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Please note: Foreclosure cheque and request for Foreclosure Statement, List of documents will be accepted from 2nd to 24th day of the month excluding Saturday, Sunday and public holidays and will not be accepted/issued from 25th day of the current month to 1st day of the next month.

Home Loan Eligibility And Documents

Home Loan Eligibility

You have to meet some basic conditions to get a home loan. Our easy-to-use home loan eligibility calculator will let you determine your housing loan eligibility in a quick and seamless manner. You can use our Home Loan Eligibility Calculator to find out your eligibility. To be eligible for Tata Capital Home Loan, you have to meet a few basic home loan eligibility criteria. 

  • You should be between the ages of 24 to 65 (at the time of completion of your home loan)
  • You should be a salaried individual or a self-employed professional
  • Your CIBIL score should be about 750 or above 


Home loan eligibility criteria will further differ depending on whether you are a salaried individual or a self-employed individual

Home Loan Eligibility for Salaried Individuals

For salaried individuals, home loan eligibility criteria is as follows –

  • Monthly salary must be a minimum of Rs. 30,000
  • A minimum of two years of work experience is a must 

Documents required for Home Loan

Age Proof

A Copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card & School Leaving Certificate

Photo Identity Proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card / PAN Card

Address Proof

A copy of your Utility Bill / Bank Statements / Property Registration Documents / Property Tax Receipt / Voter ID

Salary Slips

A Copy of your Salary slips for the last three months / Appointment letter / Yearly increment letter / Certified true copy of Form 16

Income Proof

A copy of your Salary account bank statements for the last six months

Existing Loan Details

Existing loan details should be provided through bank statements