A laptop is an indispensable part of life these days. Whether it’s working on a spreadsheet, bingeing on Netflix or playing games, you probably won’t be able to function without this multitasking device.
However, laptops do not come cheap. Models range from Rs. 30,000 to over Rs. 2 lakh in price based on the brand and features. A consumer durable loan is a great option if you want to get your hands on a functional and high-end laptop. Flexible options on consumer durable loan EMI allow you to expand your budget and consider the higher range of laptops.
But how do you choose the right laptop? Here are some key points that will make it easy for you to make up your mind when shopping for your next laptop.
Everyone loves to multitask today. Hence, you need a laptop with a powerful processor. Intel and AMD are the most common makers of processors that are found in almost all laptops. A faster processor ensures that your laptop functions well and doesn’t work slow or hang every time you try multitasking.
You would want to store a lot of data in your machine, including videos, documents and photos, in addition to the existing system files. If your work requires you to deal with large files, you should go for a laptop with a hard disk space of at least 500GB. Contemporary laptops also come with 1TB of storage space these days.
The screen size completely depends on the primary use of your laptop. If you watch a lot of movies/web content or play games, it makes sense to choose a laptop with a screen larger than 17 inches. For all other purposes, a screen size of 14-15 inches should get the job done.
The battery performance of a laptop is another key point to keep in mind. You don’t want to pick up a laptop that drains out quickly or has heating issues. A good laptop is one that runs for at least four to six hours after a full charge.
Always go for a laptop from a trusted maker. They could be expensive, but you can be assured about the quality and functionality of the laptop. Additionally, most major brands have authorized service centers that ensure your laptop is serviced by a professional and can be easily replaced if needed.
Besides these, get an idea of the price so you can figure a proper consumer durable loan.
Make an informed choice
Before you zero in on a laptop, read customer and tech reviews to understand if the laptop you have chosen delivers as it promises. And price should be the least of your concern with Tata Capital’s consumer durable loan. With no additional cost on account of the consumer durable loan interest component, you could easily raise your budget. Choose a laptop you know will serve you well for the next two to three years at least and let a Tata Capital consumer durable loan take care of the rest.