All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreExplore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
All you need to know
Calculators
All you need to know
Calculators
Buying a home is a dream for many individuals. A housing property is not only a high-value asset but also carries invaluable emotional significance and offers monetary assurance. ICICI Direct understands what owning a home means to every individual. We offers a range of home loan products and features to help you finance your dream home. Whether you are a salaried individual, a self-employed professional, or an NRI, ICICIdirect has options tailored to your specific needs. Applying for a Home Loan is the easiest way to realize your dream of buying a home. You can receive financing at reasonable interest rates and repay it as per your affordability in Equated Monthly Installments (EMI). You can apply for a Loan by visiting the nearest bank branch or online.
ICICIdirect Home Loans offer a range of features and benefits to help you finance your dream home:
Dedicated Home Loan Expert: ICICIdirect provides you with a dedicated home loan expert who will guide you through the entire process and help you choose the right loan for your needs.
Doorstep Service: ICICIdirect understands the importance of convenience, which is why they offer doorstep service. You can apply for a home loan from the comfort of your own home.
Choice of Multiple Lenders: ICICIdirect gives you the freedom to choose from multiple lenders, ensuring that you get the best rates and terms for your home loan.
Higher Sanction Value: With the choice of 9 lenders, the approval and sanction ratio is high, allowing you to get a higher loan amount for your dream home.
Higher Approved Rate: ICICIdirect works with its lending partners to ensure that you get the best interest rates for your home loan, based on your profile and credit score.
Dedicated Customer Service: ICICIdirect is committed to providing excellent customer service. They are available to answer any queries or address any service-related complaints you may have.
ICICIdirect offers competitive interest rates and charges for home loans. The interest rate and other charges may vary depending on factors such as your credit score, loan amount, and tenure. It is important to carefully review and compare the rates and charges before finalizing your home loan.
When applying for a home loan with ICICIdirect, you will need to submit certain documents. These documents may include:
Application form with photograph
Identity and residence proofs
Last six months' bank statements
Processing fee cheque
Income documents (such as salary slips, Form 16, educational qualification certificates, business profile, and previous years' income tax returns for self-employed individuals)
Statement of loans availed in the previous two years
Previous three years' profit/loss and balance sheet
It is important to gather all the required documents and ensure their accuracy before submitting your loan application.
To determine your eligibility for a home loan, ICICIdirect provides an online eligibility calculator. This calculator takes into account factors such as your income, age, qualification, number of dependents, spouse's income, assets and liabilities, savings history, and stability of occupation. By inputting these details, you can get an estimate of the loan amount you are eligible for.
Know more about Home Loans
Submitted successfully
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the
message
to download the Moneyfy App.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the
message
to download the Moneyfy App.
Thank you for subscribing
We will send news and updates to your registered email ID
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com
Click allow button to receive notifications
SMS sent successfully!
