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Personal Loan

Be it a loan for a holiday abroad, your child's education loan, a loan for home renovation, a loan for a marriage or wedding in the family, repayment of an existing loan or even buying that precious gift for your loved one, with Tata Capital's easy Personal Loans, you don't have to worry about financing your dreams and responsibilities.

 

  • OVERVIEW
  • FAQs

 

A Personal Loan is a viable way to fund anything from a holiday abroad to your child's education and a home renovation to a wedding in the family. One can avail of a loan without any collateral or security for a pre-decided period of time at a particular rate of interest. In order to apply for a loan and minimize the risk of lenders, the borrower will need to provide proof of employment and income along with sufficient identity proof.

 

Calculate your eligibility and apply for a Tata Capital Personal Loan. Our minimal paperwork, affordable interest rates and flexi EMI payment structure make it a hassle-free way to fund your dreams and responsibilities.

Annual Percentage Rate (Min & Max) Processing Fee Tenure (Min & Max)
11.49% - 19% Starts at Rs. 999/- + applicable Service Tax 12 to 72 Months

For example, for a person borrowing Rs. 15 lacs at 12.50% APR and repaying over 60 months with 60 monthly repayments, their monthly repayments of Rs. 33,747/- will need to be paid with one time processing fee + Service tax of Rs. 18,750/-, the total amount that would need to repaid is Rs. 20,43570/-

 

 

You can avail of personal loans ranging from Rs. 75,000 to Rs. 25,00,000, depending on your eligibility, income and repayment capacity.

Personal Loans are approved within 72 hours of submission of complete documentation.

You can avail of personal loans ranging from Rs. 75,000 to Rs. 25,00,000, depending on your eligibility, income and repayment capacity.

The personal loan can be repaid over a period of 12 to 60 months.

A processing fee is payable upfront. This fee will be deducted from the personal loan disbursal amount payable to you.

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Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.

 

 
Disclaimer:
Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory