Home Loan for government employees
With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.
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ProceedBalance Transfer Amount
Total Savings
EMI of Final Eligibility
Final Total Eligibility
Top Up Amount
Monthly Savings
Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.
A home loan balance transfer facility allows you to transfer your outstanding home loan principal amount to a new lender. A home loan balance transfer calculator can help you evaluate the benefits of transferring your home loan balance and make an informed decision.
With Tata Capital, you can avail of the home loan balance transfer facility to switch your outstanding home loan balance to lower interest rates, starting from just 8.95% per annum*. Additionally, you can avail of a top-up loan over and above your home loan amount to ease your financial worries. You can use our home loan balance transfer calculator or home loan top up calculator to estimate your home loan balance transfer and top-up eligibility with us.
You can use a home loan balance transfer and top up calculator to gauge your eligibility for availing of a home loan balance transfer facility and home loan top-up facility. Our home loan top up calculator also displays the maximum top-up loan you can avail of on your existing home loan and the EMIs that you will have to pay for it.
To use our home loan top up EMI calculator, you will have to input the following details in it:
Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.
Loan Against Property | 13 January, 2023
Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team
Personal Loan | 31 December, 2022
I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you
Personal Loan | 30 December, 2022
This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!
Personal Loan | 28 December, 2022
I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital
Business Loan | 24 December, 2022
One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.
Personal Loan | 23 December, 2022
The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..
Personal Loan | 10 December, 2022
Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.
Two Wheeler Loan | 08 December, 2022
I am very happy that I got timely loan in my worst time.
Personal Loan | 07 December, 2022
A home loan, or a housing loan, refers to a sum of money borrowed from a financial institution to buy a new house. With a Tata Capital Home Loan, you can avail of high-value financing for convenient tenures at competitive interest rates.
You can apply for a housing loan for the following purposes:
A home loan can help you purchase or construct your dream house without worrying about the requisite finances. At Tata Capital, we understand your housing finance requirements and provide you with the best home loan.
Some benefits of a Tata Capital Home Loan include:
Tata Capital Home Loans are tailored to help you meet all your housing finance requirements. You can use our home loans for the following purposes:
Yes, you can cancel your home loan even after it has been sanctioned. However, the lender may not refund the home loan processing fees that are charged during the home loan sanction process.
If you want to cancel your home loan after receiving your loan sanction letter, you can write to us or contact us on our helpline number. But make sure you do this well before the loan is disbursed.
Yes, you can extend your home loan tenure as long as it is within the maximum loan tenure offered by your lender. At Tata Capital, we offer home loans with maximum tenures of up to 30 years.
By extending your home loan tenure, you can reduce your EMI burden. To increase your home loan tenure, you can contact us on our customer helpline number or visit your nearest Tata Capital branch.
Some common reasons for the rejection of a home loan could be:
If your home loan application is rejected by the lender, find out the exact reason behind it. If a low credit score is responsible, take steps to improve your credit score before reapplying. Also, make sure you check your home loan application thoroughly before submitting it.
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