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Tata Capital > Blog > Personal Use Loan > Urgent need of funding up to 1.5 lacs in next 24 hours, may I help?

Personal Use Loan

Urgent need of funding up to 1.5 lacs in next 24 hours, may I help?

Urgent need of funding up to 1.5 lacs in next 24 hours, may I help?

In times of financial emergencies, finding a quick and reliable source of funds can be daunting. This can often leave you feeling helpless and overwhelmed, wondering—‘I need 1.5 lakh rupees urgently, what should I do?’

If you’re facing such a predicament and need a 1.5 lakh loan in the next 24 hours, we’ve got you covered. With an instant small personal loan up to 1.5 lakhs, you can access the required funds quickly and conveniently without dipping into your savings.

1.5 Lakh Personal Loan

A Personal Loan of 1.5 lakh INR provides flexible financial assistance. It is suitable for short-term necessities such as emergency medical bills or house repairs, and it can be paid off over several months to several years. Interest rates differ per lender and credit profile, usually ranging from 10% to 20%.
For example, the Equated Monthly Installment (EMI) at a rate of 15% interest for a period of two years would come to about INR 7,352. However, rates change, which has an impact on EMIs. To properly manage this loan, consider understanding the repayment terms and affordability as the priority.

What are the eligibility criteria to get a loan of Rs. 1.5 lakh? 

To get a small personal loan from Tata Capital, you must fulfill the following eligibility criteria:

- You must have a minimum salary of ₹15,000

- You must have at least 1 year of work experience

- Your age must be between 22 and 58 years

How can you apply for a 1.5 lakh personal loan?

You can easily apply for a small personal loan of up to Rs. 1.5 lakh with Tata Capital online and offline. Here’s how:

1. Online application process

Follow these steps to apply for a small personal loan online:

Step 1: Visit Tata Capital’s official website and navigate to the small personal loans page.

Step 2- Click ‘Apply Now’ and fill in the required details.

Step 3- Upload soft copies of the required documents and click ‘Submit’.

That’s it. We’ll verify the information and get back to you in a few minutes.

2. Offline application process

If you’re not comfortable applying online, you can also submit your application offline. Here’s how:

Step 1- Visit your nearest Tata Capital branch.

Step 2- Submit the short personal loan application along with the required documents.

You can also contact a Tata Capital agent over the phone. We will verify your loan application and documents, and if there are no discrepancies, your loan will be approved, and our team will guide you for the next steps.

In a nutshell

When faced with an urgent financial need of up to Rs. 1.5 lakhs, Tata Capital's Personal Loan can be a reliable solution. We have a quick, hassle-free, and streamlined process that ensures you get access to funds within 24 hours. You can submit your loan application online or offline and manage your financial emergencies with ease.

Moreover, we offer the best interest rates in the market, ensuring you can repay the loan comfortably without straining your monthly budget. Visit our website to apply for a small capital loan today.

Apply for an Urgent personal loan
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