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Tata Capital > Blog > Loan for Vehicle > What is Section 184 of the Motor Vehicles Act?

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What is Section 184 of the Motor Vehicles Act?

What is Section 184 of the Motor Vehicles Act?

Section 184 of the Motor Vehicles Act is an important provision that addresses penalties for reckless driving in India. Reckless driving not only endangers the lives of the driver but also poses a significant risk to pedestrians and other road users. To ensure road safety and discourage dangerous driving practices, the Indian government has implemented stringent laws and penalties under Section 184.

Understanding the 184 MV Act

Before delving into Motor Vehicle Act 184, let's take a closer look at the Motor Vehicle Act itself. The Motor Vehicle Act, enacted in 1988, serves as the legal framework for road transportation in India. It covers various aspects of traffic management, including fines and punishments for traffic violations.

The Act consists of 14 chapters and around 217 sections, addressing issues such as motor insurance, traffic offences, control of transport vehicles, registration of motor vehicles, and licensing. These provisions are crucial for maintaining order on Indian roads and ensuring the safety of all road users.

Section 184 of the Motor Vehicles Act

Section 184 specifically deals with penalties for dangerous driving. It states that whoever drives a motor vehicle in a manner that is dangerous to the public shall be punished accordingly. The punishment for the first offence can include imprisonment for up to six months or a fine of up to one thousand rupees. For subsequent offences within three years, the punishment may extend to imprisonment for up to two years or a fine of up to two thousand rupees, or both.

To better understand what constitutes dangerous driving under Section 184, let's take a look at some specific violations:

1. Using Mobile Phones While Driving:

Operating a mobile phone or any handheld device while driving is considered an offence under Section 184.

2. Disregarding Traffic Signals:

Jumping red lights or failing to stop when asked by traffic authorities can lead to penalties under this provision.

3. Reckless Overtaking:

If you wrongfully overtake another vehicle, endangering the lives of others on the road, you can be booked under Section 184.

4. Driving Against Traffic Flow:

Driving against the flow of traffic, causing inconvenience and potential accidents, is considered a violation of this provision.

5. Causing Grievous Harm:

Driving dangerously and causing serious injuries to another person can result in severe penalties under Section 184.

184 MV Act Fine Amount and Punishment

The fines and punishments of the MV Act 184 were amended in 2019 to deter reckless driving on Indian roads. Let's take a look at the updated penalties:

For the first offence, the fine amount can go up to Rs. 5000 or imprisonment for up to one year. If a subsequent offence is committed within three years, the fine can be increased up to Rs. 10,000, or imprisonment for up to two years, or both.

Additionally, compensation limits for accident victims have been set under this amendment. If an accident causes severe injuries, the responsible party will have to pay Rs. 2.5 lakhs as compensation. In a fatal accident, the compensation amount increases to Rs. 5 lakhs.

These increased fines and stricter punishments are intended to send a clear message that traffic violations and dangerous driving will not be tolerated in India.

Importance of Insurance

While strict laws like Section 184 aim to reduce road accidents and promote safer driving practices, accidents can still occur due to various reasons. Having adequate insurance coverage is crucial in such situations.

As per the Motor Vehicle Act of 1988, third-party motor insurance is mandatory for all vehicles plying on Indian roads. Third-party insurance covers any damage caused by your vehicle to third parties involved in an accident. It provides financial protection against liabilities arising from bodily injury or property damage caused by your vehicle.

However, it's important to note that third-party insurance does not cover damage to your vehicle. To protect your vehicle against damages from accidents, theft, or natural disasters, you may consider purchasing comprehensive insurance or standalone own-damage coverage.


Section 184 of the Motor Vehicles Act or 184 MV Act, is a deterrent against reckless driving and aims to ensure road safety. The increased fines and 184 MV Act punishment highlight the government's commitment to reducing road accidents in India.

While strict laws and penalties play a crucial role in maintaining road discipline, it is equally important for individuals to drive responsibly and adhere to traffic rules. Ensuring the safety of oneself and others on the road should be a top priority.

To protect yourself financially in case of unforeseen circumstances on the road, it is recommended to have the necessary insurance coverage. Tata Capital offers various vehicle loans, including used car loans and two-wheeler loans, allowing individuals to easily purchase their dream vehicles. Explore more vehicle loans on Tata Capital. Remember, responsible driving not only saves lives but also helps create a safer environment for everyone.

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