Business Loan Overdraft

EMI Options

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Overview Required Documents Rates & Charges EMI Options

Types of OD facility offered at Tata capital

Monthly Dropline facility

Under this original assigned sanctioned OD limit shall decrease every month by an equal amount till the tenure of loan facility ends.
Dropdown amount is calculated as sanctioned limit divided by total tenure of the loan.
During the tenure customers will be charged interest on utilized limit and principal due (if any) on a monthly basis

Fixed plus Monthly Dropline facility

Original assigned sanctioned OD limit remains fixed for first 12 months.
After 12 completed months of fixed tenor, the original assigned limit shall start decreasing every month by an equal amount till the tenure of loan facility ends
Dropdown amount is calculated as sanctioned limit divided by dropline tenor of the loan
During the Fixed period only interest on utilized limit is deducted. After completion of fixed tenure, interest on utilized amount along with principal due (if any) will be deducted

What our customers say about us

It's fast, and especially the support staff is good.

JYOTIRMAY SHARMA

Business Loan | 25 Oct, 2024

My request was considered politely and solved. The service executive was good in her speech and interaction and was helpful.

SBJ ASSOCIATES

Business Loan | 03 Oct, 2024

Quick and efficient service.

SURAJ LAXMAN PATIL

Business Loan | 03 Sep, 2024

Keep up the fantastic performance.

MUTHUSAMY S

Business Loan | 29 Aug, 2024

As I wanted a new loan, you guided me on whom to meet. Thank you for your polite behavior. Very happy.

MOHAMMAD GHOUS GHOUS PASHA

Business Loan | 27 Aug, 2024

Excellent service from Tata Capital. I am impressed.

SARASWATI SERVICE STATION

Business Loan | 26 Aug, 2024

During the entire loan term, we didn’t face any issues with loan servicing from Tata Capital. Would definitely like to take a loan in the future if needed.

AGRAWAL M JAGDISH

Business Loan | 21 Aug, 2024

I am very happy with the services and will definitely avail myself of the services in the future.

SMITA DEEPAK SARAIYA

Business Loan | 13 Aug, 2024

Best communication provided for customers.

Pooran Mal Jangir

Business Loan | 02 Aug, 2024

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Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

BL Machinery Loans

BL Machinery Loans

MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

BL MSME Loans

BL MSME Loans

Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 90 lakhs at an affordable interest rate.

Overdraft Loan

Overdraft Loan

Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan

Small Business Loan

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