of architectural finesse with world-class amenities. The property is located at Anandapur, and the prices of flats here start from Rs. 1.5 crore. 

Urbana offers a wide range of 3 to 6BHK houses with maintenance charges of Rs. 9,000 per month. Home loan interest rates for owning a home here will depend on the size of the house you opt for. You can use a home loan calculator to work out the final cost of the loan and subsequent EMIs.  

Greenfield City

If you want a home in Kolkata in the midst of serenity in an idyllic green landscape, then Greenfield City is where you need to be. The property offers 2 and 3BHK flats with amenities such as sports areas, coffee shops, healthcare units, etc. 

The price of flats here starts at Rs. 31 lakhs. Using a home loan EMI calculator, you can work out your home loan better. The maintenance charges start from Rs. 1 per square feet per month. 


Located close to City Centre II, Eternis is just six kilometers away from the international airport. The property offers a premium range of 2 and 3BHK flats. With prices starting from just Rs. 36 lakhs, you can choose attractive home loan EMI options to buy a house here. The property offers amenities such as a swimming pool, cafeteria, etc. The maintenance charge here is Rs. 3.5 per square foot. 

Siddha Happy Ville

For homes that assure you the best of benefits at the most affordable rates, Siddha definitely caters to the needs of millennial homebuyers. Offering smart homes in the heart of the metropolis, the 2 and 3BHK flats here include all modern amenities. With maintenance charges here as low as Rs. 3 per square foot, these flats are ideal if your home loan eligibility allows you to purchase your dream home here. The prices of flats here start from Rs. 45 lakhs.

Home loans help cover the overall cost of the house. However, you must not overlook the impact of recurring costs like maintenance charges before you invest in a property. The above-mentioned projects offer the best choice for homebuyers in Kolkata looking to live a luxurious life. And to ease the process of buying a house, Tata Capital’s home loan in Kolkata offers the most attractive benefits so you can buy the house that you desire.

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