Business Loan for professionals
At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals.
- Loans for You
Personal loan starting
@ 11.99% p.a- Instant approval
- Personal Loan Hybrid Term Loan
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score![check-credit-score]()
Home Loan with instant approval starting
@ 8.75% p.a- Instant approval
- Easy repayment
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
- Collateral-free loans
- Customized EMI options
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More![secure business loan]()
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
- Quick access to finance
- Zero foreclosure charges
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score![check-credit-score]()
Avail Loan Against Property up to ₹ 10 Crores
- Loan against property
- Business loan against property
- Mortgage loan against property
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
- Pre admission sanction
- Attractive interest rates
All you need to know
Calculators
All you need to know
Calculators
All you need to know
Calculators
Business Loan Pre-Payment Calculator
Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.
What is a Business Loan Pre-Payment Calculator?
When you avail of a business loan, you agree to repay the loan amount in Equated Monthly Instalments or EMIs. In most cases, your business loan EMI remains the same for your entire loan tenure. However, if you have surplus funds, you can choose to make pre-payments on your business loan and reduce your loan EMI, tenure, or principal amount.
A business loan pre-payment calculator is an online tool that can help you calculate business loan pre-payment amount and understand the impact of pre-payment on your business loan EMI, tenure, and other parameters. With Tata Capital’s pre-payment calculator for business loan, you can calculate business loan pre-payment amount and know your revised EMI amount, tenure, and outstanding principal amount.
Are There Any Pre-Payment Charges on a Business Loan?
Yes. The pre-payments on a business loan generally accompany certain charges, known as pre-payment charges. These charges are usually levied by lenders as a certain percentage of the pre-payment amount and may vary from one lending institution to another.
At Tata Capital, we levy very nominal pre-payment charges on our customers. For more details, you can check our business loan fees and charges section. You can also use our business loan pre-payment calculator to know your pre-payment charges and other details.
How to Use a Business Loan Pre-Payment Calculator?
Using a pre-payment calculator for business loan is extremely easy and convenient. Several lenders allow you to access their business loan pre-payment calculator online and evaluate your pre-payment benefits from the convenience of your home or office.
Once you enter these values in our Business Loan pre-payment calculator, it will instantly display your revised EMI, revised tenure, and the outstanding principal amount after making the pre-payment.
Avail TATA Capital loans directly from WhatsApp
More Business Loan products for you
What our customers say about us
Related Videos
#loanagainstsecurities
Know more about Business Loans
0:55
Popular FAQs
There are many benefits to using a pre-payment calculator. A few of them are:
- It calculates the savings you can make by making pre-payments towards your loan.
- It tells you how pre-payments will impact your loan's tenure, EMI, and total interest payable.
- Instead of manually calculating the impact of pre-payment, the calculator quickly gives you the information you need, saving you time and effort.
Yes, a part pre-payment of a business loan can reduce the loan's principal and term, lowering the amount of interest that must be paid.
You can evaluate your pre-payment benefits by using a pre-payment calculator online. Follow the steps given below:
- Enter the business loan amount
- Select the tenure of the loan.
- Enter the applicable interest rate on your loan.
- The amount that you want to pay as pre-payment
- Enter the payment months. If you want to make a one-time payment, enter the value as "1".
Once you enter these details, the updated EMI, tenure, and remaining principal amount following the pre-payment will be presented on your screen.
The following are the factors that you need to take into consideration while using a pre-payment calculator:
- Loan amount
- Loan tenure
- Rate of interest
- Pre-payment amount
An important thing to bear in mind while using the pre-payment calculator is the duration in which you’ll make your pre-payment.
Using a pre-payment calculator for business loans is easy and convenient. You can access the Tata Capital pre-payment calculator from the comfort of your home. To use it.
A pre-payment calculator needs more information than an EMI calculator. Below are the details that you need to enter into a pre-payment calculator for a business loan:
- Loan amount
- Loan tenure
- Applicable rate of interest
- Pre-payment amount.
- Duration within which you'll pay the pre-payment amount
With minimal effort, you get the best and most accurate results using the Tata Capital pre-payment calculator for business loans.
Yes, you just need to input the required values like loan amount, loan duration, rate of interest, etc.
A pre-payment calculator helps you understand how making a pre-payment will impact your loan's EMI, tenure, and principal amount. It allows you to plan and choose the ideal loan tenure and the amount of pre-payment you should make.
Find the right Loan for you
Business Loan Blogs
Subscribe to our newsletter
Submitted successfully
Follow Us
Uh oh, something went wrong
Please try again later.
Download our Moneyfy App
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Enter your mobile number to receive link to download the app
Download the app for your device
+91
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
OR
Scan QR to download the App
Download our TATA Capital App
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Enter your mobile number to receive link to download the app
Download the app for your device
+91
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
OR
Scan QR to download the App
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
Beware of Frauds!
-
Trust the links that start from https://www.tatacapital.com
-
Do not make payments in any individual’s bank accounts.
-
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com
Looking for offers...
SMS sent successfully! 
