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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Medical Insurance Plans

  • Tata AIG

  • Star Health


Star Women Care Insurance Policy

  • Available only for females
  • In floter at-least one female should be there in the family along with the spouse and dependent children
  • 1% of sum insured or maximum up to Rs 20,000/-


Diabetes Safe Insurance Policy

  • Pre and post hospitilisation
  • Automatic restoration
  • Personal accidental cover


Star Comprehensive Insurance Policy

  • Care beyond Cover
  • Cost of health checkup for every claim-free year
  • Cover for maternity    


Star Super Surplus

  • Coverage based on sum insured
  • Available for Gold plan
  • All day care procedures are covered


Tata AIG MediCare

  • Consumable benefits
  • Global Cover
  • In Patient Treatment


Tata AIG MediCare Premier

  • Consumable benefits
  • Emergency Air Ambulance
  • Automatically restores your sum insured to 100% for you and your family members


Tata AIG MediCare Protect

  • Consumable Benefits
  • Automatically restores your sum insured to 100% for you and your family members
  • Covers expenses for 540+ Day Care Treatment due to disease/ illness/injury


Tata AIG MediCare Plus

  • Long tenure upto 3 years
  • High Cumulative Bonus
  • Consumable Benefits


Tata AIG MediSenior

  • In-patient Treatment
  • Pre & Post Hospitalisation
  • Day Care Procedures

What is medical insurance?

Medical insurance is a very targeted and limited form of health insurance wherein you get coverage for a pre-defined and limited set of medical expenses. Additionally, there is a ceiling on the maximum sum assured - generally Rs.5,00,000, and there is no scope to enhance the coverage through riders/add-ons.

Is Health Insurance the Same as Medical Insurance?

  • In a broad sense, both health and medical insurance provide financial support in a health emergency. This is in the form of cashless claim settlement or reimbursement. They also offer tax benefits under Section 80D of the Income Tax Act, 1961. However, this is where the similarity ends.

  • Health insurance provides extensive coverage for various health conditions. Medical insurance provides limited coverage for specific health emergencies. The extent of coverage in Medical Insurance is pre-defined and limited to specific injuries, accidents and illnesses. 

  • The coverage provided by medical insurance is lesser than that provided by health insurance. Since the sum insured (SI) amount is pre-capped, the premium rate payable for medical insurance is low and affordable. Medical insurance also doesn’t give its policyholders the option to add extra covers or riders as health insurance does.

  • Health insurance is much more flexible. Policyholders can choose the scope of coverage and the SI amount, and the policy term. Medical insurance does not provide any add-on covers. In comparison, Health insurance offers optional add-on covers like maternity and new born, accidental, critical illness, etc. One can avail of it on a standalone basis or as a rider.


To conclude, health insurance and medical insurance are not the same. Medical insurance suits those with specific health needs. Health insurance works for those looking for comprehensive coverage for various health needs.