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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Home Extension Loan by Tata Capital

A home extension loan can help you meet all your financial obligations for the extension of your existing house.

At Tata Capital, we provide a loan for home extension with easy eligibility criteria and minimal documentation. Our home extension loan application process is simple, and you can repay us at your convenience. Additionally, our house extension loan interest rates are very competitive, starting from just 8.50% per annum. You can apply for a house extension loan with us and give your family the additional space that they deserve.

  • Loan amount offered

    ₹ 2 lakhs to ₹ 5 crores

  • Loan tenure

    Upto 30 years

  • Interest rate starting @

Advantages of Tata Capital Home Extension Loan

High Loan Amount

With Tata Capital’s home extension loan, you can get a loan for house extension of up to Rs. 5 crores. With such a high loan amount, you can make the most of your house extension plan. We ensure that finances never stop you from designing your home the way you want it to be.

Easy Eligibility Criteria

When you apply for a loan for extension of house, you don’t have to worry about fulfilling stringent eligibility requirements. Our house extension loans come with very easy eligibility criteria in terms of age, income, and employment status.

Affordable Interest Rate

With our home extension loan, you can avail finances for the extension of your house at very competitive interest rates. Our home extension loan interest rates are the best in the industry, starting from just 8.50% per annum.

Easy Repayment

You can avail of our home loan for extension of house and repay us at your convenience. You can choose a suitable tenure of up to 30 years for the repayment of your home extension loan. The longer the tenure you choose, the lower would be your house extension loan EMIs.

Minimum Processing Fee

At Tata Capital, we understand that home renovation can be expensive. That is why we try to make your loan for house extension as affordable as possible. We charge very nominal processing fees on home extension loans so that you can spend your money on what matters the most.


Avail TATA Capital loans directly from WhatsApp

Eligibility Criteria for a Home Extension Loan

The eligibility criteria for a home extension loan may vary from lender to lender. At Tata Capital, we provide a home loan for extension of house with very basic eligibility requirements and minimal documentation. Our home extension loan eligibility criteria include:

  • The applicant should be in the age group of 24 to 65 years (at the time of loan completion)

  • If the applicant is a salaried employee, they should be earning a salary of at least Rs. 30,000 per month

  • If the applicant is self-employed, they should have an experience of at least three years in the same business

What are the EMI Plans for Home Extension Loans?

At Tata Capital, the convenience of our customers comes first for us. That is why we provide Flexi EMI plans for our home extension loans. You can choose from the following EMI plans and repay your home loan for extension of house at your convenience.

Standard EMI Plan

You’re required to pay fixed EMIs consistently for your entire home extension loan tenure.

Step-Up Flexi EMI Plan

You can pay lower EMIs in the beginning and then increase them gradually.

Step-Down Flexi EMI Plan

You can pay higher EMIs in the beginning and then decrease them gradually.

Bullet Flexi EMI Plan

You can repay your loan for extension of house in lump sums along with your EMIs.

Who can apply for a Home Extension Loan?

Anyone who seeks to extend or change the structure of their existing house can apply for a home extension loan with Tata Capital. You can either apply individually or jointly, depending on the ownership of your housing property. All you need to do is fulfill our home extension loan eligibility criteria.

Home Assistance Tools

  • Process Guidance Tool

    You can access our Process Guidance Tool to get contextual guidance for the steps that you should follow while buying a housing property.

  • Buying Affordability Tool

    Our Buying Affordability Tool will help you prepare your overall property budget based on your home loan eligibility and cash in hand. This tool will also suggest localities where you can find housing properties in your budget.

  • Property Search Tool

    Our Property Search Tool will help you search for your desired housing property in several property portals under one roof.

  • Documents Checklist Tool

    Our Documents Checklist Tool will help you know your maximum home loan eligibility, the documents required, and the right home loan product for you.

  • TDS Filing Guidance Tool

    Our TDS Filing Guidance Tool will help you calculate the maximum tax deduction against your home purchase. You will also be able to generate Form 26QB.

Available payment options

Available payment options

    Deduction Against Salary (DAS)

    If your employer agrees, you can choose to pay your home loan EMIs directly from your monthly salary. You just need to authorize your employer to deduct the EMI payment from your salary and deposit it with the lender.

    Post Dated Cheques (PDCs)

    You can provide post-dated cheques for the EMI amounts at the time of loan sanction. You can either provide all PDCs for your entire loan tenure at once or issue fresh PDCs periodically but at least three months in advance. We accept this payment option only if the auto debit or ECS facility is unavailable.

More Home Loan products for you

Home Loan for government employees

With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.

Home Loan for self-employed

With Tata Capital, you can apply for a home loan for self employed in a few easy steps and get housing finance at competitive interest rates.

Home Loan for women

With Tata Capital, you can apply for a home loan for women in a few easy steps and get housing finance at competitive interest rates. 

What our customers say about us

Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.

Prasenjit Sen

Loan Against Property | 13 January, 2023

Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team


Personal Loan | 31 December, 2022

I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you


Personal Loan | 30 December, 2022

This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!

Venugopal Raju

Personal Loan | 28 December, 2022

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital


Business Loan | 24 December, 2022

One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.


Personal Loan | 23 December, 2022

The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..

Prasanna Shriram Agashe

Personal Loan | 10 December, 2022

Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.

S hari Haran

Two Wheeler Loan | 08 December, 2022

I am very happy that I got timely loan in my worst time.


Personal Loan | 07 December, 2022

Find the right Loan for you

Affordable Housing Loan

  1. At Tata Capital, we believe that every single person, regardless of their financial background, deserves a home to call their own.

With this vision, Tata Capital Housing Finance offers affordable home loans at competitive interest rates. 

Affordable Housing Loan

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Home Extension Loan

  1. As the years go by and your family continues to grow, does your house feel smaller?

Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.

Home Extension Loan

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Home Loan for Self-Construction

Instead of buying a ready-to-move-in house, you can choose to purchase a piece of land and construct your house on it brick by brick. 

A home loan for self-construction or simply a home construction loan is a special type of home loan given to help borrowers construct their own house on a piece of land or plot.

Home Loan for Self-Construction

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Home Loan Top-up

A home loan top-up is a facility offered by lenders under which a borrower can take an additional loan over and above their existing home loan.

The home loan top-up facility is available only for existing home loan borrowers without the need for any additional security or guarantee.

Home Loan Top-up

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Home Loan Overdraft

At times, you may need additional funds to tackle your personal or business expenses. 

With Tata Capital’s home loan overdraft facility, you can avail of a home overdraft loan limit of up to Rs. 2 crores. You can withdraw funds from this overdraft housing loan limit as per your needs and then pay it back at your convenience.

Home Loan Overdraft

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Quick Cash

Quick Cash loan is a unique Pre-Approved personal finance top-up linked to your existing Tata Capital Housing Finance Limited (TCHFL) loans. This loan is only for existing TCHFL Home Loan and Home Equity customers.

Apart from its unique features, it also offers other advantages such as faster processing, and a paperless journey, notwithstanding that all this could be availed in just a few clicks at your convenience any day 24*7.

Quick Cash

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Balance Transfer

  1. A home loan balance transfer, or simply a home loan transfer, takes place when you transfer your outstanding home loan amount to a new lender from your existing lender.

With Tata Capital Home Loan Balance Transfer, you can transfer your outstanding home loan balance to affordable interest rates. Our home loan interest rates start from just 8.95% per annum*.

Balance Transfer

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