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If you are a superbike fan, many things that sound Greek to others will make perfect sense to you. Only superbike aficionados know the sweet humming sound that a liquid-cooled, four-stroke, in-line engine produces. The massive power horsepower at 8000 rpm and peak torque make the machine the muscled gentle giant that it truly is. As Indians aspire for bigger and faster things, superbikes have caught the imagination of people like never before. Look around you closely and you can see Kawasaki Ninja H2, or a BMW S 1000 RR or a Ducati Panigale V4 speeding by. The bike vocab has grown bigger and the Hayabusas, Aprilias, or CBR 1000s are just par for the course. Merely knowing names is not enough. Let us look at 5 things you must know about superbikes.
1. Cost of a Superbike
A supersport bike comes with a genuinely large engine. It will have an engine size between 800 and 1200 cc. The engine power is comparable to a 4-wheeler often. This is one of the reasons superbikes are expensive. Good superbikes from well-established players come at a minimum Rs. 20 lakh cost. Some of the best superbikes cost between Rs. 20 lakh to Rs. 40 lakh on road. If you dream of owning a super-bike, you can do so by availing a two wheeler loan. NBFCs like Tata Capital disburse bike loans so that no superbike is out of reach for you. If you have found the one you want, you can apply for a bike loan.
2. Superbike loans available
Bike loans make the job of owning a superbike easy. Fell in love with an MV Agusta F4? Do you plan to buy a Yamaha YZF – R1? Want to feel the rush of driving a Ducati 1299 Panigale S? Bike loans are here to take care of your financing needs so that you can enjoy the feeling of these impressive vehicles. With Tata Capital, you can get finance up to 100% of the cost. You can repay the loan in easy EMIs with a loan tenure up to 5 years. With quick processing and minimal paperwork, your two-wheeler loans will be processed in no time. You can get in touch with one of the leading two-wheeler loan providers like Tata Capital.
3. Superbike maintenance
Big bikes need to be maintained properly. Superbikes come with heavy engines, separate tyres and often a lot of sophistication in terms of electronic circuitry. The brake oil changes and engine oil changes will happen depending on usage. But, it is safe to assume that the costs for regular maintenance and also repair work will be in-line with the costs of the bike. It is like buying an SUV.
4. Superbike insurance
Buying a superbike with a bike loan is easy. It is so simple that you can even apply online. However, while you research on which superbike fits your budget, you should also co your research on insurance as getting the vehicle protected on road is also important. Since the spare parts of a superbike are not cheap, it is better to opt for a good insurance policy. The simple cover may not be enough. You should opt for a comprehensive bike insurance cover, with add-on covers. Add-on covers like nil depreciation will protect the value of your bike. If you plan to ride with a pillion, getting a pillion cover would be a good idea. Also, do consider getting an allowance add-on that would pay you an allowance in case you meet with a mishap. Nobody wants an accident, but it is better to be protected while travelling at high speeds.
5. Superbike attention and riding
Once you buy a superbike, be prepared for some inevitable attention. We mean serious attention wherever you go. People will constantly look at your vehicle and this can be sometimes distracting as well. So, you have to be careful about driving. Indian roads are notorious for potholes so be careful. You superbike will come alive on stretches with low traffic and those are the only spaces where you can really rev up your engine. Make sure you wear the appropriate riding gear everywhere you go.
If the above list has gotten you curious, you too can own a superbike. And with a bike loan, you can make that dream come true, today.
Policies, Codes & Other Documents