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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

What are the Documents Required for an Overdraft Business Loan?

When you apply for a Overdraft facility with a lender, it asks you to submit certain documents to check your eligibility. Although the documents required for any loan application may differ from one lending institution to another, there are some common documents that you have to submit irrespective of the lender.

At Tata Capital, we provide overdraft facility with minimum documents and easy eligibility criteria. We ask only for some basic loan documents from our customers, which include a loan application form, photo identity proof, address proof, business ownership proof, and proof of income. 

Documents Required to avail a Overdraft facility?

You can avail of a Tata Capital Overdraft facility by submitting only a handful of documents. You can submit these documents directly at your nearest Tata Capital branch or upload them on our website.

KYC Documents

Under the KYC or Know Your Customer Documents, you’re required to submit a photo identity proof and an address proof of yours. These include a copy of your PAN Card along with a copy of your Aadhaar Card, Voter ID Card, Driving License, or Passport.

Business vintage proof

You’re also required to submit proof of your business ownership. It can be your Business Registration Certificate, Trade License, Establishment, GST Registration Certificate, or a certified copy of the Partnership Deed Agreement or Sole Proprietorship Declaration.

Income Proof (for loan requirement of > 10 Lacs )

You can submit your last two years’ Income Tax Returns (ITRs) and Computation of Income, last two years’ Audited Financial with Tax Audit Report, profit-loss statements of the last two years, or balance sheet (duly audited by a Chartered Accountant)

Bank Statements & GST returns

You’re also required to submit your current account bank statements and GST statements for the last six months.

Please note that this documents list is indicative. The exact documents required for business loan may vary from case to case based on our assessment program. However, the KYC documents and six-month bank statements are common documents required in each case.

How to Submit Loan Documents?

With Tata Capital, you can apply for a business loan by fulfilling simple eligibility criteria and submitting a few essential documents. You can submit your documents in any of the following ways:


Visit Our Branch

You can visit your nearest Tata Capital branch along with the documents required for new business loan. Our executives there will scan your documents and guide you through the entire process.



You can upload your business loan documents online by visiting our website. You can start by applying for a business loan online and then uploading the required documents on our portal. 


Get Doorstep Services

At Tata Capital, we provide doorstep services for the convenience of our customers. You can simply contact our customer care number and ask for the doorstep pickup of your business loan documents.

What our customers say about us

Your services for customer satisfaction are really great. Lots of thanks for your kind consideration. Thanks a lot.


Business Loan | 03 May, 2024

Great and Consistent customer care service available in Tata capital. Great job


Business Loan | 24 April, 2024

The process was so easy and team support and their knowledge on the product is too good.


Business Loan | 10 April, 2024

Tata Capital is a good loan company, and its services are exceptionally fast. Overall, Tata Capital is a great company.


Business Loan | 28 March, 2024

Very prompt response and very good service, I liked it and I am really thankful


Business Loan | 04 March, 2024

Entire Service is very professionally organised. Thanks a lot.


Business Loan | 15 February, 2024

I am extremely happy with the services, TATA services are world class . I am proud to be part of their services


Business Loan | 08 February, 2024

Dear Tata Capital finance, your service is good.


Business Loan | 03 February, 2024

Thank you for your exceptionality quick resolution to my queries! Thank you so much.


Business Loan | 31 January, 2024

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

BL Machinery Loans BL Machinery Loans

MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.


Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 90 lakhs at an affordable interest rate.

Overdraft Loan Overdraft Loan

Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan Small Business Loan