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Tata Capital > Blog > Loan for Home > Top Places to Buy a Home Under Rs. 1 Crore

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Top Places to Buy a Home Under Rs. 1 Crore

Top Places to Buy a Home Under Rs. 1 Crore

When it comes to buying a house, one of the most important factors one considers is the location. Accessibility to public transport, proximity from one’s workplace, availability of hospitals and schools, etc. are some parameters you consider when choosing a location. The more well-connected a location is, the higher the price of real estate rises.

If your budget is under Rs. 1 crore, you may not find your dream house in a prime location, even with the help of a home loan. However, you still have plenty of good options available under Rs. 1 crore.

National Capital Region (NCR)

There aren’t many other regions in India that enjoy the connectivity as much as the NCR does. With ample transportation facilities and hubs, this location is ideal for living with your family; it houses top-notch schools, hospitals, and corporate parks. What’s more, with easy home loans in India, buying a house in the NCR is easy.

Additional Reads - Top Five Properties in Delhi with Minimum Maintenance Charges


Known for its giant IT parks, Bangalore offers a variety of residential options. From quiet suburbs to bustling apartment complexes, the city provides a vibrant corporate culture with premium education and medical institutes. If you’re looking to make the city of Bangalore your home, apply for a home loan only after comparing various home loan rates offered by financial institutions.


A major city of Maharashtra, Thane ranks high in the list of best locations for buying a house. With tropical weather conditions, the place will provide you a serene living environment. There are many opportunities for you to grow in the city which also houses some of the biggest Bollywood stars. You will find a unique apartment culture in the city, ideal for the working population. Unlike the neighbouring areas of densely populated Mumbai, the roads are wide and the air cleaner. Before applying for a home loan in Mumbai, check yourhome loan eligibility criteria online.

Additional Read - A Complete Guide for a First-Time Home Buyer in Mumbai


One of the cleanest cities in India, Pune offers premium housing facilities under Rs. 1 crore. With ample employment opportunities, the city is a rising commercial hub. Be it property loans in Mumbai or Pune, you can find competitive home loan interest rates only through due diligence. To calculate your EMI payment capacity accurately, always use an online home loan calculator.

Buying a house is perhaps one of the most crucial decisions you will make in your life. Without a home loan in India, it can be tough to own a property in the better areas of the country. Apply for a home loan online at Tata Capital for buying a house or even constructing one in India. With loan amounts up to Rs. 5 crores and attractive interest rates, you are sure to find just the financing support you need at Tata Capital.

To help you realise your dreams without exhausting your savings, we make buying a house easy. Start your repayment tenure with lower EMIs and repay more as and when your income grows! Get in touch with us today for more information on home loan in India.

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