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Tata Capital > Blog > Loan for Home > Step-by-Step Guide to Build Your Home in Bangalore

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Step-by-Step Guide to Build Your Home in Bangalore

Step-by-Step Guide to Build Your Home in Bangalore

Pleasant weather, reasonable cost of living, and diverse city culture are a few reasons why many choose to settle down in Bangalore. If you also wish to build your home in India’s ‘Garden City’ but don't know where to start, you're not alone!

Here is a step-by-step guide to buying a property for building a home in the vibrant city of Bangalore.

Get a budget estimation

The budget estimation will financially prepare you for your home construction. While making a budget, include every possible expense you may encounter, so there are fewer surprises. In case you plan to take a home loan, begin the borrowing process early.

Consider the material cost, contractor’s fee, government approvals fees, etc. Also, when purchasing a plot to build your home, incorporate the registration fee and the broker fee in your budget. Lastly, keep aside some budget as a buffer for unforeseen circumstances.

Select a suitable plot

Bangalore offers a wide variety of plots you can choose from. But before you zero in on the land, ensure the property has ‘Khata’ certificates. Khata certificates are documents for your plot sanctioned by the municipal authority. They are crucial to getting approvals for constructing your home in Bangalore.

After you receive the document, you must conduct a soil test to check if the plot is suitable for construction. These things will ensure the process goes smoothly.

Additional Read: Top Places to Buy House in Bengaluru

Select a good builder

Take some time to find a quality builder after buying property in Bangalore. To do so, you can run a check for their credentials and certificates. You can also consult their previous clients. If possible, visit the properties they have built before. If you plan to be your own builder, make sure you do the same with your subcontractors and vendors.

Additional Read:  Best Godrej Housing Projects in Bangalore

Get all the required approvals

Before you begin construction, you need to have your plan layout approved by the authorities. You will also need approvals for construction, the temporary electricity and water lines, hiring contract staff, etc. Getting the approvals may take some time, but it is better to wait and follow proper procedure than risk halting the project midway.

Monitor the site regularly

Every stage of your home’s construction requires a quality check to proceed to the next one. Whether you are laying the foundation, erecting the beams, applying the concrete, or connecting the power and water lines, monitor the site regularly. Talk to your contractors or sub-contractors, so they work as per schedule. Monitor the quality of the materials being used and the expenses. Following these steps will help you reach your goal faster.

Begin building your dream home with Tata Capital

As you can see, building a home requires patience and persistence. Regardless, you can ensure a smooth and hassle-free home building experience by following our step-wise guidelines.

We at Tata Capital understand the hard work and endurance that goes into building a home for your family. To help you achieve your goal, we offer home loan in Bangalore at home loan interest rates starting at just 6.70%. We provide loans of up to Rs. 5 crores.

Check out your eligibility criteria on our website.

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