Business Loan Overdraft

EMI Options

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Overview Required Documents Rates & Charges EMI Options

Types of OD facility offered at Tata capital

Monthly Dropline facility

Under this original assigned sanctioned OD limit shall decrease every month by an equal amount till the tenure of loan facility ends.
Dropdown amount is calculated as sanctioned limit divided by total tenure of the loan.
During the tenure customers will be charged interest on utilized limit and principal due (if any) on a monthly basis

Fixed plus Monthly Dropline facility

Original assigned sanctioned OD limit remains fixed for first 12 months.
After 12 completed months of fixed tenor, the original assigned limit shall start decreasing every month by an equal amount till the tenure of loan facility ends
Dropdown amount is calculated as sanctioned limit divided by dropline tenor of the loan
During the Fixed period only interest on utilized limit is deducted. After completion of fixed tenure, interest on utilized amount along with principal due (if any) will be deducted

What our customers say about us

Entire Service is very professionally organised. Thanks a lot.

VIVERLY EDUCATIONAL SOCIETY

Business Loan | 15 February, 2024

I am extremely happy with the services, TATA services are world class . I am proud to be part of their services

YUVARAJ SRINIVASAN LINGAPPA

Business Loan | 08 February, 2024

Dear Tata Capital finance, your service is good.

PAC METAL INDUSTRIES

Business Loan | 03 February, 2024

Thank you for your exceptionality quick resolution to my queries! Thank you so much.

GOLDSTAR HOSPITALITY

Business Loan | 31 January, 2024

Overall experience was satisfactory…Keep up the good work!!

PAYAL VINAY BANSAL

Business Loan | 26 January, 2024

Tata capital always support me thanks to tata capital

ABDUL JALEEL

Business Loan | 23 January, 2024

Good approach and service

BACHANI VASUDEV LALCHAND

Business Loan | 18 January, 2024

Very fast and swift paperwork, smooth disbursement, really appreciate for the swift action and would love to be a part of Tata capital. Thanks Best regards Manisha Sambit Padhi

OM SAI ENTERPRISES

Business Loan | 11 January, 2024

Best service in minimum time with good support.

SIDDHANT UTTAM GHONGANE

Business Loan | 30 December, 2023

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Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

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MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

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Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 90 lakhs at an affordable interest rate.

Overdraft Loan

Overdraft Loan

Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

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Small Business Loan

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