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How To Apply For Two Wheeler Loan

Application Process

Online Application – Fill in an online two wheeler loan application form and submit.

Document Submission –Gather all the required documents and upload them online.

Verification – Your documents and credit report will be verified for any discrepancies. 

Approval – If everything is fine, your loan will then will sanctioned and the amount, disbursed to your bike dealer.

An application to avail two wheeler loan can be filled in and submitted online. This all-digital approach makes it a quick and hassle-free process which can be done from the comfort of your home.

To avail a two wheeler loan, certain bike loan documents need to be submitted for verification and loan approval. These documents can be easily and quickly uploaded online. You will need to submit the following documents required for bike loan, standard or super bikes – ID Proofs, Address Proofs, Income Proofs (if required), Bank Statements, and Residence Ownership Proof (optional in case of a standard bike loan). 

After submission of the loan application and the required two wheeler loan documents, we will verify them to validate your eligibility. Your documents and credit report will be verified for any discrepancies. In case of incomplete or wrong document submission or any discrepancies in credit report, your two wheeler loan application may be declined, in which case, your loan will not be sanctioned.

Once your documents and credit report have been verified successfully with no discrepancies found, you will receive a two wheeler loan online approval. Once your loan has been sanctioned, the loan amount will be disbursed to the bike dealer. 

Ways to Apply

Wondering how to apply for two wheeler loan? You can avail a two wheeler loan in any of the following ways depending upon which method suits you best –

  • Online – Apply for two wheeler loan online through our website for a quick and hassle-free application process.

  • Email – Drop an email to our customer care team who is eager to answer your queries regarding two wheeler loan.

  • Phone – Call our relationship managers on our toll free number – 1860 267 6060.

  • Virtual Assistant – Our virtual assistant TIA is available 24x7 to take care of your queries and requests.

  • Offline – Visit any of our physical branches and have a one-on-one talk with our lending experts.

Two Wheeler Loan Interest Rates and Charges

Two wheeler loan interest rate is a basic charge levied on a two wheeler loan – it is the rate at which a borrower has to pay interest on the loan principal for a fixed period. It is generally expressed as a percentage. Besides the bike loan interest rate, several other fees and charges are also involved – general and miscellaneous charges. 

Bike Loan EMI Calculator

A two wheeler loan EMI calculator is a useful and free online tool using which you can calculate your two wheeler loan monthly EMI value in a fast and easy manner. All you need to do is enter three basic inputs – Principal loan amount, Rate of Interest, and Loan Tenure – and the calculator will show you correct results within seconds. This tool helps you to determine your repayment capacity, plan your monthly budget, and avoid EMI defaults. 


Apply for Two Wheeler Loan online in just a few minutes and get your loan sanctioned instantly. 



Got a question?  Call us on 1860 267 6060 8 am to 8 pm. You can request a call back too.


You need not wait endlessly for someone to answer your queries. You can now get real time replies with our 24/7 virtual assistant 


Visit our branch and talk to the lending expert. 


Download our form, fill in your details and submit the application in the nearest branch.

Detailed FAQs

Want to know how to apply for two wheeler loan? In four easy and short steps! Here’s how –

  • The first step is to apply for two wheeler loan online. While your eligibility is checked, you can negotiate terms with the bike dealer.

  • After your loan request has been approved, submit your two wheeler loan application along with the required documents.

  • Your submitted documents and credit report will be verified and validated for loan approval.

  • Finally, in case of no discrepancies, your loan will be sanctioned, and the lender will have your money transferred to the dealer.  

No, it is not possible for you to make any changes in your two wheeler loan amount or tenure once your loan amount has been disbursed. Changes can only be made in the pre-application stage. So, make sure to double-check and avail bike finance once you’re convinced of your affordability and comfortable with the tenure. 

Once all your documents have been submitted, it generally takes about 20 minutes to calculate eligibility for two wheeler loan approval. If all documentation is complete and valid and you meet the two wheeler loan eligibility criteria, your loan will be sanctioned, and the amount will be dispersed within 24 to 48 hours. 

Getting a two wheeler loan online approval is easy and takes only simple steps –

  • First, submit your loan application online, specifying your desired loan amount and tenure.

  • Next, visit the dealership showroom and choose the bike of your choice.

  • Then, submit the relevant documents.

  • We will verify your documents and credit report for loan approval.

  • Within 24 to 48 hours, your loan will be sanctioned; the amount will be dispersed to your dealer and you can take home your new ride!