Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Tata Capital > Blog > Personal Use Loan > Why You Should Go for Personal Loan Balance Transfer from Tata Capital

Personal Use Loan

Why You Should Go for Personal Loan Balance Transfer from Tata Capital

Why You Should Go for Personal Loan Balance Transfer from Tata Capital

Not happy with your current loan conditions? Well, you no longer have to continue being in an unfruitful loan relationship. With a personal loan balance transfer, you can now shift your outstanding loan amount to a different loan provider, preferably a lender offering low-interest rates or better terms.

When it comes to getting a loan at favourable terms, your search can end at Tata Capital! What’s more, we offer the balance transfer option as well. Calculate your interest, apply for a loan, and have your loan moved to us within a matter of a few days!

Let’s look at all the benefits you get when you choose Tata Capital as your loan partner.

Get additional credit

Financial emergencies strike without notice. In such circumstances, you might face an urgent cash requirement. And if you already have a loan to your name, getting another one may be challenging or time-consuming. In worst cases, you might have to dip into your savings.

Or, you can transfer your loan to Tata Capital. With Tata Capital personal loans, you can avail of the top-up facility, which allows you to add extra funds on top of your current loan amount.

As a result, you won’t have to exhaust your savings, nor would you have to go through the hassle of procuring a second loan.

Lower interest rates

Can’t keep up with the interest rates offered by your lender? Well, transferring your remaining loan amount to Tata Capital can reduce your interest outgo. With our affordable personal loan interest rates, starting at 10.99%, reduce the repayment burden and save more.

Additional Read - How to Apply for a Personal Loan Balance Transfer?

Get a tenure of your choice

Migrating your loan to Tata Capital allows you to renegotiate your loan terms. If you wish to reduce your EMI burden, you can choose a longer tenure. Conversely, if you wish to close the loan early, you can opt for a shorter term. To make an informed choice – in line with your financial goals – we recommend using our personal loan EMI calculator. This way, you can calculate your potential monthly instalments before transferring your loan.

Better services

On top of the low-interest rates and flexible tenures, Tata Capital also offers an exceptional after-sales service. Be it any issue; our responsive customer service executives will solve it in a jiffy and ensure you have the peace of mind you deserve.

Additional Read - Top Scenarios When Personal Loan Balance Transfer Sounds a Fruitful Option to Avail

In Summary

There’s no doubt that a balance transfer can help you get out of the clutches of an unfriendly loan vendor. And with Tata Capital as your new loan partner, you won’t ever have to worry about your loan becoming a burden. Fast application, attractive interest rates, extended loan terms, flexible EMI plans, and easy eligibility – we offer it all!

Tune in to our website right away to know more about our personal loan transfer!

Leave a Reply

Your email address will not be published. Required fields are marked *