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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer
Loan Amount
Loan duration
Loan duration
Rate of interest
Part payment amount
Payment months
Payment months

Revised EMI

(Fixed Tenure)

Revised Tenure

(Fixed EMI)

Total Payment

Principal + Interest

Remaining Principal


Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

What is a Business Loan Pre-Payment Calculator?

When you avail of a business loan, you agree to repay the loan amount in Equated Monthly Instalments or EMIs. In most cases, your business loan EMI remains the same for your entire loan tenure. However, if you have surplus funds, you can choose to make pre-payments on your business loan and reduce your loan EMI, tenure, or principal amount.

A business loan pre-payment calculator is an online tool that can help you calculate business loan pre-payment amount and understand the impact of pre-payment on your business loan EMI, tenure, and other parameters. With Tata Capital’s pre-payment calculator for business loan, you can calculate business loan pre-payment amount and know your revised EMI amount, tenure, and outstanding principal amount.

Are There Any Pre-Payment Charges on a Business Loan?

Yes. The pre-payments on a business loan generally accompany certain charges, known as pre-payment charges. These charges are usually levied by lenders as a certain percentage of the pre-payment amount and may vary from one lending institution to another.

At Tata Capital, we levy very nominal pre-payment charges on our customers. For more details, you can check our business loan fees and charges section. You can also use our business loan pre-payment calculator to know your pre-payment charges and other details.

How to Use a Business Loan Pre-Payment Calculator?

Using a pre-payment calculator for business loan is extremely easy and convenient. Several lenders allow you to access their business loan pre-payment calculator online and evaluate your pre-payment benefits from the convenience of your home or office. 


Enter Loan amount

Enter your business loan amount by using the slider or typing directly in the relevant box.


Set loan tenure

Enter or set your original business loan tenure or duration for which you’ve taken the loan.


Enter interest rate

Enter or set the applicable rate of interest on your business loan.


Enter the amount

Enter or set the amount that you want to pay as a pre-payment on your business loan.


Enter duration

Enter or set the payment months. If you want to make a one-time payment, enter the value as “1”.


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More Business Loan products for you

Business Loan for professionals
Business Loan for professionals

Business Loan for professionals

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. 

Business Loan for women
Business Loan for women

Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

What our customers say about us

Your services for customer satisfaction are really great. Lots of thanks for your kind consideration. Thanks a lot.


Business Loan | 03 May, 2024

Great and Consistent customer care service available in Tata capital. Great job


Business Loan | 24 April, 2024

The process was so easy and team support and their knowledge on the product is too good.


Business Loan | 10 April, 2024

Tata Capital is a good loan company, and its services are exceptionally fast. Overall, Tata Capital is a great company.


Business Loan | 28 March, 2024

Very prompt response and very good service, I liked it and I am really thankful


Business Loan | 04 March, 2024

Entire Service is very professionally organised. Thanks a lot.


Business Loan | 15 February, 2024

I am extremely happy with the services, TATA services are world class . I am proud to be part of their services


Business Loan | 08 February, 2024

Dear Tata Capital finance, your service is good.


Business Loan | 03 February, 2024

Thank you for your exceptionality quick resolution to my queries! Thank you so much.


Business Loan | 31 January, 2024

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

BL Machinery Loans BL Machinery Loans

MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.


Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 90 lakhs at an affordable interest rate.

Overdraft Loan Overdraft Loan

Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan Small Business Loan