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Tata Capital > Blog > Loan for Home > This Diwali, Get the Best Deals on Property Investment

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This Diwali, Get the Best Deals on Property Investment

This Diwali, Get the Best Deals on Property Investment

For decades, people have considered Diwali the best time to buy property, and rightly so! Not only is Diwali an auspicious occasion for buying property, but you can also enjoy a host of exclusive festive-season benefits. 

Wondering how? Here's how you can get the best deals on your Diwali real estate purchases. 

Greater availability of properties

Most Indians consider Diwali an auspicious time to invest in property. As a result, residential properties are in high demand across the country during this time of the year. Keeping this in mind, real-estate developers across the country launch new projects during Diwali.

Whether you want to buy a ready-to-move house or one that is under construction, you have a plethora of options to choose from! So, start researching and comparing properties in your location of choice to choose one that suits your needs the most. 

Take advantage of Diwali offers

In the past two years, there has been a decline in the prices of residential and commercial properties, making them an attractive investment avenue. And it gets even better with real estate Diwali offers! 

In the festive season, you will find a host of offers, discounts, free gifts, and other benefits along with convenient pre-payment plans. So, in Diwali 2021, stop postponing your home buying plans, and go for it! 

The most heavily discounted properties are usually those which are under construction. By purchasing them during the festive season, you can impressively reduce your expenses. But at the same time, remember to read the finer details of the contract before buying the property. This will ensure you're not going head-first into a fraudulent deal.

Additional Read: Tips to Calculate Return on Investment for Your Real Estate Investments

Affordable home loan interest rates 

After the pandemic, Indian consumers are looking to buy property once again. As a result, lenders and NBFCs are now offering the lowest interest rates on housing loans in ten years. 

So, if you want to take a home loan this Diwali, the prospects look bright for you because housing finance has never been so accessible!

Easy repayment options

Along with the attractive interest rates, lenders also offer discounts on processing charges and allow for more flexible repayment tenures. So, rest assured! Borrowing a housing loan during the festive season can be a stress-relieving decision because you get to choose preferential repayment terms. 

Besides, before applying for a housing loan, you can also use a home loan EMI calculator and estimate an affordable EMI within your budget. Enter your desired loan amount and tenure. Then, adjust these values till you arrive at an EMI amount that you are comfortable paying. 

Additional Read: Here Are Some Of The Futuristic Real Estate Investment Hotspots to Look For

To sum up

After the pandemic, many of us have realised the need for having a home of one's own. So, if you were putting off buying your home till now, Diwali can be a new beginning for you.

If you want to finance your home with a loan, Tata Capital is here to help. We offer competitive home loan interest rates and offer flexible repayment options. Your dream home is just a click away, so visit our website and apply today! 

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