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In this age of technological advancements and digitalisation, it is crucial to keep up with the latest digital banking features to ensure seamless transactions. One such essential feature is linking your mobile number with your bank account. By associating your mobile number with your account, you unlock several benefits, such as secure transactions, real-time notifications and easy access to various banking services at your fingertips.
In this comprehensive article, we will walk you through the simple and user-friendly steps to link your mobile number with your bank account. Let’s get started on this empowering journey to enhance your banking experience!
Digital banking has made financial management more convenient than ever before. However, this convenience comes with its own set of responsibilities. A fundamental measure you can adopt to secure and streamline your digital banking experience is linking your mobile number with your bank account. This seemingly small step carries with it significant benefits, which we will discuss in greater detail below.
Security: Linking your mobile number with your bank account adds an extra layer of security to your account. For instance, if someone tries to make a transaction without your knowledge, you will receive an immediate alert, helping you take timely action.
Notifications: Every time there is a transaction made from your account, your bank will notify you instantly via SMS. So, whether you have just swiped your card at a supermarket or transferred money online, you will be in the loop, keeping your finances under check.
Mobile Banking Services: Mobile number linkage enables you to use your bank’s mobile banking services. From checking your account balance to making transfers, everything becomes accessible at your fingertips.
Ease of Communication: Linked mobile numbers also serve as the primary point of contact between banks and their customers. Banks use your registered mobile number to communicate important information regarding your account. Whether it is an update about changes in interest rates, new banking features or scheduled maintenance downtime, you will receive all this information on your linked mobile number.
To link your mobile number with your bank account, you can opt for several methods. These include online methods such as internet banking and mobile banking apps, and offline methods such as visiting your bank branch or using the ATM. Let us take a look at each method with examples.
Are you wondering how to link a phone number with a bank account online? Linking your mobile number through Internet banking is one of the most convenient ways. The process for doing this is explained below.
Login to your Internet Banking Account: Use your user ID and password to log in to your Internet banking account. For example, if you are an HDFC Bank customer, you would visit the HDFC Bank website and enter your login credentials.
Navigate to the ‘Profile’ or ‘Personal Details’ Section: Once logged in, look for sections named ‘Profile,’ ‘Personal Details’ or ‘Update Contact Information’ in the main menu. Banks usually have these options in a drop-down menu under ‘Services’ or ‘Settings.’
Enter Your Mobile Number: You will see an option to enter or update your mobile number. If you are a new user, you will be asked to register your mobile number. If you are an existing user, you can update your mobile number in this section.
Confirm Your Mobile Number: After entering your mobile number, you will be asked to confirm it by re-entering it. This is to ensure that you have entered your mobile number correctly.
Validate Using OTP: Your bank will send an OTP (One-Time Password) to the mobile number you have entered. Enter the OTP in the designated field to verify your number. Upon successful verification, your mobile number will be linked to your bank account.
Banking apps provide another avenue to link your mobile number to your bank account. The process is similar to Internet banking.
Login to Your Banking App: Log in to your bank’s mobile app using your login credentials. For instance, if you are a Citibank customer, you would log in to the Citi Mobile app.
Navigate to the ‘Profile’ or ‘Personal Details’ Section: Look for the ‘Profile’ or ‘Personal Details’ section in the menu of the app.
Enter and Confirm Your Mobile Number: Enter your mobile number, confirm it and then validate using the OTP sent to your mobile number.
While not all banks offer this service, some allow you to link your mobile number through an ATM. The steps for linking mobile number through ATM include the following:
Insert Your ATM card: Visit your bank’s ATM, insert your ATM card and enter your PIN.
Select the ‘Mobile Number Registration’ Option: From the main menu, select the ‘Mobile Number Registration’ or a similar option.
Enter Your Mobile Number: When prompted, enter your mobile number.
Confirm Your Mobile Number: Confirm your mobile number by re-entering it. Upon confirmation, your number will be linked to your bank account.
To ensure smooth and secure banking transactions, it is essential to check if the mobile number is linked with a bank account. Some common methods to check if your mobile number is linked to your bank account include checking your banking app or Internet banking’s personal info section, calling the bank’s customer care helpline, visiting the nearest bank branch and using SMS-based banking services.
Linking your mobile number to your bank account may seem like a small step, but it makes a significant difference to your banking experience. Be it for security, receiving timely notifications or leveraging mobile banking services, it is a step worth taking. While the steps can vary depending on your bank, always refer to your bank’s official resources for accurate information.
Tata Capital, with its emphasis on customer convenience, provides a seamless digital experience for customers. Whether you need to link your mobile number, avail a loan or manage your investments, Tata Capital’s services ensure that you can manage your financial needs without any stress. Enjoy banking like never before with Tata Capital.
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